OTCPK:INVU

Stock Analysis Report

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Executive Summary

Investview, Inc., through its subsidiaries, provides access to financial education, market research, and technology for individuals.


Snowflake Analysis

Slightly overvalued with imperfect balance sheet.


Similar Companies

Share Price & News

How has Investview's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: INVU's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

6.3%

INVU

0.3%

US Software

2.7%

US Market


1 Year Return

47.7%

INVU

31.9%

US Software

9.1%

US Market

Return vs Industry: INVU exceeded the US Software industry which returned 28.5% over the past year.

Return vs Market: INVU exceeded the US Market which returned 7.1% over the past year.


Shareholder returns

INVUIndustryMarket
7 Day6.3%0.3%2.7%
30 Day-11.0%7.2%4.5%
90 Day8.7%12.9%2.3%
1 Year47.7%47.7%32.9%31.9%11.5%9.1%
3 Year30.0%30.0%125.6%117.9%30.6%22.0%
5 Yearn/a205.2%186.6%57.2%39.5%

Price Volatility Vs. Market

How volatile is Investview's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Investview undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: INVU ($0.03) is trading below our estimate of fair value ($0.09)

Significantly Below Fair Value: INVU is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: INVU is unprofitable, so we can't compare its PE Ratio to the Software industry average.

PE vs Market: INVU is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate INVU's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: INVU has negative assets, so we can't compare its PB Ratio to the US Software industry average.


Next Steps

Future Growth

How is Investview forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

14.4%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Investview has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of INVU’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Investview's filings and announcements here.
  • Explore growth companies in the Software industry.

Past Performance

How has Investview performed over the past 5 years?

-20.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: INVU is currently unprofitable.

Growing Profit Margin: INVU is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: INVU is unprofitable, and losses have increased over the past 5 years at a rate of -20.6% per year.

Accelerating Growth: Unable to compare INVU's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: INVU is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (6.3%).


Return on Equity

High ROE: INVU's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is Investview's financial position?


Financial Position Analysis

Short Term Liabilities: INVU has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: INVU has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: INVU has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: INVU's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable INVU has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: INVU is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 23.9% per year.


Next Steps

Dividend

What is Investview's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate INVU's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate INVU's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if INVU's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if INVU's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of INVU's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.6yrs

Average management tenure


CEO

Joe Cammarata (44yo)

0.42

Tenure

Mr. Joseph Cammarata, also known as Joe, is the Chief Executive Officer of Investview, Inc. since December 2019 and serves as its Director. He was Chief Executive Officer and President at SpeedRoute Techno ...


Leadership Team

NamePositionTenureCompensationOwnership
Mario Romano
Co-Founderno dataUS$522.44k3.48% $3.2m
Annette Raynor
COO & Director2.92yrsUS$522.44k3.48% $3.2m
William Kosoff
Corporate Secretaryno dataUS$60.00k0.43% $395.6k
Chad Miller
Founder & Chief Visionary Officer0.083yrUS$518.24kno data
Joseph Cammarata
CEO & Director0.42yrno datano data
Jayme McWidener
Chief Financial Officer0.67yrno data0.66% $610.0k
Lance Conrad
Vice President of Sales2.33yrsno datano data
John Tabacco
Chief Digital Officer0.58yrno datano data
Chad Garner
President of Kuvera LLC2.33yrsno datano data

0.6yrs

Average Tenure

54yo

Average Age

Experienced Management: INVU's management team is not considered experienced ( 0.6 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Mario Romano
Co-Founderno dataUS$522.44k3.48% $3.2m
Annette Raynor
COO & Director2.92yrsUS$522.44k3.48% $3.2m
Joseph Cammarata
CEO & Director0.42yrno datano data
James Bell
Director0.083yrno datano data
David Rothrock
Director0.083yrno datano data

0.08yrs

Average Tenure

54yo

Average Age

Experienced Board: INVU's board of directors are not considered experienced ( 0.1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: INVU insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 14.2%.


Top Shareholders

Company Information

Investview, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Investview, Inc.
  • Ticker: INVU
  • Exchange: OTCPK
  • Founded:
  • Industry: Application Software
  • Sector: Software
  • Market Cap: US$91.942m
  • Shares outstanding: 3.01b
  • Website: https://investview.com

Number of Employees


Location

  • Investview, Inc.
  • Building A, Suite 202
  • Second Floor
  • Eatontown
  • New Jersey
  • 7724
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
INVUOTCPK (Pink Sheets LLC)YesCommon StockUSUSDApr 2017

Biography

Investview, Inc., through its subsidiaries, provides access to financial education, market research, and technology for individuals. Its services include basic financial educational, expense and debt reduction tools, research, and newsletter alerts, as well as live education rooms that includes instruction on the subjects of equities, options, Forex, ETFs, binary options, crowdfunding, and the cryptocurrency market. The company also offers education and software applications to assist individuals in debt reduction, enhanced savings, budgeting, and proper tax management; delivers automated trading strategies to individuals; and owns proprietary technologies, which includes FIREFAN, a social app for sports enthusiasts. The company was formerly known as Global Investor Services, Inc. and changed its name to Investview, Inc. in March 2012. Investview, Inc. is headquartered in Eatontown, New Jersey. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/05/29 05:34
End of Day Share Price2020/05/28 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.