ACI Worldwide Balance Sheet Health
Financial Health criteria checks 5/6
ACI Worldwide has a total shareholder equity of $1.5B and total debt of $817.6M, which brings its debt-to-equity ratio to 53.8%. Its total assets and total liabilities are $3.1B and $1.6B respectively. ACI Worldwide's EBIT is $329.9M making its interest coverage ratio 7.7. It has cash and short-term investments of $196.5M.
Key information
53.82%
Debt to equity ratio
US$817.61m
Debt
| Interest coverage ratio | 7.7x |
| Cash | US$196.46m |
| Equity | US$1.52b |
| Total liabilities | US$1.59b |
| Total assets | US$3.10b |
Recent financial health updates
Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?
Dec 11
Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly
Sep 08Is ACI Worldwide (NASDAQ:ACIW) A Risky Investment?
May 21Recent updates
ACI Worldwide, Inc.'s (NASDAQ:ACIW) Business Is Yet to Catch Up With Its Share Price
Nov 21ACI Worldwide: Mix Shifting Towards Payment Software Will Continue To Increase Margins
Oct 13Here's Why We Think ACI Worldwide (NASDAQ:ACIW) Is Well Worth Watching
Sep 07Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 41%?
Aug 26ACI Worldwide, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 10There's Been No Shortage Of Growth Recently For ACI Worldwide's (NASDAQ:ACIW) Returns On Capital
Aug 04What Is ACI Worldwide, Inc.'s (NASDAQ:ACIW) Share Price Doing?
Jul 23What ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Not Telling You
Jul 11Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 42%?
May 25Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?
May 01At US$50.94, Is It Time To Put ACI Worldwide, Inc. (NASDAQ:ACIW) On Your Watch List?
Apr 19ACI Worldwide (NASDAQ:ACIW) Is Experiencing Growth In Returns On Capital
Apr 06Bullish On ACI Worldwide's Innovating Bet In Global Payments
Mar 26Pinning Down ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Difficult Right Now
Feb 09ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 25% Below Their Intrinsic Value Estimate
Jan 28ACI Worldwide: The Future Has Never Looked So Bright
Jan 13Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?
Jan 04Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?
Dec 11Why ACI Worldwide, Inc. (NASDAQ:ACIW) Could Be Worth Watching
Nov 29Returns Are Gaining Momentum At ACI Worldwide (NASDAQ:ACIW)
Nov 08ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 33% Below Their Intrinsic Value Estimate
Oct 27Earnings Not Telling The Story For ACI Worldwide, Inc. (NASDAQ:ACIW)
Oct 15Does ACI Worldwide (NASDAQ:ACIW) Deserve A Spot On Your Watchlist?
Oct 03ACI Worldwide: Up Over 100% In The Last Year But Still Undervalued
Sep 20Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly
Sep 08
Decisive Partnerships And Innovative Payments Hub Propel Future Earnings And Market Positioning
ACI Worldwide shows robust growth with significant increases in revenues and EBITDA in the Biller and Bank segments, indicating successful expansion and partnerships.Is There Now An Opportunity In ACI Worldwide, Inc. (NASDAQ:ACIW)?
Aug 27What You Can Learn From ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E
Jul 12ACI Worldwide: Growth Prospects And Challenges In 2024
Jul 06Here's Why ACI Worldwide (NASDAQ:ACIW) Has Caught The Eye Of Investors
Jun 29Calculating The Fair Value Of ACI Worldwide, Inc. (NASDAQ:ACIW)
Jun 17Returns On Capital Are Showing Encouraging Signs At ACI Worldwide (NASDAQ:ACIW)
Jun 02Is ACI Worldwide (NASDAQ:ACIW) A Risky Investment?
May 21Earnings Update: Here's Why Analysts Just Lifted Their ACI Worldwide, Inc. (NASDAQ:ACIW) Price Target To US$40.73
May 02Financial Position Analysis
Short Term Liabilities: ACIW's short term assets ($1.1B) exceed its short term liabilities ($705.6M).
Long Term Liabilities: ACIW's short term assets ($1.1B) exceed its long term liabilities ($880.2M).
Debt to Equity History and Analysis
Debt Level: ACIW's net debt to equity ratio (40.9%) is considered high.
Reducing Debt: ACIW's debt to equity ratio has reduced from 97.4% to 53.8% over the past 5 years.
Debt Coverage: ACIW's debt is well covered by operating cash flow (39.5%).
Interest Coverage: ACIW's interest payments on its debt are well covered by EBIT (7.7x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/26 05:00 |
| End of Day Share Price | 2026/02/26 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ACI Worldwide, Inc. is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Paul Condra | BMO Capital Markets Equity Research |
| Thomas McCrohan | Brean Capital Historical (Janney Montgomery) |
| Mark Palmer | BTIG |