RMB Holdings Limited, an investment holding company, invests in financial services sector primarily in South Africa.
Price History & Performance
|Historical stock prices|
|Current Share Price||R1.45|
|52 Week High||R1.03|
|52 Week Low||R2.10|
|1 Month Change||-2.03%|
|3 Month Change||-1.36%|
|1 Year Change||16.94%|
|3 Year Change||-98.06%|
|5 Year Change||-97.56%|
|Change since IPO||-42.00%|
Recent News & Updates
|RMH||ZA Diversified Financial||ZA Market|
Return vs Industry: RMH underperformed the ZA Diversified Financial industry which returned 30.1% over the past year.
Return vs Market: RMH underperformed the ZA Market which returned 19% over the past year.
Stable Share Price: RMH is less volatile than 75% of ZA stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: RMH's weekly volatility (4%) has been stable over the past year.
About the Company
RMB Holdings Limited, an investment holding company, invests in financial services sector primarily in South Africa. The company was founded in 1987 and is based in Sandton, South Africa.
RMB Holdings Fundamentals Summary
|RMH fundamental statistics|
Is RMH overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|RMH income statement (TTM)|
|Cost of Revenue||R38.00m|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.069|
|Net Profit Margin||171.43%|
How did RMH perform over the long term?See historical performance and comparison
Is RMB Holdings undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate RMH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate RMH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: RMH is unprofitable, so we can't compare its PE Ratio to the ZA Diversified Financial industry average.
PE vs Market: RMH is unprofitable, so we can't compare its PE Ratio to the ZA market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RMH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: RMH is good value based on its PB Ratio (0.4x) compared to the ZA Diversified Financial industry average (0.7x).
How is RMB Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as RMB Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has RMB Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RMH is currently unprofitable.
Growing Profit Margin: RMH is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: RMH is unprofitable, and losses have increased over the past 5 years at a rate of 38.9% per year.
Accelerating Growth: Unable to compare RMH's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: RMH is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (32.9%).
Return on Equity
High ROE: RMH has a negative Return on Equity (-2.08%), as it is currently unprofitable.
How is RMB Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: RMH's short term assets (ZAR2.1B) exceed its short term liabilities (ZAR60.0M).
Long Term Liabilities: RMH's short term assets (ZAR2.1B) exceed its long term liabilities (ZAR25.0M).
Debt to Equity History and Analysis
Debt Level: RMH is debt free.
Reducing Debt: RMH has no debt compared to 5 years ago when its debt to equity ratio was 3.2%.
Debt Coverage: RMH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: RMH has no debt, therefore coverage of interest payments is not a concern.
What is RMB Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate RMH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate RMH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if RMH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if RMH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: RMH is not paying a notable dividend for the ZA market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of RMH's dividend in 3 years as they are not forecast to pay a notable one for the ZA market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Herman Bosman (51 yo)
Mr. Hermanus Lambertus Bosman, also known as Herman, BCom (Law), LLB, LLM, CFA has been Non-Independent & Non-Executive Chairman at OUTsurance Holdings Limited since July 1, 2020. Mr. Bosman has been the C...
CEO Compensation Analysis
Compensation vs Market: Herman's total compensation ($USD77.59K) is below average for companies of similar size in the ZA market ($USD278.61K).
Compensation vs Earnings: Herman's compensation has been consistent with company performance over the past year.
Experienced Management: RMH's management team is seasoned and experienced (7.1 years average tenure).
Experienced Board: RMH's board of directors are considered experienced (3.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
RMB Holdings Limited's employee growth, exchange listings and data sources
- Name: RMB Holdings Limited
- Ticker: RMH
- Exchange: JSE
- Founded: 1987
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Market Cap: R2.019b
- Shares outstanding: 1.39b
- Website: https://rmh.co.za
- RMB Holdings Limited
- The Bank, Corner Cradock and Tyrwhitt Av
- 12th Floor
- South Africa
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/25 21:35|
|End of Day Share Price||2021/10/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.