New Risk • 15h
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company. Tillkännagivande • Jul 02
Bank OZK Declares Quarterly Common Stock Dividend, Payable on July 20, 2026 Bank OZK announced its Board of Directors declared a quarterly cash dividend on the Bank’s common stock of $0.48 per share, up $0.01, or 2.13% from the prior quarter. The common stock dividend is payable on July 20, 2026 to shareholders of record as of July 13, 2026. Bank OZK has increased its quarterly cash dividend on its common stock in each of the last sixty-four quarters. Tillkännagivande • Jul 01
Bank OZK to Report Q2, 2026 Results on Jul 21, 2026 Bank OZK announced that they will report Q2, 2026 results After-Market on Jul 21, 2026 Tillkännagivande • Jun 30
Bank OZK (NasdaqGS:OZK) announces an Equity Buyback for $200 million worth of its shares. Bank OZK (NasdaqGS:OZK) announces a share repurchase program. Under the program, the company will repurchase up to $200 million worth of common stock. The program is valid till July 1, 2027. Tillkännagivande • Jun 29
Bank OZK(NasdaqGS:OZK) dropped from Russell 1000 Dynamic Index Bank OZK(NasdaqGS:OZK) dropped from Russell 1000 Dynamic Index Declared Dividend • Apr 06
Fourth quarter dividend of US$0.47 announced Shareholders will receive a dividend of US$0.47. Ex-date: 10th April 2026 Payment date: 20th April 2026 Dividend yield will be 4.1%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (28% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 14% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Tillkännagivande • Apr 04
Bank OZK, Annual General Meeting, May 18, 2026 Bank OZK, Annual General Meeting, May 18, 2026. Location: 18000 cantrell road, little rock, arkansas 72223, United States Tillkännagivande • Apr 02
Bank OZK Declares Quarterly Common Stock Dividend, Payable on April 20, 2026 Bank OZK announced its Board of Directors declared a quarterly cash dividend on the Bank’s common stock of $0.47 per share, up $0.01, or 2.17% from the prior quarter. The common stock dividend is payable on April 20, 2026 to shareholders of record as of April 13, 2026. Tillkännagivande • Apr 01
Bank OZK to Report Q1, 2026 Results on Apr 21, 2026 Bank OZK announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 21, 2026 Reported Earnings • Mar 02
Full year 2025 earnings released: EPS: US$6.20 (vs US$6.16 in FY 2024) Full year 2025 results: EPS: US$6.20. Revenue: US$1.56b (up 4.9% from FY 2024). Net income: US$699.3m (flat on FY 2024). Profit margin: 45% (down from 47% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.33% (down from 4.56% in FY 2024). Cost-to-income ratio: 35.6% (up from 33.0% in FY 2024). Non-performing loans: 1.06% (up from 0.44% in FY 2024). Revenue is forecast to grow 8.5% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy. Reported Earnings • Jan 22
Full year 2025 earnings released: EPS: US$6.20 (vs US$6.16 in FY 2024) Full year 2025 results: EPS: US$6.20. Revenue: US$1.56b (up 5.0% from FY 2024). Net income: US$699.3m (flat on FY 2024). Profit margin: 45% (down from 47% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.33% (down from 4.56% in FY 2024). Cost-to-income ratio: 35.6% (up from 33.0% in FY 2024). Non-performing loans: 1.06% (up from 0.44% in FY 2024). Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in Italy. Declared Dividend • Jan 10
Third quarter dividend of US$0.46 announced Shareholders will receive a dividend of US$0.46. Ex-date: 12th January 2026 Payment date: 20th January 2026 Dividend yield will be 3.9%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.2% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Tillkännagivande • Jan 03
Bank OZK Announces Increase to Quarterly Common Stock Dividend, Payable on January 20, 2026 Bank OZK announced its Board of Directors declared a quarterly cash dividend on the Bank’s common stock of $0.46 per share, up $0.01, or 2.22% from the prior quarter. The common stock dividend is payable on January 20, 2026, to shareholders of record as of January 13, 2026. Bank OZK has increased its quarterly cash dividend on its common stock in each of the last sixty-two quarters. Tillkännagivande • Dec 31
