UPYY Stock Overview
Provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 0/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
UPAY, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$0.90 |
| 52 Week High | US$1.00 |
| 52 Week Low | US$0.51 |
| Beta | 0.61 |
| 1 Month Change | -10.00% |
| 3 Month Change | n/a |
| 1 Year Change | 0.22% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 80.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| UPYY | US IT | US Market | |
|---|---|---|---|
| 7D | 0% | -3.0% | -3.5% |
| 1Y | 0.2% | 13.5% | 22.1% |
Return vs Industry: UPYY underperformed the US IT industry which returned 13.1% over the past year.
Return vs Market: UPYY underperformed the US Market which returned 24% over the past year.
Price Volatility
| UPYY volatility | |
|---|---|
| UPYY Average Weekly Movement | n/a |
| IT Industry Average Movement | 8.6% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UPYY's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine UPYY's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 16 | Jaco Folscher | www.upaytechnology.com |
UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. The company offers a cloud-based loan origination software system that enables customers to grant loans, sell products, pay bills, or pay monthly subscriptions on terms. It also develops tailor-made web sites for customers.
UPAY, Inc. Fundamentals Summary
| UPYY fundamental statistics | |
|---|---|
| Market cap | US$14.61m |
| Earnings (TTM) | -US$871.35k |
| Revenue (TTM) | US$1.12m |
13.0x
P/S Ratio-16.8x
P/E RatioIs UPYY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UPYY income statement (TTM) | |
|---|---|
| Revenue | US$1.12m |
| Cost of Revenue | US$526.03k |
| Gross Profit | US$597.08k |
| Other Expenses | US$1.47m |
| Earnings | -US$871.35k |
Last Reported Earnings
Aug 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.054 |
| Gross Margin | 53.16% |
| Net Profit Margin | -77.58% |
| Debt/Equity Ratio | -119.8% |
How did UPYY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 19:12 |
| End of Day Share Price | 2024/12/09 00:00 |
| Earnings | 2024/08/31 |
| Annual Earnings | 2024/02/29 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
UPAY, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|