Loading...
NBTB logo

NBT Bancorp Inc.NasdaqGS:NBTB Aktierapport

Marknadsvärde US$2.8b
Aktiekurs
n/a
1Y27.1%
7D1.7%
1D-0.02%
Portföljens värde
Utsikt

NBT Bancorp Inc.

NasdaqGS:NBTB Aktierapport

Börsvärde: US$2.8b

NBT Bancorp (NBTB) Aktievy

NBT Bancorp Inc. är ett finansiellt holdingbolag som tillhandahåller tjänster inom personal banking, commercial banking, retail banking och förmögenhetsförvaltning i USA. Mer information

NBTB fundamental analys
Snöflinga Score
Värdering2/6
Framtida tillväxt1/6
Tidigare resultat5/6
Finansiell hälsa6/6
Utdelningar4/6

NBTB Community Fair Values

Create Narrative

See what 23 others think this stock is worth. Follow their fair value or set your own to get alerts.

NBT Bancorp Inc. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för NBT Bancorp
Historiska aktiekurser
Aktuell aktiekursUS$53.56
52 veckors högstaUS$54.50
52 veckors lägstaUS$39.20
Beta0.48
1 månads förändring4.41%
3 månaders förändring21.48%
1 års förändring27.13%
3 års förändring48.70%
5 års förändring47.55%
Förändring sedan börsintroduktionen702.24%

Senaste nyheter och uppdateringar

Uppdatering av berättelse Aug 14

NBTB: Solid Q2 Execution And Dividend Strength Will Support Fairly Balanced Outlook

The analyst price target for NBT Bancorp has moved higher by about $3 to reflect updated fair value estimates, slightly adjusted growth and margin assumptions, and recent Street research that now clusters in the $54 to $59 range. Analyst Commentary Recent Street research on NBT Bancorp highlights a mix of optimism around execution and earnings quality, along with some caution on how much upside may already be reflected in the stock.
Seeking Alpha Aug 13

NBT Bancorp Appears A Bit Pricey At The Moment

Summary NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate. Asset quality metrics are stable but trending slightly negative, while dividend yield remains attractive at 3.05% with a 14-year growth streak. Read the full article on Seeking Alpha
Uppdatering av berättelse Jul 30

NBTB: Solid Q2 Execution And Dividend Strength Will Support Balanced Outlook

Analysts have modestly lifted the fair value estimate for NBT Bancorp to about $54 from about $51, reflecting updated price targets in the $55 to $59 range that balance recent earnings revisions with views that earlier upside has largely been realized for now. Analyst Commentary Recent Street research on NBT Bancorp presents a mix of optimism on execution and caution on valuation after the stock's strong year to date move.

Recent updates

Uppdatering av berättelse Aug 14

NBTB: Solid Q2 Execution And Dividend Strength Will Support Fairly Balanced Outlook

The analyst price target for NBT Bancorp has moved higher by about $3 to reflect updated fair value estimates, slightly adjusted growth and margin assumptions, and recent Street research that now clusters in the $54 to $59 range. Analyst Commentary Recent Street research on NBT Bancorp highlights a mix of optimism around execution and earnings quality, along with some caution on how much upside may already be reflected in the stock.
Seeking Alpha Aug 13

NBT Bancorp Appears A Bit Pricey At The Moment

Summary NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate. Asset quality metrics are stable but trending slightly negative, while dividend yield remains attractive at 3.05% with a 14-year growth streak. Read the full article on Seeking Alpha
Uppdatering av berättelse Jul 30

NBTB: Solid Q2 Execution And Dividend Strength Will Support Balanced Outlook

Analysts have modestly lifted the fair value estimate for NBT Bancorp to about $54 from about $51, reflecting updated price targets in the $55 to $59 range that balance recent earnings revisions with views that earlier upside has largely been realized for now. Analyst Commentary Recent Street research on NBT Bancorp presents a mix of optimism on execution and caution on valuation after the stock's strong year to date move.
Uppdatering av berättelse Jul 09

