Investrust Bank Plc provides retail and commercial banking and related services.
Price History & Performance
|Historical stock prices|
|Current Share Price||K15.00|
|52 Week High||K0|
|52 Week Low||K0|
|1 Month Change||0%|
|3 Month Change||n/a|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||15.38%|
|Change since IPO||100.00%|
Recent News & Updates
|INVESTRUST||ZM Banks||ZM Market|
Return vs Industry: Insufficient data to determine how INVESTRUST performed against the ZM Banks industry.
Return vs Market: Insufficient data to determine how INVESTRUST performed against the ZM Market.
Stable Share Price: Insufficient data to determine INVESTRUST's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine INVESTRUST's volatility change over the past year.
About the Company
Investrust Bank Plc provides retail and commercial banking and related services. The company operates through two segments, Retail and Operations, and Wholesale Banking. It offers various deposit products, including current/demand, cheque savers, foreign currency, fixed deposit, sole proprietor, business, and premium and wealth builder accounts, as well as club society, SME, and farmer accounts.
Investrust Bank Fundamentals Summary
|INVESTRUST fundamental statistics|
Is INVESTRUST overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|INVESTRUST income statement (TTM)|
|Cost of Revenue||K0|
Last Reported Earnings
Dec 31, 2019
Next Earnings Date
|Earnings per share (EPS)||0|
|Net Profit Margin||0.00%|
How did INVESTRUST perform over the long term?See historical performance and comparison
Is Investrust Bank undervalued compared to its fair value and its price relative to the market?
In this section, we usually try to help investors determine whether Investrust Bank is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Investrust Bank has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
How is Investrust Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Investrust Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Investrust Bank performed over the past 5 years?
Historical Banks annual earnings growth
In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Investrust Bank has not provided sufficient past data to assess its track record.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.
How is Investrust Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: Insufficient data to determine if INVESTRUST's has appropriate level of Assets to Equity ratio.
Allowance for Bad Loans: Insufficient data to determine if INVESTRUST has a sufficient allowance for bad loans.
Low Risk Liabilities: INVESTRUST reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if INVESTRUST has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: INVESTRUST reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if INVESTRUST has an appropriate level of bad loans.
What is Investrust Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate INVESTRUST's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate INVESTRUST's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if INVESTRUST's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if INVESTRUST's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: INVESTRUST is not paying a notable dividend for the ZM market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of INVESTRUST's dividend in 3 years as they are not forecast to pay a notable one for the ZM market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Simangolwa Shakalima has been Managing Director at Investrust Bank Plc since November 01, 2016 and serves as its Chief Executive Officer and Director. Mr. Shakalima has vast experience in the retail ba...
Experienced Management: INVESTRUST's management team is considered experienced (4.4 years average tenure).
Experienced Board: INVESTRUST's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Investrust Bank plc's employee growth, exchange listings and data sources
- Name: Investrust Bank plc
- Ticker: INVESTRUST
- Exchange: LUSE
- Founded: 1996
- Industry: Regional Banks
- Sector: Banks
- Market Cap: K122.476m
- Shares outstanding: 8.17m
- Website: https://www.investrustbank.co.zm
Number of Employees
- Investrust Bank plc
- Ody’s Building
- Plot No. 19028/29
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/19 17:51|
|End of Day Share Price||2021/08/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.