Vietnam Prosperity Joint Stock Commercial Bank

HOSE:VPB Stock Report

Market Cap: ₫150.0t

Vietnam Prosperity Commercial Bank Past Earnings Performance

Past criteria checks 5/6

Vietnam Prosperity Commercial Bank has been growing earnings at an average annual rate of 5.9%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 3.1% per year. Vietnam Prosperity Commercial Bank's return on equity is 9.1%, and it has net margins of 45.2%.

Key information

5.9%

Earnings growth rate

3.8%

EPS growth rate

Banks Industry Growth25.8%
Revenue growth rate3.1%
Return on equity9.1%
Net Margin45.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Vietnam Prosperity Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HOSE:VPB Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2429,011,91313,112,82111,546,8340
30 Jun 2426,385,90811,509,73511,546,8340
31 Mar 2424,892,36711,004,68211,096,3050
31 Dec 2323,227,5379,973,93911,561,2070
30 Sep 2323,686,16610,280,84612,000,8530
30 Jun 2325,424,50811,585,98312,000,8530
31 Mar 2326,823,09312,032,39612,200,6840
31 Dec 2234,995,78218,167,96811,526,5580
30 Sep 2235,966,64618,251,83010,481,8640
30 Jun 2233,070,36216,682,76710,481,8640
31 Mar 2232,624,35017,190,9249,571,1560
31 Dec 2125,667,99111,721,2088,752,9510
30 Sep 2126,011,65412,276,2228,718,2820
30 Jun 2126,457,05012,366,9168,718,2820
31 Mar 2124,861,99611,301,5759,063,2110
31 Dec 2024,447,77310,413,7609,555,6250
30 Sep 2024,547,72510,023,04011,084,4210
30 Jun 2024,927,01810,054,12811,084,4210
31 Mar 2024,096,5619,151,93711,128,1110
31 Dec 1922,630,6508,260,26310,538,8950
30 Sep 1922,021,6148,209,1779,050,7950
30 Jun 1920,896,6817,325,7279,050,7950
31 Mar 1919,527,4336,682,7749,268,8550
31 Dec 1819,837,5807,355,5688,796,1060
30 Sep 1819,168,9226,843,64910,569,6490
30 Jun 1818,967,6617,339,03910,569,6490
31 Mar 1818,190,0756,852,1367,726,0340
31 Dec 1716,922,6646,294,3287,110,2180
30 Sep 1715,335,1155,517,8782,135,1410
30 Jun 1714,195,2794,990,5155,102,9070
31 Mar 1712,983,4764,456,9996,006,6720
31 Dec 1611,550,6633,788,6063,608,3670
30 Sep 1610,684,7712,971,7724,273,0760
30 Jun 169,918,8312,638,8103,587,5940
31 Mar 169,663,4132,804,7283,237,1680
31 Dec 158,788,6712,249,4293,328,2230
30 Sep 157,484,6962,082,4613,860,4240
30 Jun 156,310,0281,545,0482,479,6160
31 Mar 155,817,9261,410,0582,523,6530
31 Dec 145,291,5871,253,5932,032,8650
30 Sep 145,442,3761,664,4762,879,0000
30 Jun 144,814,2071,351,5841,977,5240
31 Mar 144,226,7151,044,1262,420,4380
31 Dec 134,010,3591,017,6202,251,6810

Quality Earnings: VPB has high quality earnings.

Growing Profit Margin: VPB's current net profit margins (45.2%) are higher than last year (43.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: VPB's earnings have grown by 5.9% per year over the past 5 years.

Accelerating Growth: VPB's earnings growth over the past year (27.5%) exceeds its 5-year average (5.9% per year).

Earnings vs Industry: VPB earnings growth over the past year (27.5%) exceeded the Banks industry 27.5%.

Return on Equity

High ROE: VPB's Return on Equity (9.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:52
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vietnam Prosperity Joint Stock Commercial Bank is covered by 17 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hoang NguyenBao Viet Securities Joint Stock Company
Ryan FooBofA Global Research
Tran HienCGS International