NBTB: Q2 Earnings Setup And Share Repurchases Will Support Balanced Outlook

Analysts have lifted their blended price target for NBT Bancorp from $48.92 to $51.42, reflecting updated Q2 earnings previews and valuation work that aligns with recent target increases to $51 and $56 in Street research. Analyst Commentary Analyst commentary around NBT Bancorp has focused on how upcoming Q2 earnings could support the updated price targets and whether the current valuation fairly reflects the company’s execution and growth profile.
Analysartikel Jun 19

NBT Bancorp (NBTB) Stock Could Be 46% Below Fair Value After Recent Share Move

NBT Bancorp (NBTB) has drawn fresh attention after its recent share move, with the stock closing at US$46.68. That price puts current returns and valuation metrics into sharper focus for investors. See our latest analysis for NBT Bancorp. Set against the recent close at US$46.68, NBT Bancorp’s 1 day share price return of 0.71% comes after a 7 day share price pullback of 2.08%. However, its 90 day share price return of 14.66% and 1 year total shareholder return of 20.83% point to momentum that...
Uppdatering av berättelse Jun 19

NBTB: Share Repurchases And Stable Metrics Will Support Balanced Stock Upside

Analysts have raised their average price target on NBT Bancorp stock by $1, citing updated valuation work that keeps fair value metrics, discount rate, growth assumptions, profit margin, and future P/E estimates broadly in line with prior expectations. What’s in the News for NBT Bancorp NBT Bancorp completed a share repurchase program announced on January 3, 2022, buying back a total of 1,063,100 shares, representing 2.26% of shares, for US$41.11 million.
Uppdatering av berättelse Jun 03

NBTB: Profitability And Fee Income Will Support Balanced Upside And Execution Risks

Analysts have raised the NBT Bancorp price target by $1 to $50, citing relatively strong profitability, a resilient funding base, and a meaningful contribution from fee-based businesses compared with peer banks. Analyst Commentary Bullish Takeaways Bullish analysts point to relatively strong profitability metrics as a key support for the updated US$50 price target, suggesting the stock is being valued on consistent earnings power compared with peers.
Uppdatering av berättelse Feb 07

NBTB: Buybacks And Stable Credit Costs Will Support Measured Upside Potential

Analysts have nudged their price target for NBT Bancorp higher to about $48.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that modestly adjust their outlook while keeping the overall thesis intact. What's in the News NBT Bancorp repurchased 250,000 shares between October 1, 2025 and December 31, 2025, representing 0.48% of shares for $10.2 million under its existing buyback program (Key Developments).
Uppdatering av berättelse Dec 10

NBTB: Expanded Buybacks Will Support Long-Term Upside Potential Through 2027

Analysts have modestly revised their price target on NBT Bancorp higher to approximately 47.80 dollars, reflecting steady expectations for fair value, discount rate, revenue growth, profit margin, and future price-to-earnings multiples that collectively support a stable long-term outlook. What's in the News Third quarter 2025 total loan net charge offs increased to 4.3 million dollars from 3.92 million dollars a year earlier, indicating slightly higher credit costs (Key Developments) NBT Bancorp increased its equity buyback plan on October 27, 2025, raising remaining authorization to 2,000,000 shares and extending the program through December 31, 2027, bringing total authorization to 4,555,000 shares (Key Developments) Between July 1 and September 30, 2025, the company repurchased no additional shares, leaving total repurchases under the January 3, 2022 buyback at 563,100 shares, or 1.31 percent of shares, for 19.91 million dollars (Key Developments) Valuation Changes Fair Value Estimate remained unchanged at 47.80 dollars per share, indicating no shift in the model’s intrinsic value assessment.
Uppdatering av berättelse Nov 25

NBTB: Share Buyback Expansion Will Support Upside Potential Through 2027

Narrative Update on NBT Bancorp Price Target Analysts have revised their price target for NBT Bancorp downward from $50.17 to $47.80, citing a more modest outlook on revenue growth and profit margins. What's in the News NBT Bancorp reported total loan net charge-offs of $4.3 million for the third quarter ended September 30, 2025, compared to $3.92 million a year ago (Key Developments).
Analysartikel Aug 01

NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

NBT Bancorp Inc. ( NASDAQ:NBTB ) came out with its quarterly results last week, and we wanted to see how the business...
Seeking Alpha Mar 30

