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MeridianLink NYSE:MLNK Stock Report

Last Price

US$18.97

Market Cap

US$1.4b

7D

-1.0%

1Y

-1.2%

Updated

16 Feb, 2025

Data

Company Financials +

MeridianLink, Inc.

NYSE:MLNK Stock Report

Market Cap: US$1.4b

MLNK Stock Overview

A software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. More details

MLNK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

Rewards

Trading at 25% below our estimate of its fair value

Risk Analysis

Currently unprofitable and not forecast to become profitable over the next 3 years

Significant insider selling over the past 3 months


My Notes

Capture your thoughts, links and company narrative

MeridianLink, Inc. Competitors

Sapiens International

NasdaqGS:SPNS

US$1.5b

Viant Technology

NasdaqGS:DSP

US$1.4b

PROS Holdings

NYSE:PRO

US$1.3b

Verint Systems

NasdaqGS:VRNT

US$1.6b

Price History & Performance

Summary of share price highs, lows and changes for MeridianLink
Historical stock prices
Current Share PriceUS$18.97
52 Week HighUS$25.33
52 Week LowUS$16.49
Beta1
1 Month Change-3.41%
3 Month Change-13.26%
1 Year Change-1.20%
3 Year Change7.85%
5 Year Changen/a
Change since IPO-22.89%

Recent News & Updates

MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Jan 24
MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Jan 05
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

Dec 18
Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

Recent updates

MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Jan 24
MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Jan 05
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

Dec 18
Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

These 4 Measures Indicate That MeridianLink (NYSE:MLNK) Is Using Debt Reasonably Well

Nov 10
These 4 Measures Indicate That MeridianLink (NYSE:MLNK) Is Using Debt Reasonably Well

Some Shareholders Feeling Restless Over MeridianLink, Inc.'s (NYSE:MLNK) P/S Ratio

Oct 17
Some Shareholders Feeling Restless Over MeridianLink, Inc.'s (NYSE:MLNK) P/S Ratio

Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 35%?

Aug 28
Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 35%?

At US$22.62, Is MeridianLink, Inc. (NYSE:MLNK) Worth Looking At Closely?

Aug 05
At US$22.62, Is MeridianLink, Inc. (NYSE:MLNK) Worth Looking At Closely?

MeridianLink, Inc.'s (NYSE:MLNK) Price Is Out Of Tune With Revenues

Jul 17
MeridianLink, Inc.'s (NYSE:MLNK) Price Is Out Of Tune With Revenues

MeridianLink (NYSE:MLNK) Seems To Use Debt Quite Sensibly

Jun 22
MeridianLink (NYSE:MLNK) Seems To Use Debt Quite Sensibly

Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 33% Undervaluation?

May 09
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 33% Undervaluation?

Some Confidence Is Lacking In MeridianLink, Inc.'s (NYSE:MLNK) P/S

Apr 11
Some Confidence Is Lacking In MeridianLink, Inc.'s (NYSE:MLNK) P/S

Why MeridianLink, Inc. (NYSE:MLNK) Could Be Worth Watching

Mar 07
Why MeridianLink, Inc. (NYSE:MLNK) Could Be Worth Watching

Does MeridianLink (NYSE:MLNK) Have A Healthy Balance Sheet?

Jan 28
Does MeridianLink (NYSE:MLNK) Have A Healthy Balance Sheet?

Calculating The Fair Value Of MeridianLink, Inc. (NYSE:MLNK)

Jan 06
Calculating The Fair Value Of MeridianLink, Inc. (NYSE:MLNK)

MeridianLink, Inc. (NYSE:MLNK) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected

Dec 16
MeridianLink, Inc. (NYSE:MLNK) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected

At US$19.21, Is It Time To Put MeridianLink, Inc. (NYSE:MLNK) On Your Watch List?

Nov 30
At US$19.21, Is It Time To Put MeridianLink, Inc. (NYSE:MLNK) On Your Watch List?

Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 40%?

Sep 12
Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 40%?

MeridianLink's (NYSE:MLNK) Returns On Capital Not Reflecting Well On The Business

Aug 07
MeridianLink's (NYSE:MLNK) Returns On Capital Not Reflecting Well On The Business

MeridianLink's Q2 Earnings: The Price Of Optimism

Aug 03

Shareholder Returns

MLNKUS SoftwareUS Market
7D-1.0%1.3%1.5%
1Y-1.2%14.4%22.4%

Return vs Industry: MLNK underperformed the US Software industry which returned 14.1% over the past year.

Return vs Market: MLNK underperformed the US Market which returned 22.2% over the past year.

Price Volatility

Is MLNK's price volatile compared to industry and market?
MLNK volatility
MLNK Average Weekly Movement3.5%
Software Industry Average Movement7.6%
Market Average Movement5.9%
10% most volatile stocks in US Market18.0%
10% least volatile stocks in US Market3.0%

Stable Share Price: MLNK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MLNK's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1998676Nicolaas Vlokwww.meridianlink.com

MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing business and consumer demands; MeridianLink Portal, a Point of Sale system that allows financial institutions to expand existing lending and deposit account; MeridianLink Opening, a cloud-based online account opening and deposit software solution; MeridianLink Consumer, a full loan solution suite to banks and credit unions; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Mortgage, a cloud-based software designed for financial professionals to optimize the end-to-end mortgage loan origination process; MeridianLink Collect, a web-based debt collection software; Mortgage Credit Link, a web-based order fulfillment hub; and MeridianLink Business, a cloud-based platform that offers business lending solutions for banks and credit unions.

MeridianLink, Inc. Fundamentals Summary

How do MeridianLink's earnings and revenue compare to its market cap?
MLNK fundamental statistics
Market capUS$1.43b
Earnings (TTM)-US$51.60m
Revenue (TTM)US$311.44m

4.6x

P/S Ratio

-27.8x

P/E Ratio

Is MLNK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MLNK income statement (TTM)
RevenueUS$311.44m
Cost of RevenueUS$87.90m
Gross ProfitUS$223.54m
Other ExpensesUS$275.15m
Earnings-US$51.60m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.68
Gross Margin71.78%
Net Profit Margin-16.57%
Debt/Equity Ratio112.3%

How did MLNK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 10:41
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MeridianLink, Inc. is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Saket KaliaBarclays
Koji IkedaBofA Global Research
Matthew VanVlietBTIG