PagSeguro Digital (PAGS) Stock Overview
Provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
PAGS Community Fair Values
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Analyst Price Targets
Top Community Narratives
PagSeguro Digital Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.82 |
| 52 Week High | US$12.32 |
| 52 Week Low | US$7.74 |
| Beta | 1.29 |
| 1 Month Change | -3.50% |
| 3 Month Change | -11.45% |
| 1 Year Change | -2.43% |
| 3 Year Change | -8.88% |
| 5 Year Change | -84.12% |
| Change since IPO | -69.79% |
Recent News & Updates
PAGS: Dividend And Buyback Deployment Will Shape Future Earnings Repricing
Analysts have trimmed their PagSeguro Digital price target by $1 to reflect a slightly lower fair value estimate of $12.17, even as updated assumptions factor in a modestly different balance of discount rate, revenue growth, profit margin, and future P/E expectations. Analyst Commentary Recent research commentary on PagSeguro Digital has focused on refining valuation assumptions rather than signaling a broad reset in expectations.PAGS: Higher Margins And Buybacks May Support Future Upside
PagSeguro Digital's analyst price target has been trimmed by about $0.11 as analysts factor in slightly lower fair value and revenue growth assumptions, alongside modestly higher profit margin and P/E expectations. Analyst Commentary Recent research signals that the reset in PagSeguro Digital's price target is part of a broader period of fine tuning across payments and fintech stocks, with analysts revisiting assumptions around growth, profitability, and valuation multiples.PagSeguro: A Cheap Bet on a Bank Hiding Inside a Payments Company, Priced for Failure
The setup. A Brazilian payments-and-banking hybrid (PagBank) trading at ~$9.32, roughly 6.8x normalized earnings, ~1.0x book, with a ~14% combined capital-return yield (buybacks + dividends).Recent updates
Shareholder Returns
| PAGS | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -0.6% | 0.8% | 1.4% |
| 1Y | -2.4% | -6.3% | 25.7% |
Return vs Industry: PAGS exceeded the US Diversified Financial industry which returned -6.3% over the past year.
Return vs Market: PAGS underperformed the US Market which returned 25.7% over the past year.
Price Volatility
| PAGS volatility | |
|---|---|
| PAGS Average Weekly Movement | 6.6% |
| Diversified Financial Industry Average Movement | 5.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PAGS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PAGS's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | n/a | Carlos Mauad | pagbank.com.br |
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands.
PagSeguro Digital Ltd. Fundamentals Summary
| PAGS fundamental statistics | |
|---|---|
| Market cap | US$2.45b |
| Earnings (TTM) | US$414.18m |
| Revenue (TTM) | US$3.84b |
Is PAGS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAGS income statement (TTM) | |
|---|---|
| Revenue | R$19.81b |
| Cost of Revenue | R$9.66b |
| Gross Profit | R$10.16b |
| Other Expenses | R$8.02b |
| Earnings | R$2.14b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.71 |
| Gross Margin | 51.27% |
| Net Profit Margin | 10.79% |
| Debt/Equity Ratio | 17.0% |
How did PAGS perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/22 18:00 |
| End of Day Share Price | 2026/06/18 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PagSeguro Digital Ltd. is covered by 24 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Coffey | Barclays |
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |