Tien Phong Commercial Bank Past Earnings Performance
Past criteria checks 2/6
Tien Phong Commercial Bank has been growing earnings at an average annual rate of 11.4%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 13.3% per year. Tien Phong Commercial Bank's return on equity is 13.4%, and it has net margins of 39.1%.
Key information
11.4%
Earnings growth rate
6.0%
EPS growth rate
| Banks Industry Growth | 25.8% |
| Revenue growth rate | 13.3% |
| Return on equity | 13.4% |
| Net Margin | 39.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Tien Phong Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 12,424,499 | 4,862,519 | 4,034,044 | 0 |
| 30 Jun 24 | 12,188,761 | 4,742,334 | 5,415,236 | 0 |
| 31 Mar 24 | 12,450,767 | 4,512,879 | 5,859,226 | 0 |
| 31 Dec 23 | 12,290,492 | 4,463,325 | 4,427,625 | 0 |
| 30 Sep 23 | 13,363,172 | 5,483,445 | 4,409,621 | 0 |
| 30 Jun 23 | 13,878,470 | 5,932,226 | 4,351,158 | 0 |
| 31 Mar 23 | 14,256,905 | 6,369,586 | 4,212,612 | 0 |
| 31 Dec 22 | 13,773,545 | 6,255,744 | 3,881,218 | 0 |
| 30 Sep 22 | 13,276,318 | 6,050,709 | 4,156,996 | 0 |
| 30 Jun 22 | 12,167,742 | 5,448,966 | 3,752,876 | 0 |
| 31 Mar 22 | 11,062,718 | 4,985,550 | 3,280,760 | 0 |
| 31 Dec 21 | 10,608,918 | 4,824,179 | 3,030,312 | 0 |
| 30 Sep 21 | 10,230,560 | 4,600,630 | 3,031,865 | 0 |
| 30 Jun 21 | 9,701,715 | 4,283,128 | 3,553,532 | 0 |
| 31 Mar 21 | 8,887,311 | 3,833,929 | 2,643,856 | 0 |
| 31 Dec 20 | 8,585,816 | 3,505,189 | 2,760,044 | 0 |
| 30 Sep 20 | 8,204,653 | 3,585,661 | 3,285,655 | 0 |
| 30 Jun 20 | 7,918,357 | 3,420,626 | 1,845,379 | 0 |
| 31 Mar 20 | 7,472,289 | 3,215,905 | 2,377,010 | 0 |
| 31 Dec 19 | 7,117,932 | 3,088,842 | 2,182,687 | 0 |
| 30 Sep 19 | 6,337,932 | 2,430,428 | 2,311,263 | 0 |
| 30 Jun 19 | 6,142,887 | 2,273,687 | 2,311,263 | 0 |
| 31 Mar 19 | 5,734,562 | 2,069,878 | 2,400,764 | 0 |
| 31 Dec 18 | 5,104,468 | 1,797,824 | 1,976,579 | 0 |
| 30 Sep 18 | 4,688,874 | 1,517,197 | 1,811,347 | 0 |
| 30 Jun 18 | 4,146,401 | 1,280,573 | 1,811,347 | 0 |
| 31 Mar 18 | 3,623,865 | 1,133,632 | 1,166,145 | 0 |
| 31 Dec 17 | 3,147,314 | 938,780 | 1,257,296 | 0 |
| 30 Sep 17 | 2,766,881 | 928,584 | 721,516 | 0 |
| 30 Jun 17 | 2,515,922 | 834,018 | 721,516 | 0 |
| 31 Mar 17 | 2,283,113 | 689,755 | 1,102,861 | 0 |
| 31 Dec 16 | 2,037,130 | 556,368 | 839,424 | 0 |
| 30 Sep 16 | 1,677,390 | 450,773 | 1,053,664 | 0 |
| 30 Jun 16 | 1,509,364 | 422,675 | 1,156,118 | 0 |
| 31 Mar 16 | 1,464,972 | 474,327 | 578,148 | 0 |
| 31 Dec 15 | 1,420,456 | 562,160 | 374,386 | 0 |
| 30 Sep 15 | 1,411,974 | 589,039 | 363,097 | 0 |
| 30 Jun 15 | 1,403,493 | 615,917 | 351,808 | 0 |
| 31 Mar 15 | 1,302,296 | 575,897 | 329,163 | 0 |
| 31 Dec 14 | 1,201,099 | 535,877 | 306,519 | 0 |
| 30 Sep 14 | 1,083,143 | 504,415 | 280,276 | 0 |
| 30 Jun 14 | 965,187 | 472,953 | 254,033 | 0 |
| 31 Mar 14 | 886,637 | 427,169 | 236,723 | 0 |
| 31 Dec 13 | 808,087 | 381,385 | 219,412 | 0 |
Quality Earnings: TPB has high quality earnings.
Growing Profit Margin: TPB's current net profit margins (39.1%) are lower than last year (41%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TPB's earnings have grown by 11.4% per year over the past 5 years.
Accelerating Growth: TPB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TPB had negative earnings growth (-11.3%) over the past year, making it difficult to compare to the Banks industry average (27.5%).
Return on Equity
High ROE: TPB's Return on Equity (13.4%) is considered low.