National Citizen Commercial Bank Past Earnings Performance
Past criteria checks 0/6
National Citizen Commercial Bank's earnings have been declining at an average annual rate of -92.9%, while the Banks industry saw earnings growing at 22.1% annually. Revenues have been declining at an average rate of 24.5% per year.
Key information
-92.9%
Earnings growth rate
-82.8%
EPS growth rate
| Banks Industry Growth | 25.8% |
| Revenue growth rate | -24.5% |
| Return on equity | -84.2% |
| Net Margin | 295.4% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How National Citizen Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | -1,736,042 | -5,128,938 | 1,542,876 | 0 |
| 30 Sep 24 | 860,261 | -495,596 | 1,204,873 | 0 |
| 30 Jun 24 | 662,099 | -673,936 | 1,193,724 | 0 |
| 31 Mar 24 | 605,627 | -715,863 | 1,185,798 | 0 |
| 31 Dec 23 | 572,202 | -669,556 | 1,117,022 | 0 |
| 30 Sep 23 | 1,177,245 | -52,384 | 1,132,783 | 0 |
| 30 Jun 23 | 1,093,077 | -4,808 | 1,007,550 | 0 |
| 31 Mar 23 | 1,040,997 | -15,962 | 973,748 | 0 |
| 01 Jan 23 | 1,068,919 | 8 | 941,403 | 0 |
| 30 Sep 22 | 946,369 | -343,980 | 875,680 | 0 |
| 30 Jun 22 | 1,257,506 | -83,923 | 905,116 | 0 |
| 31 Mar 22 | 1,331,909 | 159 | 870,907 | 0 |
| 01 Jan 22 | 1,459,050 | 1,400 | 857,081 | 0 |
| 30 Sep 21 | 1,767,527 | 144,488 | 815,232 | 0 |
| 30 Jun 21 | 1,819,859 | 83,412 | 768,995 | 0 |
| 31 Mar 21 | 1,790,446 | 10,851 | 734,415 | 0 |
| 01 Jan 21 | 1,606,588 | 1,211 | 715,884 | 0 |
| 30 Sep 20 | 1,381,911 | 45,286 | -36,996 | 0 |
| 30 Jun 20 | 1,231,964 | 45,044 | -211,814 | 0 |
| 31 Mar 20 | 1,218,914 | 44,434 | -209,411 | 0 |
| 01 Jan 20 | 1,170,266 | 43,142 | 0 | 0 |
| 30 Sep 19 | 1,055,386 | 41,456 | 576,020 | 0 |
| 30 Jun 19 | 1,072,359 | 40,179 | 888,592 | 0 |
| 31 Mar 19 | 1,112,985 | 36,152 | 915,611 | 0 |
| 01 Jan 19 | 1,160,054 | 36,240 | 692,481 | 0 |
| 30 Sep 18 | 1,233,158 | 28,269 | 668,607 | 0 |
| 30 Jun 18 | 1,214,360 | 28,458 | 356,035 | 0 |
| 31 Mar 18 | 1,170,164 | 23,381 | 1,067,088 | 0 |
| 01 Jan 18 | 1,163,197 | 21,955 | 0 | 0 |
| 30 Sep 17 | 1,101,370 | 10,565 | 406,167 | 0 |
| 30 Jun 17 | 1,083,840 | 9,458 | 406,167 | 0 |
| 31 Mar 17 | 1,040,406 | 11,622 | 557,895 | 0 |
| 01 Jan 17 | 967,794 | 10,839 | 786,233 | 0 |
| 30 Sep 16 | 779,723 | 12,497 | 676,552 | 0 |
| 30 Jun 16 | 766,438 | 12,782 | 788,897 | 0 |
| 31 Mar 16 | 718,673 | -4,582 | 637,166 | 0 |
| 01 Jan 16 | 735,141 | 6,490 | 612,484 | 0 |
| 30 Sep 15 | 791,059 | 308 | 515,452 | 0 |
| 30 Jun 15 | 760,720 | 6,513 | 403,107 | 0 |
| 31 Mar 15 | 713,194 | 25,516 | 403,110 | 0 |
| 01 Jan 15 | 673,830 | 8,134 | 344,042 | 0 |
| 30 Sep 14 | 643,955 | 17,673 | -254,003 | 0 |
| 30 Jun 14 | 645,461 | 13,290 | -254,003 | 0 |
| 31 Mar 14 | 629,594 | 4,337 | 144,588 | 0 |
Quality Earnings: NVB is currently unprofitable.
Growing Profit Margin: NVB is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NVB is unprofitable, and losses have increased over the past 5 years at a rate of 92.9% per year.
Accelerating Growth: Unable to compare NVB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: NVB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (19.9%).
Return on Equity
High ROE: NVB has a negative Return on Equity (-84.18%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 22:24 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National Citizen Commercial Joint Stock Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.