OTCPK:RSKI.A

Stock Analysis Report

George Risk Industries

Executive Summary

George Risk Industries, Inc. designs, manufactures, and sells various electronic components worldwide.

Snowflake

Fundamentals

Flawless balance sheet established dividend payer.

Share Price & News

How has George Risk Industries's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.7%

RSKI.A

2.0%

US Electronic

0.4%

US Market


1 Year Return

9.8%

RSKI.A

19.3%

US Electronic

11.4%

US Market

Return vs Industry: RSKI.A underperformed the US Electronic industry which returned 19.3% over the past year.

Return vs Market: RSKI.A matched the US Market which returned 11.4% over the past year.


Shareholder returns

RSKI.AIndustryMarket
7 Day-2.7%2.0%0.4%
30 Day5.9%4.1%0.3%
90 Day9.8%2.8%-1.2%
1 Year15.1%9.8%20.5%19.3%13.9%11.4%
3 Year42.6%24.3%55.3%51.0%47.2%37.6%
5 Year38.2%10.4%82.7%73.8%62.4%44.6%

Price Volatility Vs. Market

How volatile is George Risk Industries's share price compared to the market and industry in the last 5 years?


Simply Wall St News

1 year ago | Simply Wall St

February Top Tech Dividend Payers

Valuation

Is George Risk Industries undervalued compared to its fair value and its price relative to the market?

12.63x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: RSKI.A ($9) is trading above our estimate of fair value ($6.55)

Significantly Below Fair Value: RSKI.A is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: RSKI.A is good value based on its PE Ratio (12.6x) compared to the Electronic industry average (19.4x).

PE vs Market: RSKI.A is good value based on its PE Ratio (12.6x) compared to the US market (17.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate RSKI.A's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: RSKI.A is good value based on its PB Ratio (1.1x) compared to the US Electronic industry average (1.9x).


Next Steps

Future Growth

How is George Risk Industries forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: RSKI.A's forecast earnings growth (9.3% per year) is above the savings rate (2.7%).

Earnings vs Market: RSKI.A's earnings (9.3% per year) are forecast to grow slower than the US market (14.3% per year).

High Growth Earnings: RSKI.A's earnings are forecast to grow, but not significantly.

Revenue vs Market: Insufficient data to determine if RSKI.A's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if RSKI.A's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if RSKI.A's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has George Risk Industries performed over the past 5 years?

-1.8%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: RSKI.A's earnings have declined by -1.8% per year over the past 5 years.

Accelerating Growth: RSKI.A's earnings growth over the past year (33.6%) exceeds its 5-year average (-1.8% per year).

Earnings vs Industry: RSKI.A earnings growth over the past year (33.6%) underperformed the Electronic industry 58.6%.


Return on Equity

High ROE: RSKI.A's Return on Equity (8.7%) is considered low.


Return on Assets

ROA vs Industry: RSKI.A's Return on Assets is below or equal to the Electronic industry average last year.


Return on Capital Employed

ROCE Improving: RSKI.A's Return on Capital Employed has declined over the past 3 years.


Next Steps

Financial Health

How is George Risk Industries's financial position?


Financial Position Analysis

Short Term Liabilities: RSKI.A's short term assets ($41.0M) exceeds its short term liabilities ($2.3M)

Long Term Liabilities: RSKI.A's short term assets (41.0M) exceeds its long term liabilities (1.2M)


Debt to Equity History and Analysis

Debt Level: RSKI.A is debt free.

Reducing Debt: RSKI.A has not had any debt for past 5 years.

Debt Coverage: RSKI.A has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: RSKI.A has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Inventory Level: RSKI.A has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if RSKI.A's debt is covered by short term assets.


Next Steps

Dividend

What is George Risk Industries's current dividend yield, its reliability and sustainability?

4.22%

Current Dividend Yield


Dividend Yield vs Market

company4.2%marketbottom25%1.4%markettop25%3.7%industryaverage1.5%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: RSKI.A's dividend (4.22%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: RSKI.A's dividend (4.22%) is in the top 25% of dividend payers in the US market (3.68%)

Stable Dividend: RSKI.A's dividends per share have been stable in the past 10 years.

Growing Dividend: RSKI.A's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (53.3%), RSKI.A's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of George Risk Industries's salary, the management and board of directors tenure and is there insider trading?

6.7yrs

Average board tenure


CEO

Stephanie Risk-McElroy (47yo)

6.7yrs

Tenure

US$120,000

Compensation

Ms. Stephanie Maire Risk-McElroy has been the Chairman, Chief Executive Officer and President of George Risk Industries Inc. since February 2013. Ms. Risk has been the Chief Financial Officer of George Ri ...


CEO Compensation Analysis

Compensation vs. Market: Stephanie's total compensation ($USD120.00K) is about average for companies of similar size in the US market ($USD505.79K).

Compensation vs Earnings: Stephanie's compensation has been consistent with company performance over the past year.


Board Age and Tenure

6.7yrs

Average Tenure

76yo

Average Age

Experienced Board: RSKI.A's board of directors are considered experienced (6.7 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Stephanie Risk-McElroy (47yo)

    Chairman

    • Tenure: 6.7yrs
    • Compensation: US$120.00k
  • Sharon Westby (67yo)

    Corporate Secretary & Treasurer

    • Tenure: 13.3yrs
  • Laurie Sisk

    Controller

    • Tenure: 0yrs

Board Members

  • Joel Wiens (89yo)

    Director

    • Tenure: 12.1yrs
    • Compensation: US$200.00
  • Donna Debowey (81yo)

    Director

    • Tenure: 14.3yrs
    • Compensation: US$200.00
  • Stephanie Risk-McElroy (47yo)

    Chairman

    • Tenure: 6.7yrs
    • Compensation: US$120.00k
  • Bonnie Risk (69yo)

    Director

    • Tenure: 6.6yrs
    • Compensation: US$140.00k
  • Jerry Knutsen (76yo)

    Director

    • Tenure: 3.2yrs

Company Information

George Risk Industries, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: George Risk Industries, Inc.
  • Ticker: RSKI.A
  • Exchange: OTCPK
  • Founded: 1965
  • Industry: Electronic Equipment and Instruments
  • Sector: Tech
  • Market Cap: US$44.569m
  • Shares outstanding: 4.95m
  • Website: https://www.grisk.com

Number of Employees


Location

  • George Risk Industries, Inc.
  • 802 South Elm Street
  • Kimball
  • Nebraska
  • 69145
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
RSKI.AOTCPK (Pink Sheets LLC)YesClass A Common StockUSUSDJan 1975

Biography

George Risk Industries, Inc. designs, manufactures, and sells various electronic components worldwide. The company offers computer keyboards, push button switches, burglar alarm components and systems, poo ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/23 23:39
End of Day Share Price2019/10/17 00:00
Earnings2019/07/31
Annual Earnings2019/04/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.