BILL Holdings Balance Sheet Health
Financial Health criteria checks 6/6
BILL Holdings has a total shareholder equity of $3.8B and total debt of $1.8B, which brings its debt-to-equity ratio to 48.2%. Its total assets and total liabilities are $10.1B and $6.3B respectively.
Key information
48.17%
Debt to equity ratio
US$1.83b
Debt
| Interest coverage ratio | n/a |
| Cash | US$2.24b |
| Equity | US$3.81b |
| Total liabilities | US$6.32b |
| Total assets | US$10.13b |
Recent financial health updates
Recent updates
BILL Holdings: Muscle Past AI Fears And Buy This Stock For Value
Feb 06Investors Shouldn't Be Too Comfortable With BILL Holdings' (NYSE:BILL) Earnings
Sep 10
BILL Holdings, Inc.'s (NYSE:BILL) Shares Bounce 27% But Its Business Still Trails The Industry
Sep 08BILL Holdings, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 31Investors Still Aren't Entirely Convinced By BILL Holdings, Inc.'s (NYSE:BILL) Revenues Despite 26% Price Jump
May 09BILL Holdings: Eroding Underlying Demand Limits Growth Potential
Apr 17Should You Investigate BILL Holdings, Inc. (NYSE:BILL) At US$42.60?
Apr 04Does BILL Holdings (NYSE:BILL) Have A Healthy Balance Sheet?
Mar 10BILL Holdings: Why I'm Neutral After A Tough Selloff
Mar 10
AI-Powered Solutions Will Expand SMB Financial Operations Platform
BILL's strategic focus on AI and innovative payment solutions aims to boost market penetration, transaction volumes, and product adoption for future revenue growth.Investors Don't See Light At End Of BILL Holdings, Inc.'s (NYSE:BILL) Tunnel And Push Stock Down 26%
Feb 12Is BILL Holdings, Inc. (NYSE:BILL) Trading At A 27% Discount?
Feb 08BILL Holdings: Not Chasing The Rally
Feb 05Why BILL Holdings, Inc. (NYSE:BILL) Could Be Worth Watching
Dec 27BILL Holdings, Inc. (NYSE:BILL) Stock Rockets 59% As Investors Are Less Pessimistic Than Expected
Dec 05Financial Position Analysis
Short Term Liabilities: BILL's short term assets ($7.3B) exceed its short term liabilities ($4.4B).
Long Term Liabilities: BILL's short term assets ($7.3B) exceed its long term liabilities ($1.9B).
Debt to Equity History and Analysis
Debt Level: BILL has more cash than its total debt.
Reducing Debt: BILL's debt to equity ratio has reduced from 101.3% to 48.2% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable BILL has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: BILL is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 55.5% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/12 12:25 |
| End of Day Share Price | 2026/03/12 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
BILL Holdings, Inc. is covered by 33 analysts. 24 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Koning | Baird |
| Gary Prestopino | Barrington Research Associates, Inc. |
| null null | BMO Capital Markets Equity Research |