OTCPK:MOMT

Stock Analysis Report

Executive Summary

MoneyOnMobile, Inc. provides digital payment services in India.


Snowflake Analysis

Mediocre balance sheet with weak fundamentals.

Share Price & News

How has MoneyOnMobile's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: MOMT's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

46.7%

MOMT

1.7%

US IT

0.6%

US Market


1 Year Return

-90.0%

MOMT

42.2%

US IT

24.6%

US Market

Return vs Industry: MOMT underperformed the US IT industry which returned 39.9% over the past year.

Return vs Market: MOMT underperformed the US Market which returned 24.7% over the past year.


Shareholder returns

MOMTIndustryMarket
7 Day46.7%1.7%0.6%
30 Day0%7.1%3.0%
90 Day41.9%14.5%10.6%
1 Year-90.0%-90.0%43.7%42.2%27.3%24.6%
3 Year-99.8%-99.8%109.6%100.6%50.5%40.8%
5 Year-99.8%-99.8%161.6%138.3%78.9%59.1%

Price Volatility Vs. Market

How volatile is MoneyOnMobile's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is MoneyOnMobile undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether MoneyOnMobile is trading at an attractive price based on the cash flow it is expected to produce in the future. But as MoneyOnMobile has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of MOMT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through MoneyOnMobile regulatory filings here.
  • Explore potentially undervalued companies in the Software industry.

Future Growth

How is MoneyOnMobile forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MoneyOnMobile has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of MOMT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access MoneyOnMobile's filings and announcements here.
  • Explore growth companies in the Software industry.

Past Performance

How has MoneyOnMobile performed over the past 5 years?

10.7%

Historical Software annual earnings growth


Earnings and Revenue History

Quality Earnings: Insufficient data to determine if MOMT has high quality earnings.

Growing Profit Margin: Insufficient data to determine if MOMT's profit margins have improved over the past year.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if MOMT's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare MOMT's past year earnings growth to its 5-year average.

Earnings vs Industry: Insufficient data to determine if MOMT's earnings growth over the past year exceeded the IT industry average.


Return on Equity

High ROE: MOMT has a negative Return on Equity (0%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is MoneyOnMobile's financial position?


In this section we usually analyse MoneyOnMobile's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. MoneyOnMobile has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of MOMT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when MoneyOnMobile's financial data was last updated here.
  • Explore more healthy companies in the Software industry.

Dividend

What is MoneyOnMobile's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage1.2%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate MOMT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate MOMT's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if MOMT's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if MOMT's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of MOMT's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of MoneyOnMobile's salary, the management and board of directors tenure and is there insider trading?

2.9yrs

Average management tenure


CEO

Harold Montgomery (60yo)

9.8yrs

Tenure

US$796,672

Compensation

Mr. Harold H. Montgomery serves as the Chairman and Chief Executive Officer of My Mobile Payments Limited. Mr. Montgomery has been the Chairman, Chief Executive Officer and Secretary of MoneyOnMobile, Inc ...


CEO Compensation Analysis

Compensation vs Market: Harold's total compensation ($USD0.00) is below average for companies of similar size in the US market ($USD519.76K).

Compensation vs Earnings: Insufficient data to compare Harold's compensation with company performance.


Management Age and Tenure

2.9yrs

Average Tenure

52yo

Average Age

Experienced Management: MOMT's management team is considered experienced (2.9 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Management Team

  • Steve Kann

    Vice President of Corporate Development

    • Tenure: 2.9yrs
  • Will Dawson (47yo)

    Chief Operating Officer

    • Tenure: 2.7yrs
    • Compensation: US$311.67k
  • Scott Arey (57yo)

    Chief Financial Officer

    • Tenure: 6.3yrs
    • Compensation: US$502.91k
  • Harold Montgomery (60yo)

    Chairman of the Board

    • Tenure: 9.8yrs
    • Compensation: US$796.67k
  • Ranjeet Oak (45yo)

    Head of India Operations

    • Tenure: 2.1yrs
  • Greg Allbright

    Head of Global Communications

    • Jeremy Roe

      Founder


      Board Members

      • Harold Montgomery (60yo)

        Chairman of the Board

        • Tenure: 9.8yrs
        • Compensation: US$796.67k

      Company Information

      MoneyOnMobile, Inc.'s company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: MoneyOnMobile, Inc.
      • Ticker: MOMT
      • Exchange: OTCPK
      • Founded: 2006
      • Industry: Data Processing and Outsourced Services
      • Sector: Software
      • Market Cap: US$87.476k
      • Shares outstanding: 3.98m
      • Website: https://moneyonmobile.store

      Number of Employees


      Location

      • MoneyOnMobile, Inc.
      • 500 North Akard Street
      • Suite 2850
      • Dallas
      • Texas
      • 75201
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      MOMTOTCPK (Pink Sheets LLC)YesCommon StockUSUSDFeb 2009

      Biography

      MoneyOnMobile, Inc. provides digital payment services in India. The company offers MoneyOnMobile, a mobile electronic wallet service used to pay for goods and services from a mobile phone, as well as for other financial transactions. It also allows consumers to deposit funds into their mobile wallet, as well as allows them to make payments for utilities and transfer currency to other consumers using text-messaging and mobile application technology. In addition, the company offers accident insurance products; and digital gift cards that allow consumers to make online purchases at various e-commerce vendors. As of March 31, 2017, its agent network comprised approximately 330,000 retail locations. The company was formerly known as Calpian, Inc. and changed its name to MoneyOnMobile, Inc. in August 2016. MoneyOnMobile, Inc. was incorporated in 2006 and is headquartered in Dallas, Texas. 


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2020/01/23 00:24
      End of Day Share Price2020/01/22 00:00
      Earnings2017/12/31
      Annual Earnings2017/03/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.