MLNK Stock Overview
A software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
MeridianLink, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.20 |
| 52 Week High | US$25.33 |
| 52 Week Low | US$16.49 |
| Beta | 1 |
| 1 Month Change | -3.76% |
| 3 Month Change | -20.30% |
| 1 Year Change | 3.23% |
| 3 Year Change | -3.42% |
| 5 Year Change | n/a |
| Change since IPO | -21.95% |
Recent News & Updates
MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't
Jan 24
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?
Jan 05Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?
Dec 18Recent updates
MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't
Jan 24Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?
Jan 05Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?
Dec 18These 4 Measures Indicate That MeridianLink (NYSE:MLNK) Is Using Debt Reasonably Well
Nov 10Some Shareholders Feeling Restless Over MeridianLink, Inc.'s (NYSE:MLNK) P/S Ratio
Oct 17Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 35%?
Aug 28At US$22.62, Is MeridianLink, Inc. (NYSE:MLNK) Worth Looking At Closely?
Aug 05MeridianLink, Inc.'s (NYSE:MLNK) Price Is Out Of Tune With Revenues
Jul 17MeridianLink (NYSE:MLNK) Seems To Use Debt Quite Sensibly
Jun 22Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 33% Undervaluation?
May 09Some Confidence Is Lacking In MeridianLink, Inc.'s (NYSE:MLNK) P/S
Apr 11Why MeridianLink, Inc. (NYSE:MLNK) Could Be Worth Watching
Mar 07Does MeridianLink (NYSE:MLNK) Have A Healthy Balance Sheet?
Jan 28Calculating The Fair Value Of MeridianLink, Inc. (NYSE:MLNK)
Jan 06MeridianLink, Inc. (NYSE:MLNK) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected
Dec 16At US$19.21, Is It Time To Put MeridianLink, Inc. (NYSE:MLNK) On Your Watch List?
Nov 30Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 40%?
Sep 12MeridianLink's (NYSE:MLNK) Returns On Capital Not Reflecting Well On The Business
Aug 07MeridianLink's Q2 Earnings: The Price Of Optimism
Aug 03Shareholder Returns
| MLNK | US Software | US Market | |
|---|---|---|---|
| 7D | -3.0% | -1.8% | 0.6% |
| 1Y | 3.2% | 12.1% | 22.4% |
Return vs Industry: MLNK underperformed the US Software industry which returned 12.1% over the past year.
Return vs Market: MLNK underperformed the US Market which returned 22.4% over the past year.
Price Volatility
| MLNK volatility | |
|---|---|
| MLNK Average Weekly Movement | 3.8% |
| Software Industry Average Movement | 8.2% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: MLNK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MLNK's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 676 | Nicolaas Vlok | www.meridianlink.com |
MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing business and consumer demands; MeridianLink Portal, a Point of Sale system that allows financial institutions to expand existing lending and deposit account; MeridianLink Opening, a cloud-based online account opening and deposit software solution; MeridianLink Consumer, a full loan solution suite to banks and credit unions; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Mortgage, a cloud-based software designed for financial professionals to optimize the end-to-end mortgage loan origination process; MeridianLink Collect, a web-based debt collection software; Mortgage Credit Link, a web-based order fulfillment hub; and MeridianLink Business, a cloud-based platform that offers business lending solutions for banks and credit unions.
MeridianLink, Inc. Fundamentals Summary
| MLNK fundamental statistics | |
|---|---|
| Market cap | US$1.45b |
| Earnings (TTM) | -US$51.60m |
| Revenue (TTM) | US$311.44m |
4.7x
P/S Ratio-28.1x
P/E RatioIs MLNK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MLNK income statement (TTM) | |
|---|---|
| Revenue | US$311.44m |
| Cost of Revenue | US$87.90m |
| Gross Profit | US$223.54m |
| Other Expenses | US$275.15m |
| Earnings | -US$51.60m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.68 |
| Gross Margin | 71.78% |
| Net Profit Margin | -16.57% |
| Debt/Equity Ratio | 112.3% |
How did MLNK perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 23:54 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MeridianLink, Inc. is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Saket Kalia | Barclays |
| Koji Ikeda | BofA Global Research |
| Matthew VanVliet | BTIG |