NBT Bancorp: Fairly Valued With Limited Growth Prospects

Summary NBT Bancorp has a strong track record, outperforming peers during crises and maintaining stability, thanks to a diversified business model. The bank has produced slow but steady growth, and M&A should aid this further in the near-term. The bank faces geographic challenges, relying heavily on the plodding upstate New York market. Semiconductor investments in upstate New York could be a big catalyst, but these funds may get tied up due to political shifts. NBTB stock is fairly valued and has a solid dividend growth story, but the starting valuation isn't particularly compelling today. Read the full article on Seeking Alpha
User avatar
Ny berättelse Sep 24

Calculated Growth And Diversification Brighten The Bank's Financial Horizon

Strategic dividend increases and sector expansions, particularly in tech and semiconductors, underscore robust financial health and market growth opportunities.
Analysartikel Jul 26

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

The board of NBT Bancorp Inc. ( NASDAQ:NBTB ) has announced that it will be paying its dividend of $0.34 on the 13th of...

Aktieägarnas avkastning

NBTBUS BanksUS Marknad
7D1.7%2.1%0.6%
1Y27.1%28.7%19.9%

Avkastning vs industri: NBTB matchade US Banks branschen som gav 28.7 % under det senaste året.

Avkastning vs Marknaden: NBTB översteg US marknaden som gav 19.9 % under det senaste året.

Prisvolatilitet

Is NBTB's price volatile compared to industry and market?
NBTB volatility
NBTB Average Weekly Movement3.0%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.1%

Stabil aktiekurs: NBTB har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: NBTB s veckovolatilitet ( 3% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
18562,303Scott Kingsleywww.nbtbancorp.com

NBT Bancorp Inc. är ett finansiellt holdingbolag som tillhandahåller tjänster inom personal banking, commercial banking, retail banking och förmögenhetsförvaltning i USA. Verksamheten bedrivs genom segmenten Banking, Retirement Plan Administration och All Other. Företaget erbjuder avistakonton, sparkonton, räntebärande checkkonton, penningmarknadsdepositioner och certifikatkonton; och indirekta och direkta konsumentlån, home equity-lån och kreditlinjer, bolån, affärsbanklån, kommersiella och industriella lån, jordbrukslån, kommersiella bygglån, kommersiella fastighetslån, indirekta billån och andra konsumentlån, samt jordbrukslån, personliga kreditlinjer, övertrasseringsskydd och andra hypotekslån.

NBT Bancorp Inc. Sammanfattning av grunderna

Hur förhåller sig NBT Bancorp:s resultat och omsättning till dess börsvärde?
NBTB grundläggande statistik
BörsvärdeUS$2.78b
Vinst(TTM)US$214.15m
Intäkter(TTM)US$723.81m
13.0x
P/E-förhållande
1.4x
P/B-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
NBTB resultaträkning (TTM)
IntäkterUS$723.81m
Kostnad för intäkterUS$0
BruttovinstUS$723.81m
Övriga kostnaderUS$509.66m
IntäkterUS$214.15m

Senast redovisade vinst

Jun 30, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)4.12
Bruttomarginal100.00%
Nettovinstmarginal29.59%
Skuld/egenkapitalförhållande27.9%

Hur har NBTB utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

2.8%
Aktuell utdelningsavkastning
36%
Utbetalningskvot

Ger NBTB en tillförlitlig utdelning?

Se NBTB utdelningshistorik och jämförelsetal
När behöver man köpa NBTB för att få en kommande utdelning?
NBT Bancorp datum för utdelning
Ex utdelningsdagSep 01 2026
Utbetalningsdag för utdelningSep 15 2026
Dagar till Ex-utdelning16 days
Dagar till utdelningsdag30 days

Ger NBTB en tillförlitlig utdelning?

Se NBTB utdelningshistorik och jämförelsetal

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/08/14 22:30
Aktiekurs vid dagens slut2026/08/14 00:00
Intäkter2026/06/30
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

NBT Bancorp Inc. bevakas av 13 analytiker. 7 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Jacob CivielloD.A. Davidson & Co.
null nullD.A. Davidson & Co.