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MeridianLink NYSE:MLNK Stock Report

Last Price

US$16.62

Market Cap

US$1.3b

7D

0.06%

1Y

-3.0%

Updated

13 Apr, 2025

Data

Company Financials +

MeridianLink, Inc.

NYSE:MLNK Stock Report

Market Cap: US$1.3b

MLNK Stock Overview

A software-as-a service company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. More details

MLNK fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance0/6
Financial Health4/6
Dividends0/6

Rewards

Trading at 23.7% below our estimate of its fair value

Earnings are forecast to grow 90.36% per year

Analysts in good agreement that stock price will rise by 22.3%

Risk Analysis

No risks detected for MLNK from our risk checks.

MeridianLink, Inc. Competitors

Exodus Movement

NYSEAM:EXOD

US$1.3b

Sapiens International

NasdaqGS:SPNS

US$1.4b

Hut 8

NasdaqGS:HUT

US$1.3b

Tuya

NYSE:TUYA

US$1.2b

Price History & Performance

Summary of share price highs, lows and changes for MeridianLink
Historical stock prices
Current Share PriceUS$16.62
52 Week HighUS$25.33
52 Week LowUS$15.57
Beta0.96
1 Month Change-13.39%
3 Month Change-12.57%
1 Year Change-2.98%
3 Year Change-11.27%
5 Year Changen/a
Change since IPO-32.44%

Recent News & Updates

Is It Time To Consider Buying MeridianLink, Inc. (NYSE:MLNK)?

Apr 03
Is It Time To Consider Buying MeridianLink, Inc. (NYSE:MLNK)?

Here's Why MeridianLink (NYSE:MLNK) Has A Meaningful Debt Burden

Mar 11
Here's Why MeridianLink (NYSE:MLNK) Has A Meaningful Debt Burden

MeridianLink: Capital Allocation Is The Question

Feb 24

Recent updates

Is It Time To Consider Buying MeridianLink, Inc. (NYSE:MLNK)?

Apr 03
Is It Time To Consider Buying MeridianLink, Inc. (NYSE:MLNK)?

Here's Why MeridianLink (NYSE:MLNK) Has A Meaningful Debt Burden

Mar 11
Here's Why MeridianLink (NYSE:MLNK) Has A Meaningful Debt Burden

MeridianLink: Capital Allocation Is The Question

Feb 24

The Returns On Capital At MeridianLink (NYSE:MLNK) Don't Inspire Confidence

Feb 21
The Returns On Capital At MeridianLink (NYSE:MLNK) Don't Inspire Confidence

MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Jan 24
MeridianLink, Inc.'s (NYSE:MLNK) Business Is Trailing The Industry But Its Shares Aren't

Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Jan 05
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 37% Undervaluation?

Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

Dec 18
Is Now The Time To Look At Buying MeridianLink, Inc. (NYSE:MLNK)?

These 4 Measures Indicate That MeridianLink (NYSE:MLNK) Is Using Debt Reasonably Well

Nov 10
These 4 Measures Indicate That MeridianLink (NYSE:MLNK) Is Using Debt Reasonably Well

Some Shareholders Feeling Restless Over MeridianLink, Inc.'s (NYSE:MLNK) P/S Ratio

Oct 17
Some Shareholders Feeling Restless Over MeridianLink, Inc.'s (NYSE:MLNK) P/S Ratio

Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 35%?

Aug 28
Are Investors Undervaluing MeridianLink, Inc. (NYSE:MLNK) By 35%?

At US$22.62, Is MeridianLink, Inc. (NYSE:MLNK) Worth Looking At Closely?

Aug 05
At US$22.62, Is MeridianLink, Inc. (NYSE:MLNK) Worth Looking At Closely?

