South Plains Financial (SPFI) Aktievy
South Plains Financial, Inc. är ett bankholdingbolag för City Bank som tillhandahåller kommersiella och konsumentinriktade finansiella tjänster till små och medelstora företag och privatpersoner. Mer information
| Snöflinga Score | |
|---|---|
| Värdering | 4/6 |
| Framtida tillväxt | 2/6 |
| Tidigare resultat | 3/6 |
| Finansiell hälsa | 6/6 |
| Utdelningar | 2/6 |
SPFI Community Fair Values
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Analyst Price Targets
South Plains Financial, Inc. Konkurrenter
Prishistorik och prestanda
| Historiska aktiekurser | |
|---|---|
| Aktuell aktiekurs | US$42.46 |
| 52 veckors högsta | US$45.09 |
| 52 veckors lägsta | US$35.34 |
| Beta | 0.46 |
| 1 månads förändring | 0.21% |
| 3 månaders förändring | -3.91% |
| 1 års förändring | 16.33% |
| 3 års förändring | 80.07% |
| 5 års förändring | 80.37% |
| Förändring sedan börsintroduktionen | 139.75% |
Senaste nyheter och uppdateringar
SPFI: Texas Expansion And Patient M&A Support Balanced Risk Reward Ahead
Analysts have trimmed their price target on South Plains Financial by $2 to reflect updated views on the stock's fair value, citing recent research that reassesses the risk and return profile without changing the underlying fair value estimate of $47.00. What's in the News South Plains Financial is actively seeking acquisitions and investments, with management stating it is looking for M&A opportunities that meet strict cultural, credit, and community banking criteria.SPFI: Texas Expansion And Disciplined M&A Will Support Future Upside
Analysts recently trimmed their price target on South Plains Financial by $2 to $47. This reflects updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions.Recent updates
SPFI: Texas Expansion And Patient M&A Support Balanced Risk Reward Ahead
Analysts have trimmed their price target on South Plains Financial by $2 to reflect updated views on the stock's fair value, citing recent research that reassesses the risk and return profile without changing the underlying fair value estimate of $47.00. What's in the News South Plains Financial is actively seeking acquisitions and investments, with management stating it is looking for M&A opportunities that meet strict cultural, credit, and community banking criteria.SPFI: Texas Expansion And Disciplined M&A Will Support Future Upside
Analysts recently trimmed their price target on South Plains Financial by $2 to $47. This reflects updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions.SPFI: Houston Loan Momentum And Buybacks Will Support Measured Future Upside
Analysts have modestly reduced the blended fair value estimate for South Plains Financial to about $47.67 from $48.00. This adjustment reflects refreshed price targets around $48 that are supported by expectations for quicker revenue growth, a steady discount rate, and a modest change to future P/E and profit margin assumptions following recent positive commentary on loan growth and the Houston opportunity set.SPFI: Houston Expansion And Buybacks Will Support Measured Future Earnings Power
Analysts have raised their average 12 month price target for South Plains Financial to $48, up from $45, citing a more optimistic view on loan growth momentum and the improving opportunity set in the Houston MSA following recent discussions with management. Analyst Commentary Recent research highlights a more constructive tone around South Plains Financial, with several price targets reset to $48, up from a prior range around $44 to $45.SPFI: Houston Expansion And Buybacks Will Drive Long Term Earnings Power
Narrative update Analysts recently lifted their price targets on South Plains Financial to as high as $48, up from prior targets near $44 to $45, citing improving loan growth trends after a stagnant period and a stronger long term growth profile tied to the Houston market expansion and the Bank of Houston transaction. Analyst Commentary Recent research commentary on South Plains Financial has turned more constructive, with several firms lifting price targets and upgrading their views after meeting with management and reviewing the Houston expansion and Bank of Houston transaction.SPFI: Houston Expansion And Buybacks Will Support Future Earnings Power
Analysts have nudged their price target on South Plains Financial up by $1 to $48, citing accelerating loan growth and a stronger position in the small cap Texas banking market as key reasons for the adjustment. Analyst Commentary Recent research has focused on how South Plains Financial is executing on loan growth and metro-market expansion, especially around Houston, and what that might mean for valuation and risk.SPFI: Houston Acquisition And Metro Expansion Will Drive Future Earnings Power
Analysts have raised their price targets on South Plains Financial by $1 to $4, citing the Bank of Houston deal and an updated future P/E assumption of 9.36x as key reasons for their higher valuation. Analyst Commentary Recent research updates cluster around the Bank of Houston transaction and the revised future P/E assumption of 9.36x, giving investors a clearer view of how the market is thinking about South Plains Financial's potential execution and earnings power.SPFI: Metro Expansion And Houston Integration Will Shape Balanced Forward Outlook
Analysts have nudged their price targets on South Plains Financial higher, with recent raises of $1, $4, and an increase to $44. These changes support a refreshed view that reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.US$46.75 - That's What Analysts Think South Plains Financial, Inc. (NASDAQ:SPFI) Is Worth After These Results
Shareholders might have noticed that South Plains Financial, Inc. ( NASDAQ:SPFI ) filed its yearly result this time...South Plains Financial: A Solid Bank At A Fair Valuation (Upgrade)
Summary South Plains Financial is rated a "Hold" as shares trade at ~10x pro forma earnings, reflecting M&A benefits and Texas market positioning. The BOH Holdings acquisition expands SPFI's Houston presence, but significant investment and execution are needed to scale beyond its Lubbock base. SPFI maintains strong credit quality, robust reserves, and a CET1 ratio of 14.45%, supporting a secure and recently increased dividend. Loan growth is expected to accelerate to mid-to-high single digits in 2026, but valuation limits upside potential relative to sector peers. Read the full article on Seeking AlphaSPFI: Metro Expansion And Bank Of Houston Integration Will Drive Future Upside
Narrative Update on South Plains Financial Analysts have lifted their price target on South Plains Financial from US$43.50 to US$46.75, pointing to updated assumptions for higher revenue growth, wider profit margins, and a lower future P/E multiple following recent research and the Bank of Houston transaction. Analyst Commentary Recent research has focused on how the Bank of Houston transaction fits into South Plains Financial's growth plans and what it could mean for valuation and execution over time.South Plains Financial (NASDAQ:SPFI) Is Paying Out A Larger Dividend Than Last Year
The board of South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be paying its dividend of $0.17 on...South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year
South Plains Financial, Inc.'s ( NASDAQ:SPFI ) dividend will be increasing from last year's payment of the same period...South Plains Financial: Rapidly Increasing Its Tangible Book Value
Summary South Plains Financial reported a net profit of $49.7M in 2024, driven by an $8.3M increase in net interest income. The bank maintains a very liquid balance sheet with nearly $950M in cash and securities, representing a significant portion of its $4.2B assets. Despite a rise in non-accrual loans, particularly in CRE, the bank has a strong track record of managing foreclosed assets with minimal losses. Trading at a 20% premium to its tangible book value, SPFI is expected to see TBV per share approach $30 by next year, making it a compelling watch for Texas economy exposure. Read the full article on Seeking Alpha
Loan Growth And Tactical Focus Propel Financial Optimism Amidst Market Challenges
Stabilization of the auto portfolio and strategic liquidity focus position the company for loan growth and improved revenue opportunities.South Plains Financial, Inc. (NASDAQ:SPFI) Just Reported And Analysts Have Been Lifting Their Price Targets
South Plains Financial, Inc. ( NASDAQ:SPFI ) shareholders are probably feeling a little disappointed, since its shares...South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year
South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be increasing its dividend from last year's...Aktieägarnas avkastning
| SPFI | US Banks | US Marknad | |
|---|---|---|---|
| 7D | -0.2% | 0.8% | 0.8% |
| 1Y | 16.3% | 21.7% | 20.6% |
Avkastning vs industri: SPFI presterade sämre än US Banks branschen som gav 21.7 % under det senaste året.
Avkastning vs Marknaden: SPFI presterade sämre än US marknaden som gav 20.6 % under det senaste året.
Prisvolatilitet
| SPFI volatility | |
|---|---|
| SPFI Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
Stabil aktiekurs: SPFI har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.
Volatilitet över tid: SPFI s veckovolatilitet ( 4% ) har varit stabil under det senaste året.
Om företaget
| Grundad | Anställda | VD OCH KONCERNCHEF | Webbplats |
|---|---|---|---|
| 1941 | 574 | Curtis Griffith | www.spfi.bank |
South Plains Financial, Inc. är ett bankholdingbolag för City Bank som tillhandahåller kommersiella och konsumentinriktade finansiella tjänster till små och medelstora företag och privatpersoner. Det erbjuder inlåningsprodukter, inklusive avistakonton, räntebärande produkter, sparkonton och inlåningscertifikat. Företaget tillhandahåller också traditionella förtroendeprodukter och tjänster; betalkort och kreditkort; pensionstjänster och produkter, inklusive fastighetsadministration, administration av familjetrust, återkalleliga och oåterkalleliga truster, välgörenhetstruster för individer och företag, självstyrda individuella pensionskonton, förenklade pensionsplaner för anställda, aktieägarplaner för anställda, förmånsbestämda planer och vinstdelningsplaner.
South Plains Financial, Inc. Sammanfattning av grunderna
| SPFI grundläggande statistik | |
|---|---|
| Börsvärde | US$812.93m |
| Vinst(TTM) | US$60.72m |
| Intäkter(TTM) | US$211.85m |
Är SPFI övervärderat?
Se Verkligt värde och värderingsanalysResultat & intäkter
| SPFI resultaträkning (TTM) | |
|---|---|
| Intäkter | US$211.85m |
| Kostnad för intäkter | US$0 |
| Bruttovinst | US$211.85m |
| Övriga kostnader | US$151.13m |
| Intäkter | US$60.72m |
Senast redovisade vinst
Mar 31, 2026
Nästa vinstdatum
Jul 17, 2026
| Vinst per aktie (EPS) | 3.17 |
| Bruttomarginal | 100.00% |
| Nettovinstmarginal | 28.66% |
| Skuld/egenkapitalförhållande | 12.0% |
Hur har SPFI utvecklats på lång sikt?
Se historisk utveckling och jämförelseUtdelningar
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/12 13:54 |
| Aktiekurs vid dagens slut | 2026/07/10 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
South Plains Financial, Inc. bevakas av 7 analytiker. 3 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Brett Rabatin | Benchmark Company |
| Wood Lay | Keefe, Bruyette, & Woods |
| Christopher McGratty | Keefe, Bruyette, & Woods |