Saigon - Hanoi Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Saigon - Hanoi Commercial Bank has total assets of ₫688,387.0B and total equity of ₫55,751.1B. Total deposits are ₫569,467.6B, and total loans are ₫495,198.1B.
Key information
12.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₫569.47t |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₫85.49t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SHB's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if SHB has a sufficient allowance for bad loans.
Low Risk Liabilities: 90% of SHB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SHB has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: SHB's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: Insufficient data to determine if SHB has an appropriate level of bad loans.