Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide.
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Bill.com Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$290.17|
|52 Week High||US$89.19|
|52 Week Low||US$312.99|
|1 Month Change||7.12%|
|3 Month Change||40.98%|
|1 Year Change||167.00%|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||717.38%|
Recent News & Updates
Bill.com: Bullish Business Model, But Hesitant On The Stock
Bill.com has seen their stock rise over 9x since reaching a low-point during the pandemic of just over $30. The company reported a very strong FQ4 and provided FY22 guidance above expectations. Revenue growth is expected to be over 100% for the year, though much of this growth is being driven by their recent acquisition of Divvy. Valuation currently stands at over 50x forward revenue and even if revenue grows at 50% during FY23 and FY24, valuation is still over 23x a bull case FY24 revenue.
|BILL||US Software||US Market|
Return vs Industry: BILL exceeded the US Software industry which returned 40.7% over the past year.
Return vs Market: BILL exceeded the US Market which returned 33.4% over the past year.
Stable Share Price: BILL is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 10% a week.
Volatility Over Time: BILL's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. It offers artificial intelligence enabled financial software platform that creates seamless connections among users, suppliers, and the clients. The company provides software-as-a-service, cloud-based payments and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency.
Bill.com Holdings Fundamentals Summary
|BILL fundamental statistics|
Is BILL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BILL income statement (TTM)|
|Cost of Revenue||US$61.44m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Nov 04, 2021
|Earnings per share (EPS)||-0.96|
|Net Profit Margin||-41.43%|
How did BILL perform over the long term?See historical performance and comparison
Is Bill.com Holdings undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: BILL ($286.29) is trading above our estimate of fair value ($79.49)
Significantly Below Fair Value: BILL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BILL is unprofitable, so we can't compare its PE Ratio to the US Software industry average.
PE vs Market: BILL is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BILL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BILL is overvalued based on its PB Ratio (11.6x) compared to the US Software industry average (7.1x).
How is Bill.com Holdings forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BILL is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: BILL is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: BILL is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: BILL's revenue (29.3% per year) is forecast to grow faster than the US market (9.9% per year).
High Growth Revenue: BILL's revenue (29.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BILL is forecast to be unprofitable in 3 years.
How has Bill.com Holdings performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: BILL is currently unprofitable.
Growing Profit Margin: BILL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if BILL's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Unable to compare BILL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BILL is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (24.1%).
Return on Equity
High ROE: BILL has a negative Return on Equity (-3.9%), as it is currently unprofitable.
How is Bill.com Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: BILL's short term assets ($3.6B) exceed its short term liabilities ($2.3B).
Long Term Liabilities: BILL's short term assets ($3.6B) exceed its long term liabilities ($1.1B).
Debt to Equity History and Analysis
Debt Level: BILL's debt to equity ratio (39.1%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if BILL's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: BILL has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if BILL has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Bill.com Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BILL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BILL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BILL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BILL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BILL's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Rene Lacerte (54 yo)
Mr. Rene A. Lacerte is the Founder of Bill.com Holdings Inc. since April 2006 and serves as its Chief Executive Officer since April 2006. He serves as Chairperson of the Board at Bill.com Holdings, Inc. Mr...
CEO Compensation Analysis
Compensation vs Market: Rene's total compensation ($USD17.22M) is above average for companies of similar size in the US market ($USD11.15M).
Compensation vs Earnings: Rene's compensation has increased whilst the company is unprofitable.
Experienced Management: BILL's management team is considered experienced (3.3 years average tenure).
Experienced Board: BILL's board of directors are considered experienced (3.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BILL insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 26.5%.
Bill.com Holdings, Inc.'s employee growth, exchange listings and data sources
- Name: Bill.com Holdings, Inc.
- Ticker: BILL
- Exchange: NYSE
- Founded: 2006
- Industry: Application Software
- Sector: Software
- Market Cap: US$29.732b
- Shares outstanding: 102.46m
- Website: https://www.bill.com
Number of Employees
- Bill.com Holdings, Inc.
- 6220 America Center Drive
- Suite 100
- San Jose
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/27 23:08|
|End of Day Share Price||2021/10/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.