TMSN.Y Stock Overview
Develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Temenos AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 70.92 |
| 52 Week High | CHF 103.63 |
| 52 Week Low | CHF 55.28 |
| Beta | 0.91 |
| 1 Month Change | 7.81% |
| 3 Month Change | 1.52% |
| 1 Year Change | -23.98% |
| 3 Year Change | -48.37% |
| 5 Year Change | -55.08% |
| Change since IPO | 6.25% |
Recent News & Updates
Recent updates
Shareholder Returns
| TMSN.Y | US Software | US Market | |
|---|---|---|---|
| 7D | -0.04% | -1.3% | 0.6% |
| 1Y | -24.0% | 20.5% | 23.8% |
Return vs Industry: TMSN.Y underperformed the US Software industry which returned 20.5% over the past year.
Return vs Market: TMSN.Y underperformed the US Market which returned 23.8% over the past year.
Price Volatility
| TMSN.Y volatility | |
|---|---|
| TMSN.Y Average Weekly Movement | 4.5% |
| Software Industry Average Movement | 7.9% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: TMSN.Y has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TMSN.Y's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 6,594 | Jean-Pierre Brulard | www.temenos.com |
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. Its Temenos Banking Cloud helps banks to offer open banking services. The company provides Temenos Infinity, a digital banking platform; Temenos Transact, a core banking software for retail, corporate, treasury, wealth, and payments; Temenos Payments, a software-as-a-service payments technology; Temenos Multifonds, a platform for traditional and alternative funds, as well as offers key asset servicing, position keeping, valuation and accounting functions for various structures of pooled vehicles and funds; Temenos Multifonds Navigator, a net asset value shadow, oversight, and contingency solution; and Temenos Quantum, a multi-experience development platform.
Temenos AG Fundamentals Summary
| TMSN.Y fundamental statistics | |
|---|---|
| Market cap | US$5.14b |
| Earnings (TTM) | US$144.08m |
| Revenue (TTM) | US$1.02b |
35.7x
P/E Ratio5.0x
P/S RatioIs TMSN.Y overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TMSN.Y income statement (TTM) | |
|---|---|
| Revenue | US$1.02b |
| Cost of Revenue | US$283.70m |
| Gross Profit | US$739.48m |
| Other Expenses | US$595.40m |
| Earnings | US$144.08m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 18, 2025
| Earnings per share (EPS) | 1.97 |
| Gross Margin | 72.27% |
| Net Profit Margin | 14.08% |
| Debt/Equity Ratio | 165.7% |
How did TMSN.Y perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield76%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 03:32 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Temenos AG is covered by 38 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Christoph Wirtz | Bank am Bellevue |