TMSN.Y Stock Overview
Develops, markets, and sells integrated banking software systems to banking and other financial services institutions. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Temenos AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 77.51 |
| 52 Week High | CHF 90.90 |
| 52 Week Low | CHF 55.28 |
| Beta | 1.01 |
| 1 Month Change | -2.88% |
| 3 Month Change | -3.13% |
| 1 Year Change | 5.62% |
| 3 Year Change | -20.28% |
| 5 Year Change | -37.82% |
| Change since IPO | 16.13% |
Recent News & Updates
Recent updates
Shareholder Returns
| TMSN.Y | US Software | US Market | |
|---|---|---|---|
| 7D | 3.1% | -4.2% | -3.0% |
| 1Y | 5.6% | -0.5% | 4.6% |
Return vs Industry: TMSN.Y exceeded the US Software industry which returned 1.4% over the past year.
Return vs Market: TMSN.Y matched the US Market which returned 5.9% over the past year.
Price Volatility
| TMSN.Y volatility | |
|---|---|
| TMSN.Y Average Weekly Movement | 4.2% |
| Software Industry Average Movement | 9.0% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 4.0% |
Stable Share Price: TMSN.Y has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TMSN.Y's weekly volatility (4%) has been stable over the past year.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 6,239 | Jean-Pierre Brulard | www.temenos.com |
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS.
Temenos AG Fundamentals Summary
| TMSN.Y fundamental statistics | |
|---|---|
| Market cap | US$5.55b |
| Earnings (TTM) | US$177.18m |
| Revenue (TTM) | US$1.04b |
31.3x
P/E Ratio5.3x
P/S RatioIs TMSN.Y overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TMSN.Y income statement (TTM) | |
|---|---|
| Revenue | US$1.04b |
| Cost of Revenue | US$291.70m |
| Gross Profit | US$752.41m |
| Other Expenses | US$575.23m |
| Earnings | US$177.18m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Apr 22, 2025
| Earnings per share (EPS) | 2.51 |
| Gross Margin | 72.06% |
| Net Profit Margin | 16.97% |
| Debt/Equity Ratio | 108.9% |
How did TMSN.Y perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield58%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/16 15:20 |
| End of Day Share Price | 2025/04/16 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Temenos AG is covered by 36 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Christoph Wirtz | Bank am Bellevue |