Asseco Poland S.A. develops and produces software products.
No risks detected for ASOZ.Y from our risk checks.
6 star dividend payer and undervalued.
Share Price & News
How has Asseco Poland's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ASOZ.Y has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how ASOZ.Y performed against the US Software industry.
Return vs Market: Insufficient data to determine how ASOZ.Y performed against the US Market.
Price Volatility Vs. Market
How volatile is Asseco Poland's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Asseco Poland undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ASOZ.Y ($16.75) is trading below our estimate of fair value ($34.23)
Significantly Below Fair Value: ASOZ.Y is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: ASOZ.Y is good value based on its PE Ratio (16x) compared to the Software industry average (43.4x).
PE vs Market: ASOZ.Y is good value based on its PE Ratio (16x) compared to the US market (16.9x).
Price to Earnings Growth Ratio
PEG Ratio: ASOZ.Y is poor value based on its PEG Ratio (3.2x)
Price to Book Ratio
PB vs Industry: ASOZ.Y is good value based on its PB Ratio (0.9x) compared to the US Software industry average (5.3x).
How is Asseco Poland forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ASOZ.Y's forecast earnings growth (5% per year) is above the savings rate (1.7%).
Earnings vs Market: ASOZ.Y's earnings (5% per year) are forecast to grow slower than the US market (13% per year).
High Growth Earnings: ASOZ.Y's earnings are forecast to grow, but not significantly.
Revenue vs Market: ASOZ.Y's revenue (2.3% per year) is forecast to grow slower than the US market (7.6% per year).
High Growth Revenue: ASOZ.Y's revenue (2.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ASOZ.Y's Return on Equity is forecast to be low in 3 years time (4.8%).
How has Asseco Poland performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ASOZ.Y has high quality earnings.
Growing Profit Margin: ASOZ.Y's current net profit margins (3.2%) are lower than last year (3.3%).
Past Earnings Growth Analysis
Earnings Trend: ASOZ.Y's earnings have grown by 3% per year over the past 5 years.
Accelerating Growth: ASOZ.Y's earnings growth over the past year (10.8%) exceeds its 5-year average (3% per year).
Earnings vs Industry: ASOZ.Y earnings growth over the past year (10.8%) underperformed the Software industry 18.4%.
Return on Equity
High ROE: ASOZ.Y's Return on Equity (8.7%) is considered low.
Return on Assets
Return on Capital Employed
How is Asseco Poland's financial position?
Financial Position Analysis
Short Term Liabilities: ASOZ.Y's short term assets (PLN5.4B) exceed its short term liabilities (PLN3.7B).
Long Term Liabilities: ASOZ.Y's short term assets (PLN5.4B) exceed its long term liabilities (PLN2.7B).
Debt to Equity History and Analysis
Debt Level: ASOZ.Y's debt to equity ratio (27.1%) is considered satisfactory.
Reducing Debt: ASOZ.Y's debt to equity ratio has increased from 8.7% to 27.1% over the past 5 years.
Debt Coverage: ASOZ.Y's debt is well covered by operating cash flow (60.8%).
Interest Coverage: ASOZ.Y's interest payments on its debt are well covered by EBIT (12.6x coverage).
Inventory Level: ASOZ.Y has a low level of unsold assets or inventory.
Debt Coverage by Assets: ASOZ.Y's debt is covered by short term assets (assets are 2.5x debt).
What is Asseco Poland's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: ASOZ.Y's dividend (4.73%) is higher than the bottom 25% of dividend payers in the US market (1.59%).
High Dividend: ASOZ.Y's dividend (4.73%) is in the top 25% of dividend payers in the US market (4.09%)
Stability and Growth of Payments
Stable Dividend: ASOZ.Y's dividends per share have been stable in the past 10 years.
Growing Dividend: ASOZ.Y's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: At its current payout ratio (75.8%), ASOZ.Y's payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ASOZ.Y's dividends in 3 years are forecast to be covered by earnings (65.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Adam Góral 0
Mr. Adam Tadeusz Góral has been the Chief Executive Officer and President of the Management Board at Asseco Poland Spólka Akcyjna (Alternatively, COMP Rzeszów S.A.) since January 2007 and has been its Memb ...
|President of Management Board||13.1yrs||no data||9.74% PLN133.5m|
|Vice President of Management Board||7.7yrs||no data||no data|
|Vice President of the Management Board||12.7yrs||no data||no data|
|Vice President of the Management Board||12.7yrs||no data||no data|
|Vice President of the Management Board||10.3yrs||no data||no data|
|Vice President of the Management Board||0yrs||no data||no data|
|Vice President of the Management Board||3.7yrs||no data||no data|
|Vice President of Management Board||2.3yrs||no data||no data|
|Vice President of Management Board||1.9yrs||no data||no data|
|Vice President of the Management Board||0.6yrs||no data||no data|
Experienced Management: ASOZ.Y's management team is seasoned and experienced (7.7 years average tenure).
|Chief Executive Officer of Formula & Magic and Chairman of Sapiens & Matrix||0yrs||no data||no data|
|Member of the Supervisory Board||7.3yrs||no data||no data|
|Chairman of the Supervisory Board||12.3yrs||no data||0.038% PLN519.5k|
|Vice President of the Supervisory Board||13.1yrs||no data||no data|
|Member of the Supervisory Board||11yrs||no data||no data|
|Member of Supervisory Board||9.5yrs||no data||no data|
|Member of the Supervisory Board||3.1yrs||no data||no data|
Experienced Board: ASOZ.Y's board of directors are seasoned and experienced ( 10.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Asseco Poland S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Asseco Poland S.A.
- Ticker: ASOZ.Y
- Exchange: OTCPK
- Founded: 1989
- Industry: Systems Software
- Sector: Software
- Market Cap: zł5.391b
- Listing Market Cap: zł1.371b
- Shares outstanding: 83.00m
- Website: https://asseco.com
Number of Employees
- Asseco Poland S.A.
- 14 Olchowa Street
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ACP||WSE (Warsaw Stock Exchange)||Yes||Ordinary Bearer Shares||PL||PLN||Jun 1998|
|0LQG||LSE (London Stock Exchange)||Yes||Ordinary Bearer Shares||GB||PLN||Jun 1998|
|ASOZ.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Bearer Shares||US||USD||Jun 1998|
|SFB1||DB (Deutsche Boerse AG)||Yes||Ordinary Bearer Shares||DE||EUR||Jun 1998|
|ASOZ.Y||OTCPK (Pink Sheets LLC)||ADR||US||USD||Mar 2010|
Asseco Poland S.A. develops and produces software products. It operates in Polish Market, Central European Market, South Eastern European Market, Israeli Market, Western European Market, and Eastern European Market segments. The company offers IT solutions for banking, healthcare, insurance, telecommunications, and utilities sector; and public institutions. It also provides enterprise resource planning software for small, medium, and large enterprises; end-to-end infrastructure services, including computing and communication solutions; and solutions for consumer goods enterprises employing mobile sales force. The company was formerly known as Softbank S.A. and changed its name to Asseco Poland S.A. in January 2007. Asseco Poland S.A. was founded in 1989 and is based in Rzeszów, Poland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/28 01:14|
|End of Day Share Price||2020/02/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.