ENV Stock Overview
Envestnet, Inc., together with its subsidiaries, provides wealth management software and services in the United States and internationally.
No risks detected for ENV from our risk checks.
Price History & Performance
|Historical stock prices|
|Current Share Price||US$53.54|
|52 Week High||US$85.99|
|52 Week Low||US$51.39|
|1 Month Change||-20.20%|
|3 Month Change||-28.08%|
|1 Year Change||-29.42%|
|3 Year Change||-23.88%|
|5 Year Change||37.28%|
|Change since IPO||423.36%|
Recent News & Updates
Envestnet Stock: Spotlight On Potential Takeover
It is reported that Envestnet is the subject of takeover interest by private equity firms, and I think that it is likely that the deal will go through. ENV should at least offer a mid-teens percentage return in a takeover scenario based on my valuation analysis. I raise my rating for Envestnet from a Hold to a Buy, taking into account this potential event-driven catalyst.
|ENV||US Software||US Market|
Return vs Industry: ENV underperformed the US Software industry which returned -23.5% over the past year.
Return vs Market: ENV underperformed the US Market which returned -20.4% over the past year.
|ENV Average Weekly Movement||6.7%|
|Software Industry Average Movement||11.0%|
|Market Average Movement||8.1%|
|10% most volatile stocks in US Market||16.8%|
|10% least volatile stocks in US Market||3.2%|
Stable Share Price: ENV is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: ENV's weekly volatility (7%) has been stable over the past year.
About the Company
Envestnet, Inc., together with its subsidiaries, provides wealth management software and services in the United States and internationally. It operates through Envestnet Wealth Solutions and Envestnet Data & Analytics segments. The company’s product and services include Envestnet | Enterprise, which provides an end-to-end open architecture wealth management platform, as well as offers data aggregation and reporting, data analytics, and digital advice capabilities; Envestnet | Tamarac that provides trading, rebalancing, portfolio accounting, performance reporting, and client relationship management software; and Envestnet | MoneyGuide that provides goals-based financial planning solutions to the financial services industry.
Envestnet Fundamentals Summary
|ENV fundamental statistics|
Is ENV overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ENV income statement (TTM)|
|Cost of Revenue||US$916.91m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||-0.28|
|Net Profit Margin||-1.26%|
How did ENV perform over the long term?See historical performance and comparison
Is ENV undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 5/6
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for ENV?
Other financial metrics that can be useful for relative valuation.
|What is ENV's n/a Ratio?|
Price to Sales Ratio vs Peers
How does ENV's PS Ratio compare to its peers?
|ENV PS Ratio vs Peers|
|Company||PS||Estimated Growth||Market Cap|
ACIW ACI Worldwide
ALRM Alarm.com Holdings
NEWR New Relic
INST Instructure Holdings
Price-To-Sales vs Peers: ENV is good value based on its Price-To-Sales Ratio (2.4x) compared to the peer average (4.5x).
Price to Earnings Ratio vs Industry
How does ENV's PE Ratio compare vs other companies in the US Software Industry?
Price-To-Sales vs Industry: ENV is good value based on its Price-To-Sales Ratio (2.4x) compared to the US Software industry average (4.4x)
Price to Sales Ratio vs Fair Ratio
What is ENV's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PS Ratio||2.4x|
|Fair PS Ratio||2.4x|
Price-To-Sales vs Fair Ratio: ENV is good value based on its Price-To-Sales Ratio (2.4x) compared to the estimated Fair Price-To-Sales Ratio (2.4x).
Share Price vs Fair Value
What is the Fair Price of ENV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: ENV ($53.54) is trading below our estimate of fair value ($132.9)
Significantly Below Fair Value: ENV is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ENV's PEG Ratio to determine if it is good value.
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How is Envestnet forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Future Growth Score4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ENV is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).
Earnings vs Market: ENV is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: ENV is expected to become profitable in the next 3 years.
Revenue vs Market: ENV's revenue (12.4% per year) is forecast to grow faster than the US market (8.3% per year).
High Growth Revenue: ENV's revenue (12.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ENV's Return on Equity is forecast to be low in 3 years time (16%).
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How has Envestnet performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ENV is currently unprofitable.
Growing Profit Margin: ENV is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ENV is unprofitable, but has reduced losses over the past 5 years at a rate of 40.2% per year.
Accelerating Growth: Unable to compare ENV's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ENV is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (27.1%).
Return on Equity
High ROE: ENV has a negative Return on Equity (-1.78%), as it is currently unprofitable.
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How is Envestnet's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: ENV's short term assets ($501.5M) exceed its short term liabilities ($274.8M).
Long Term Liabilities: ENV's short term assets ($501.5M) do not cover its long term liabilities ($971.8M).
Debt to Equity History and Analysis
Debt Level: ENV's net debt to equity ratio (51.5%) is considered high.
Reducing Debt: ENV's debt to equity ratio has increased from 70.4% to 89.2% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable ENV has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: ENV is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 17.3% per year.
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What is Envestnet current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ENV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ENV's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ENV's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ENV's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as ENV has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bill Crager (57 yo)
Mr. William C. Crager, also known as Bill, was a Director at Dynasty Financial Partners, LLC since January 2020. Mr. Crager serves as the Chief Executive Officer at FDx Advisors, Inc. He is a Co-Founder of...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD6.17M) is about average for companies of similar size in the US market ($USD6.90M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
Experienced Management: ENV's management team is considered experienced (2.3 years average tenure).
Experienced Board: ENV's board of directors are considered experienced (6.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Envestnet, Inc.'s employee growth, exchange listings and data sources
- Name: Envestnet, Inc.
- Ticker: ENV
- Exchange: NYSE
- Founded: 1999
- Industry: Application Software
- Sector: Software
- Implied Market Cap: US$2.955b
- Shares outstanding: 55.19m
- Website: https://www.envestnet.com
Number of Employees
- Envestnet, Inc.
- 35 East Wacker Drive
- Suite 2400
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/29 00:00|
|End of Day Share Price||2022/06/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.