MeridianLink, Inc.'s (NYSE:MLNK) Price Is Out Of Tune With Revenues

Jul 17
MeridianLink, Inc.'s (NYSE:MLNK) Price Is Out Of Tune With Revenues

MeridianLink (NYSE:MLNK) Seems To Use Debt Quite Sensibly

Jun 22
MeridianLink (NYSE:MLNK) Seems To Use Debt Quite Sensibly

Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 33% Undervaluation?

May 09
Is There An Opportunity With MeridianLink, Inc.'s (NYSE:MLNK) 33% Undervaluation?

Some Confidence Is Lacking In MeridianLink, Inc.'s (NYSE:MLNK) P/S

Apr 11
Some Confidence Is Lacking In MeridianLink, Inc.'s (NYSE:MLNK) P/S

Why MeridianLink, Inc. (NYSE:MLNK) Could Be Worth Watching

Mar 07
Why MeridianLink, Inc. (NYSE:MLNK) Could Be Worth Watching

Does MeridianLink (NYSE:MLNK) Have A Healthy Balance Sheet?

Jan 28
Does MeridianLink (NYSE:MLNK) Have A Healthy Balance Sheet?

Calculating The Fair Value Of MeridianLink, Inc. (NYSE:MLNK)

Jan 06
Calculating The Fair Value Of MeridianLink, Inc. (NYSE:MLNK)

MeridianLink, Inc. (NYSE:MLNK) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected

Dec 16
MeridianLink, Inc. (NYSE:MLNK) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected

At US$19.21, Is It Time To Put MeridianLink, Inc. (NYSE:MLNK) On Your Watch List?

Nov 30
At US$19.21, Is It Time To Put MeridianLink, Inc. (NYSE:MLNK) On Your Watch List?

Shareholder Returns

MLNKUS SoftwareUS Market
7D0.06%7.5%5.4%
1Y-3.0%-1.2%3.6%

Return vs Industry: MLNK underperformed the US Software industry which returned -1.2% over the past year.

Return vs Market: MLNK underperformed the US Market which returned 3.6% over the past year.

Price Volatility

Is MLNK's price volatile compared to industry and market?
MLNK volatility
MLNK Average Weekly Movement6.4%
Software Industry Average Movement9.0%
Market Average Movement7.7%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market4.0%

Stable Share Price: MLNK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MLNK's weekly volatility (6%) has been stable over the past year.

Community vs My Fair Value

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Select a narrative for quick price alerts from the community, or create your own.

About the Company

FoundedEmployeesCEOWebsite
1998682Nicolaas Vlokwww.meridianlink.com

MeridianLink, Inc., a software-as-a service company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing business and consumer demands; MeridianLink Portal, a Point of Sale system that allows financial institutions to expand existing lending and deposit account; MeridianLink Opening, a cloud-based online account opening and deposit software solution; and MeridianLink Consumer, a full loan solution suite to banks and credit unions. It also provides MeridianLink Mortgage, a cloud-based software designed for financial professionals to optimize the end-to-end mortgage loan origination process; MeridianLink Collect, a cloud-based debt collection software; and MeridianLink Business that offers functions primarily for business lending, including automated cash flow statement creation, business credit reports, and business risk and identity verification.

MeridianLink, Inc. Fundamentals Summary

How do MeridianLink's earnings and revenue compare to its market cap?
MLNK fundamental statistics
Market capUS$1.27b
Earnings (TTM)-US$29.77m
Revenue (TTM)US$316.30m

4.0x

P/S Ratio

-42.8x

P/E Ratio

Is MLNK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MLNK income statement (TTM)
RevenueUS$316.30m
Cost of RevenueUS$89.27m
Gross ProfitUS$227.03m
Other ExpensesUS$256.80m
Earnings-US$29.77m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.39
Gross Margin71.78%
Net Profit Margin-9.41%
Debt/Equity Ratio109.6%

How did MLNK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/13 15:47
End of Day Share Price 2025/04/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MeridianLink, Inc. is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Saket KaliaBarclays
Koji IkedaBofA Global Research
Matthew VanVlietBTIG