Standard Chartered Bank Zambia Balance Sheet Health
Financial Health criteria checks 4/6
Standard Chartered Bank Zambia has total assets of ZMW16.9B and total equity of ZMW1.4B. Total deposits are ZMW13.1B, and total loans are ZMW6.1B.
Key information
11.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | K13.07b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | K5.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCBL's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: SCBL has a low allowance for bad loans (30%).
Low Risk Liabilities: 84% of SCBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCBL has an appropriate level of Loans to Assets ratio (36%).
Low Risk Deposits: SCBL's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: SCBL has a high level of bad loans (2.6%).