UPYY Stock Overview
UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
UPAY, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$0.51 |
| 52 Week High | US$1.18 |
| 52 Week Low | US$0.51 |
| Beta | -0.0020 |
| 1 Month Change | n/a |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 2.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| UPYY | US IT | US Market | |
|---|---|---|---|
| 7D | 0% | -1.6% | 1.0% |
| 1Y | n/a | 21.2% | 21.9% |
Return vs Industry: Insufficient data to determine how UPYY performed against the US IT industry.
Return vs Market: Insufficient data to determine how UPYY performed against the US Market.
Price Volatility
| UPYY volatility | |
|---|---|
| UPYY Average Weekly Movement | n/a |
| IT Industry Average Movement | 8.1% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UPYY's share price has been volatile over the past 3 months.
Volatility Over Time: Insufficient data to determine UPYY's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2015 | 16 | Jaco Folscher | www.upaytechnology.com |
UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. It offers a cloud-based loan origination software system that enables customers to grant loans, sell products, pay bills, or pay monthly subscriptions on terms. The company also develops tailor-made web sites for customers; resells credit bureau products; acts as an agent for a registered insurance company, and third-party payment provider for debit order transactions; and offers custom software development and general administration staff services to customers.
UPAY, Inc. Fundamentals Summary
| UPYY fundamental statistics | |
|---|---|
| Market cap | US$7.91m |
| Earnings (TTM) | -US$571.23k |
| Revenue (TTM) | US$1.40m |
5.7x
P/S Ratio-13.8x
P/E RatioIs UPYY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UPYY income statement (TTM) | |
|---|---|
| Revenue | US$1.40m |
| Cost of Revenue | US$643.26k |
| Gross Profit | US$755.74k |
| Other Expenses | US$1.33m |
| Earnings | -US$571.23k |
Last Reported Earnings
Nov 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.037 |
| Gross Margin | 54.02% |
| Net Profit Margin | -40.83% |
| Debt/Equity Ratio | -290.4% |
How did UPYY perform over the long term?
See historical performance and comparison