Standard Chartered Bank Zambia Plc

LUSE:SCBL Stock Report

Market Cap: K3.9b

Standard Chartered Bank Zambia Past Earnings Performance

Past criteria checks 2/6

Standard Chartered Bank Zambia has been growing earnings at an average annual rate of 33.8%, while the Banks industry saw earnings growing at 19.6% annually. Revenues have been growing at an average rate of 13.2% per year. Standard Chartered Bank Zambia's return on equity is 16.4%, and it has net margins of 15.9%.

Key information

33.8%

Earnings growth rate

145.2%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate13.2%
Return on equity16.4%
Net Margin15.9%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Standard Chartered Bank Zambia makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LUSE:SCBL Revenue, expenses and earnings (ZMW Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 241,477234740
31 Dec 231,7546008370
31 Dec 221,2052458310
31 Dec 211,5223549120
31 Dec 20868-484390
31 Dec 19777123850
31 Dec 181,0522303640
31 Dec 171,0422103620
31 Dec 161,0233473340
31 Dec 157911792820
31 Dec 147992442440

Quality Earnings: SCBL has high quality earnings.

Growing Profit Margin: SCBL's current net profit margins (15.9%) are lower than last year (34.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SCBL's earnings have grown significantly by 33.8% per year over the past 5 years.

Accelerating Growth: SCBL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SCBL had negative earnings growth (-60.9%) over the past year, making it difficult to compare to the Banks industry average (21.8%).


Return on Equity

High ROE: SCBL's Return on Equity (16.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/09 03:46
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Standard Chartered Bank Zambia Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.