SilverBridge Holdings Limited, together with its subsidiaries, provides business solutions to the financial services industry.
Price History & Performance
|Historical stock prices|
|Current Share Price||R1.30|
|52 Week High||R0.51|
|52 Week Low||R1.49|
|1 Month Change||-2.26%|
|3 Month Change||23.81%|
|1 Year Change||20.37%|
|3 Year Change||13.04%|
|5 Year Change||-53.57%|
|Change since IPO||-61.77%|
Recent News & Updates
SilverBridge Holdings Limited's (JSE:SVB) 62% Price Boost Is Out Of Tune With Earnings
SilverBridge Holdings Limited ( JSE:SVB ) shareholders are no doubt pleased to see that the share price has bounced 62...
|SVB||ZA Software||ZA Market|
Return vs Industry: SVB underperformed the ZA Software industry which returned 32.5% over the past year.
Return vs Market: SVB matched the ZA Market which returned 21.3% over the past year.
Stable Share Price: SVB is more volatile than 90% of ZA stocks over the past 3 months, typically moving +/- 32% a week.
Volatility Over Time: SVB's weekly volatility has increased from 20% to 32% over the past year.
About the Company
SilverBridge Holdings Limited, together with its subsidiaries, provides business solutions to the financial services industry. The company provides Exergy, an insurance software solution that administers life, group schemes, EB, and pensions on one system; and FAIS Compliance, which facilitates the remote management of FAIS fit and proper and complaints. It also offers data solutions; and TOM, an artificial intelligence technology that digitalizes business processes to enhance customer efficiency and service.
SilverBridge Holdings Fundamentals Summary
|SVB fundamental statistics|
Is SVB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|SVB income statement (TTM)|
|Cost of Revenue||R71.38m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.13|
|Net Profit Margin||3.40%|
How did SVB perform over the long term?See historical performance and comparison
3.8%Current Dividend Yield
Is SilverBridge Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SVB (ZAR1.3) is trading above our estimate of fair value (ZAR0.51)
Significantly Below Fair Value: SVB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SVB is good value based on its PE Ratio (9.9x) compared to the African Software industry average (11.9x).
PE vs Market: SVB is good value based on its PE Ratio (9.9x) compared to the ZA market (11.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SVB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SVB is good value based on its PB Ratio (0.7x) compared to the XF Software industry average (1.2x).
How is SilverBridge Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SilverBridge Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has SilverBridge Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SVB has high quality earnings.
Growing Profit Margin: SVB's current net profit margins (3.4%) are higher than last year (2.8%).
Past Earnings Growth Analysis
Earnings Trend: SVB's earnings have declined by 42.9% per year over the past 5 years.
Accelerating Growth: SVB's earnings growth over the past year (29.7%) exceeds its 5-year average (-42.9% per year).
Earnings vs Industry: SVB earnings growth over the past year (29.7%) exceeded the Software industry 13.7%.
Return on Equity
High ROE: SVB's Return on Equity (6.6%) is considered low.
How is SilverBridge Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: SVB's short term assets (ZAR36.7M) exceed its short term liabilities (ZAR9.7M).
Long Term Liabilities: SVB's short term assets (ZAR36.7M) exceed its long term liabilities (ZAR3.8M).
Debt to Equity History and Analysis
Debt Level: SVB is debt free.
Reducing Debt: SVB has not had any debt for past 5 years.
Debt Coverage: SVB has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: SVB has no debt, therefore coverage of interest payments is not a concern.
What is SilverBridge Holdings's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SVB's dividend (3.85%) is higher than the bottom 25% of dividend payers in the ZA market (3.07%).
High Dividend: SVB's dividend (3.85%) is low compared to the top 25% of dividend payers in the ZA market (8.09%).
Stability and Growth of Payments
Stable Dividend: SVB has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: SVB has only been paying a dividend for 6 years, and since then payments have not increased.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (40.5%), SVB's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Jaco Swanepoel (61 yo)
Mr. Jacobus Stephanus Swanepoel, also known as Jaco, has been the Chief Executive Officer of SilverBridge Holdings Limited since December 30, 2005 and has been its Executive Director since December 12, 200...
CEO Compensation Analysis
Compensation vs Market: Jaco's total compensation ($USD235.99K) is about average for companies of similar size in the ZA market ($USD280.19K).
Compensation vs Earnings: Jaco's compensation has increased by more than 20% in the past year.
Experienced Management: SVB's management team is considered experienced (3.8 years average tenure).
Experienced Board: SVB's board of directors are considered experienced (9.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
SilverBridge Holdings Limited's employee growth, exchange listings and data sources
- Name: SilverBridge Holdings Limited
- Ticker: SVB
- Exchange: JSE
- Founded: 1995
- Industry: Application Software
- Sector: Software
- Market Cap: R32.560m
- Shares outstanding: 25.05m
- Website: https://www.silverbridge.co.za
Number of Employees
- SilverBridge Holdings Limited
- Castle Walk Corporate Park
- Block D
- South Africa
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/18 21:42|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.