Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
In this section, we usually try to help investors determine whether MoneyOnMobile is trading at an attractive price based on the cash flow it is expected to produce in the future. But as MoneyOnMobile has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis. You can see them here.
Show me the analysis anyway
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
MoneyOnMobile. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
MoneyOnMobile's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MoneyOnMobile has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected IT industry annual growth in earnings.
Earnings growth vs Low Risk Savings
expected to grow at an
Unable to compare MoneyOnMobile's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare MoneyOnMobile's earnings growth to the United States of America market average as no estimate data is available.
Unable to compare MoneyOnMobile's revenue growth to the United States of America market average as no estimate data is available.
Unable to determine if MoneyOnMobile is high growth as no earnings estimate data is available.
Unable to determine if MoneyOnMobile is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access MoneyOnMobile's filings and announcements here.
MoneyOnMobile's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Harold H. Montgomery serves as the Chairman and Chief Executive Officer of My Mobile Payments Limited. Mr. Montgomery has been the Chairman, Chief Executive Officer and Secretary of MoneyOnMobile, Inc. since April 20, 2010. Mr. Montgomery successfully managed the Dallas Area Rapid Transit Authorization election campaign in 1983. He is employed at Digital Payments Processing Limited. He worked for Wellington Associates, a Dallas-based investment bank focused on mergers and acquisitions and corporate finance from 1985 to 1987. In 1987, he started A.R.T. Holdings, Inc. a merchant payment processing company. He led A.R.T. Holdings's expansion into check guarantee and recovery, debit processing, credit card processing and other related businesses. While at A.R.T. Holdings, Inc., he led a team doing business as Calpian, which successfully acquired over 200 ISO merchant processing portfolios from 2003 to 2009. Mr. Montgomery is a Co-Founder of the new publicly traded Calpian. He has been a Director at Calpian, Inc. since April 23, 2010. He is active in community affairs in Dallas. He is also a Trustee of the Caruth Foundation and St. Mark’s School of Texas. He served as a Board Member and President of the Dallas Committee on Foreign Relations and Young Audiences of Greater Dallas, a community education agency. He is a Member of the Council on Foreign Relations located in New York. He served as a Trustee of Communities Foundation of Texas, Inc. Since March 2012, Mr. Montgomery has been Chairman of the Board of Digital Payments Processing Limited, a majority-owned subsidiary, and a member of the board of directors of My Mobile Payments Limited. He served as a Member of the Young President’ Organization (“YPO”) from 1991 to 2009 and Chaired the Florence, Italy YPO University. He has also served as an industry expert for the Federal Reserve Bank of Philadelphia Payment Card Center and the U.S. Congress as an expert witness for credit card reform legislation. He is a frequent speaker at industry events and trade shows and a regular contributor to industry trade publications, including Transaction World Magazine. Mr. Montgomery attended St. Mark’s School of Texas and Stanford University where he received a BA (International Relations) in 1982 and an MBA in 1985.
Harold's compensation has increased whilst company is loss making.
Harold's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure
Average tenure and age of the
management team in years:
The tenure for the MoneyOnMobile management team is about average.
MoneyOnMobile, Inc. provides digital payment services in India. The company offers MoneyOnMobile, a mobile electronic wallet service used to pay for goods and services from a mobile phone, as well as for other financial transactions. It also allows consumers to deposit funds into their mobile wallet, as well as allows them to make payments for utilities and transfer currency to other consumers using text-messaging and mobile application technology. In addition, the company offers accident insurance products; and digital gift cards that allow consumers to make online purchases at various e-commerce vendors. As of March 31, 2017, its agent network comprised approximately 330,000 retail locations. The company was formerly known as Calpian, Inc. and changed its name to MoneyOnMobile, Inc. in August 2016. MoneyOnMobile, Inc. was incorporated in 2006 and is headquartered in Dallas, Texas.
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