UPYY logo

UPAY OTCPK:UPYY Stock Report

Last Price

US$0.70

Market Cap

US$11.4m

7D

0%

1Y

n/a

Updated

22 Feb, 2025

Data

Company Financials

UPYY Stock Overview

Provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. More details

UPYY fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health0/6
Dividends0/6

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UPAY, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for UPAY
Historical stock prices
Current Share PriceUS$0.70
52 Week HighUS$1.00
52 Week LowUS$0.51
Beta0.59
1 Month Change0%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO40.00%

Recent News & Updates

Recent updates

Shareholder Returns

UPYYUS ITUS Market
7D0%-5.9%-2.2%
1Yn/a14.9%18.3%

Return vs Industry: Insufficient data to determine how UPYY performed against the US IT industry.

Return vs Market: Insufficient data to determine how UPYY performed against the US Market.

Price Volatility

Is UPYY's price volatile compared to industry and market?
UPYY volatility
UPYY Average Weekly Movementn/a
IT Industry Average Movement8.7%
Market Average Movement6.0%
10% most volatile stocks in US Market17.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: UPYY's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine UPYY's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
200916Jaco Folscherwww.upaytechnology.com

UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. The company offers a cloud-based loan origination software system that enables customers to grant loans, sell products, pay bills, or pay monthly subscriptions on terms. It also develops tailor-made web sites for customers.

UPAY, Inc. Fundamentals Summary

How do UPAY's earnings and revenue compare to its market cap?
UPYY fundamental statistics
Market capUS$11.36m
Earnings (TTM)-US$728.46k
Revenue (TTM)US$909.12k

12.5x

P/S Ratio

-15.6x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UPYY income statement (TTM)
RevenueUS$909.12k
Cost of RevenueUS$402.32k
Gross ProfitUS$506.80k
Other ExpensesUS$1.24m
Earnings-US$728.46k

Last Reported Earnings

Nov 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.045
Gross Margin55.75%
Net Profit Margin-80.13%
Debt/Equity Ratio-106.1%

How did UPYY perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 16:02
End of Day Share Price 2025/01/07 00:00
Earnings2024/11/30
Annual Earnings2024/02/29

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UPAY, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.