Bank OZK to Report Q4, 2025 Results on Jan 20, 2026 Bank OZK announced that they will report Q4, 2025 results After-Market on Jan 20, 2026 Valuation Update With 7 Day Price Move • Dec 26
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to €37.49, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 10x in the Banks industry in Italy. Valuation Update With 7 Day Price Move • Dec 08
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to €42.06, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Banks industry in Italy. New Risk • Dec 01
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 6.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company. Reported Earnings • Oct 17
Third quarter 2025 earnings released: EPS: US$1.60 (vs US$1.56 in 3Q 2024) Third quarter 2025 results: EPS: US$1.60 (up from US$1.56 in 3Q 2024). Revenue: US$401.6m (up 7.0% from 3Q 2024). Net income: US$180.5m (up 1.9% from 3Q 2024). Profit margin: 45% (down from 47% in 3Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Banks industry in Italy. Declared Dividend • Oct 07
Second quarter dividend of US$0.45 announced Shareholders will receive a dividend of US$0.45. Ex-date: 15th October 2025 Payment date: 21st October 2025 Dividend yield will be 3.7%, which is lower than the industry average of 5.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 17% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Tillkännagivande • Oct 02
Bank OZK Announces Increase to Quarterly Common Stock Dividend, Payable on October 21, 2025 Bank OZK announced its Board of Directors declared a quarterly cash dividend on the Bank’s common stock of $0.45 per share, up $0.01, or 2.27% from the prior quarter. The common stock dividend is payable on October 21, 2025 to shareholders of record as of October 14, 2025. Bank OZK has increased its quarterly cash dividend on its common stock in each of the last sixty-one quarters. Tillkännagivande • Oct 01
Bank OZK to Report Q3, 2025 Results on Oct 16, 2025 Bank OZK announced that they will report Q3, 2025 results After-Market on Oct 16, 2025 Reported Earnings • Aug 12
Second quarter 2025 earnings released: EPS: US$1.59 (vs US$1.53 in 2Q 2024) Second quarter 2025 results: EPS: US$1.59 (up from US$1.53 in 2Q 2024). Revenue: US$392.8m (up 6.8% from 2Q 2024). Net income: US$178.9m (up 3.1% from 2Q 2024). Profit margin: 46% (down from 47% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 9.1% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Italy. New Risk • Jul 25
New minor risk - Insider selling There has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €511k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company. Recent Insider Transactions • Jul 25
Chief Financial Officer recently sold €453k worth of stock On the 22nd of July, Tim Hicks sold around 10k shares on-market at roughly €45.27 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Tim has been a net seller over the last 12 months, reducing personal holdings by €1.3m. Reported Earnings • Jul 18
Second quarter 2025 earnings released: EPS: US$1.59 (vs US$1.53 in 2Q 2024) Second quarter 2025 results: EPS: US$1.59 (up from US$1.53 in 2Q 2024). Revenue: US$392.8m (up 6.8% from 2Q 2024). Net income: US$178.9m (up 3.1% from 2Q 2024). Profit margin: 46% (down from 47% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Italy. Tillkännagivande • Jul 02
Bank OZK Declares Quarterly Cash Dividend on Common Stock, Payable on July 18, 2025 Bank OZK announced its Board of Directors declared a quarterly cash dividend on the Bank’s common stock of $0.44 per share, up $0.01, or 2.33% from the prior quarter. The common stock dividend is payable on July 18, 2025 to shareholders of record as of July 11, 2025. Tillkännagivande • Jul 01
Bank OZK to Report Q2, 2025 Results on Jul 17, 2025 Bank OZK announced that they will report Q2, 2025 results After-Market on Jul 17, 2025 
