PagSeguro Digital (PAGS) Stock Overview
Engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
PAGS Community Fair Values
Create NarrativeSee what 36 others think this stock is worth. Follow their fair value or set your own to get alerts.
Big Tech And Brazil Pressures Will Erode Margins
PagSeguro Digital Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.41 |
| 52 Week High | US$14.82 |
| 52 Week Low | US$6.11 |
| Beta | 1.58 |
| 1 Month Change | 7.18% |
| 3 Month Change | 23.65% |
| 1 Year Change | -25.02% |
| 3 Year Change | -8.91% |
| 5 Year Change | -73.20% |
| Change since IPO | -67.77% |
Recent News & Updates
PagSeguro Digital: Cheap, But With Some Country Risk
Jul 05PagSeguro Digital Ltd. (NYSE:PAGS) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
May 16
Recent updates
PagSeguro Digital: Cheap, But With Some Country Risk
Jul 05PagSeguro Digital Ltd. (NYSE:PAGS) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
May 16Investors Continue Waiting On Sidelines For PagSeguro Digital Ltd. (NYSE:PAGS)
Apr 18PagSeguro Q4: Overlooked By The Market, The Company's Profits Continue To Grow
Mar 09PagSeguro Digital Ltd.'s (NYSE:PAGS) Price Is Right But Growth Is Lacking
Jan 08PagSeguro: A GARP Opportunity That Doesn't Pan Out (Rating Downgrade)
Nov 25
Accelerating Revenue And Earnings Growth Through Calculated Expansion And Financial Optimization
Diversification into online offerings and credit products, alongside a focus on MSMB, could drive broader client engagement and revenue growth.PagSeguro: Gaining Market Share And Outpacing Industry TPV Growth
Sep 13After Strong Q2, PagSeguro Stock Still Looks Cheap
Aug 21Potential Upside For PagSeguro Digital Ltd. (NYSE:PAGS) Not Without Risk
Aug 16PagSeguro Q1 2024 Earnings: Still A Good Opportunity
Jun 05PagSeguro Q1 Review: A Smart Bet Despite Foreign Market Risks (Upgrade)
May 24Investors Holding Back On PagSeguro Digital Ltd. (NYSE:PAGS)
Apr 21PagSeguro: Business Tailwind And Attractive Valuation
Apr 08PagSeguro: Q4 Earnings - Solid Results, Favorable Guidance, And Attractive Valuations
Mar 01PagSeguro Stock Looks Interesting
Dec 27PagSeguro Digital Ltd. (NYSE:PAGS) Stock Rockets 26% But Many Are Still Ignoring The Company
Dec 19PagSeguro Q3: Positive Trends Amid Brazil's Interest Rate Slowdown
Nov 20PagSeguro: Discounted Valuation Amid Competitive Challenges
Sep 30PagSeguro Stock: Puzzle Of Intangibles
Sep 12PagSeguro: An Undervalued Gem In Brazil
Aug 09PagSeguro: Valuation Multiple 70% Below 5-Year Average, Focus On Lower Rates In Brazil
May 29What Does PagSeguro Digital Ltd.'s (NYSE:PAGS) Share Price Indicate?
Jan 30Here's Why PagSeguro Digital (NYSE:PAGS) Can Manage Its Debt Responsibly
Jan 12StoneCo, PagSeguro stocks drop after Morgan Stanley downgrades on higher rates
Dec 07When Should You Buy PagSeguro Digital Ltd. (NYSE:PAGS)?
Oct 30PagSeguro: It's Time To Buy On The Dip
Oct 25We Think PagSeguro Digital (NYSE:PAGS) Can Stay On Top Of Its Debt
Oct 14PagSeguro Digital (NYSE:PAGS) Is Reinvesting At Lower Rates Of Return
Sep 29PagSeguro: Buy Before Interest Rates Peak In Brazil
Aug 23PagSeguro: Latam Fintech Leader Ready To Breakout
Aug 05When Should You Buy PagSeguro Digital Ltd. (NYSE:PAGS)?
Jul 29We Think PagSeguro Digital (NYSE:PAGS) Can Stay On Top Of Its Debt
Jul 14PagSeguro Digital (NYSE:PAGS) Will Want To Turn Around Its Return Trends
Jun 28PagSeguro: Digital Banking On The Rise
Jun 17Is It Time To Consider Buying PagSeguro Digital Ltd. (NYSE:PAGS)?
Apr 19PagSeguro Digital (NYSE:PAGS) Has A Pretty Healthy Balance Sheet
Apr 01PagSeguro: Bullish On Brazil Digital Banking Momentum
Mar 23Returns On Capital At PagSeguro Digital (NYSE:PAGS) Paint A Concerning Picture
Mar 14When Should You Buy PagSeguro Digital Ltd. (NYSE:PAGS)?
Jan 04PagSeguro Digital (NYSE:PAGS) Will Be Hoping To Turn Its Returns On Capital Around
Dec 14PagSeguro: Negative Sentiment Priced Into Stock, Potential Upside Ahead
Dec 10Shareholder Returns
| PAGS | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -2.4% | 1.6% | 1.8% |
| 1Y | -25.0% | 22.6% | 13.7% |
Return vs Industry: PAGS underperformed the US Diversified Financial industry which returned 22.6% over the past year.
Return vs Market: PAGS underperformed the US Market which returned 13.7% over the past year.
Price Volatility
| PAGS volatility | |
|---|---|
| PAGS Average Weekly Movement | 8.5% |
| Diversified Financial Industry Average Movement | 6.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 17.2% |
| 10% least volatile stocks in US Market | 3.7% |
Stable Share Price: PAGS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PAGS's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | n/a | Alexandre Magnani | pagbank.com.br/ |
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands.
PagSeguro Digital Ltd. Fundamentals Summary
| PAGS fundamental statistics | |
|---|---|
| Market cap | US$2.81b |
| Earnings (TTM) | US$398.28m |
| Revenue (TTM) | US$3.48b |
Is PAGS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAGS income statement (TTM) | |
|---|---|
| Revenue | R$18.84b |
| Cost of Revenue | R$9.73b |
| Gross Profit | R$9.11b |
| Other Expenses | R$6.95b |
| Earnings | R$2.16b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.23 |
| Gross Margin | 48.35% |
| Net Profit Margin | 11.46% |
| Debt/Equity Ratio | 30.0% |
How did PAGS perform over the long term?
See historical performance and comparisonDividends
Does PAGS pay a reliable dividends?
See PAGS dividend history and benchmarks| PagSeguro Digital dividend dates | |
|---|---|
| Ex Dividend Date | Jul 16 2025 |
| Dividend Pay Date | Aug 15 2025 |
| Days until Ex dividend | 8 days |
| Days until Dividend pay date | 38 days |
Does PAGS pay a reliable dividends?
See PAGS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/07 15:18 |
| End of Day Share Price | 2025/07/03 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PagSeguro Digital Ltd. is covered by 28 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Coffey | Barclays |
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |