Altisource Portfolio Solutions
Market Cap
US$295.6m
Last Updated
2019/12/12 00:07 UTC
Data Sources
Company Financials +
Executive Summary
Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States and internationally.
Rewards
Risk Analysis
Snowflake Analysis
Slightly overvalued with imperfect balance sheet.
Similar Companies
Share Price & News
How has Altisource Portfolio Solutions's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ASPS has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
1.3%
ASPS
1.0%
US Real Estate
0.8%
US Market
1 Year Return
-15.0%
ASPS
19.2%
US Real Estate
17.8%
US Market
Return vs Industry: ASPS underperformed the US Real Estate industry which returned 19.2% over the past year.
Return vs Market: ASPS underperformed the US Market which returned 17.8% over the past year.
Shareholder returns
| ASPS | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.3% | 1.0% | 0.8% |
| 30 Day | 3.5% | 3.7% | 1.8% |
| 90 Day | -15.2% | 6.2% | 4.1% |
| 1 Year | -15.0%-15.0% | 20.2%19.2% | 20.4%17.8% |
| 3 Year | -26.9%-26.9% | 32.0%28.8% | 45.9%36.4% |
| 5 Year | -60.6%-60.6% | 17.8%13.9% | 68.1%49.6% |
Price Volatility Vs. Market
How volatile is Altisource Portfolio Solutions's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall St
Need To Know: Altisource Portfolio Solutions S.A. (NASDAQ:ASPS) Insiders Have Been Selling Shares3 months ago | Simply Wall St
Easy Come, Easy Go: How Altisource Portfolio Solutions (NASDAQ:ASPS) Shareholders Got Unlucky And Saw 81% Of Their Cash Evaporate3 months ago | Simply Wall St
Is Altisource Portfolio Solutions S.A.'s (NASDAQ:ASPS) CEO Paid Enough Relative To Peers?Valuation
Is Altisource Portfolio Solutions undervalued compared to its fair value and its price relative to the market?
7.7%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ASPS ($18.84) is trading below our estimate of fair value ($20.41)
Significantly Below Fair Value: ASPS is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: ASPS is unprofitable, so we can't compare its PE Ratio to the Real Estate industry average.
PE vs Market: ASPS is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ASPS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ASPS is good value based on its PB Ratio (1x) compared to the US Real Estate industry average (1.5x).
Next Steps
Future Growth
How is Altisource Portfolio Solutions forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
7.7%
Forecasted Real Estate industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Altisource Portfolio Solutions has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of ASPS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Explore growth companies in the Real Estate industry.
Past Performance
How has Altisource Portfolio Solutions performed over the past 5 years?
-2.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ASPS is currently unprofitable.
Growing Profit Margin: ASPS is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ASPS is unprofitable, and losses have increased over the past 5 years at a rate of -2.2% per year.
Accelerating Growth: Unable to compare ASPS's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ASPS is unprofitable, making it difficult to compare its past year earnings growth to the Real Estate industry (-25%).
Return on Equity
High ROE: ASPS has a negative Return on Equity (-3.69%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Altisource Portfolio Solutions's financial position?
Financial Position Analysis
Short Term Liabilities: ASPS's short term assets ($187.3M) exceed its short term liabilities ($89.0M).
Long Term Liabilities: ASPS's short term assets ($187.3M) do not cover its long term liabilities ($311.5M).
Debt to Equity History and Analysis
Debt Level: ASPS's debt to equity ratio (100.6%) is considered high.
Reducing Debt: ASPS's debt to equity ratio has reduced from 667% to 100.6% over the past 5 years.
Debt Coverage: ASPS's debt is not well covered by operating cash flow (16.2%).
Interest Coverage: ASPS is unprofitable, therefore interest payments are not well covered by earnings.
Balance Sheet
Inventory Level: ASPS has a low level of unsold assets or inventory.
Debt Coverage by Assets: ASPS's debt is not covered by short term assets (assets are 0.6x debt).
Next Steps
Dividend
What is Altisource Portfolio Solutions's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate ASPS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate ASPS's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ASPS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ASPS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ASPS's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
What is the CEO of Altisource Portfolio Solutions's salary, the management and board of directors tenure and is there insider trading?
4.3yrs
Average management tenure
CEO
William Shepro (49yo)
10.4yrs
Tenure
US$6,096,155
Compensation
Mr. William B. Shepro, also known as Bill, J.D. serves as Chairman at Altisource Portfolio Solutions S.A. since July 2019. Mr. Shepro has been the Chief Executive Officer of Altisource Portfolio Solutions ...
CEO Compensation Analysis
Compensation vs Market: William's total compensation ($USD6.10M) is above average for companies of similar size in the US market ($USD1.12M).
Compensation vs Earnings: William's compensation has been consistent with company performance over the past year.
Management Age and Tenure
4.3yrs
Average Tenure
49.5yo
Average Age
Experienced Management: ASPS's management team is considered experienced (4.3 years average tenure).
Board Age and Tenure
1.9yrs
Average Tenure
53.5yo
Average Age
Experienced Board: ASPS's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Insider Trading
Insider Buying: ASPS insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
| Entity | Individual |
| Role | Chief Executive Officer Chairman of the Board |
| Shares | 1,400 |
| Max Price | US$17.92 |
| Entity | Individual |
| Role | Member of the Board of Directors Independent Director |
| Shares | 616 |
| Max Price | US$17.86 |
| Entity | Company |
| Shares | 25,000 |
| Max Price | US$17.76 |
| Entity | Individual |
| Role | Chief Financial Officer Chief Financial Officer |
| Shares | 780 |
| Max Price | US$15.88 |
| Entity | Individual |
| Role | Chief Executive Officer Chairman of the Board |
| Shares | 3,150 |
| Max Price | US$15.89 |
| Entity | Individual |
| Role | Chief Legal Officer Chief Legal & Compliance Officer |
| Shares | 300 |
| Max Price | US$16.72 |
| Entity | Individual |
| Shares | 5,000 |
| Max Price | US$25.00 |
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Management Team
William Shepro (49yo)
Chairman of the Board
- Tenure: 10.4yrs
- Compensation: US$6.10m
Kevin Wilcox (55yo)
Chief Administration & Risk Officer and Corporate Secretary
- Tenure: 10.3yrs
- Compensation: US$3.78m
John Vella (59yo)
Chief Revenue Officer
- Tenure: 4.9yrs
Michelle Esterman (46yo)
Chief Financial Officer
- Tenure: 1.3yrs
- Compensation: US$859.54k
Marcello Mastioni (44yo)
Chief Operating Officer
- Tenure: 0.8yrs
- Compensation: US$1.58m
Gregory Ritts (50yo)
Chief Legal & Compliance Officer
- Tenure: 5.2yrs
- Compensation: US$1.07m
Kirk Willison
Senior Vice President of Government & Industry Relations
- Tenure: 4.3yrs
Liz Murphy
VP & Global Marketing Lead
- Tenure: 3.2yrs
Israel Meir
President of Technology
- Tenure: 2.7yrs
Lisen Syp
Director of Communications
- Tenure: 0yrs
Board Members
William Shepro (49yo)
Chairman of the Board
- Tenure: 10.4yrs
- Compensation: US$6.10m
Roland Müller-Ineichen (58yo)
Independent Director
- Tenure: 10.4yrs
- Compensation: US$263.42k
Scott Burg (40yo)
Additional Independent Director
- Tenure: 1.3yrs
- Compensation: US$16.08k
Joseph Morettini (66yo)
Independent Director
- Tenure: 2.6yrs
- Compensation: US$245.36k
Company Information
Altisource Portfolio Solutions S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Altisource Portfolio Solutions S.A.
- Ticker: ASPS
- Exchange: NasdaqGS
- Founded: 1999
- Industry: Real Estate Services
- Sector: Real Estate
- Market Cap: US$295.576m
- Shares outstanding: 15.69m
- Website: https://www.altisource.com
Number of Employees
Location
- Altisource Portfolio Solutions S.A.
- 40, avenue Monterey
- Luxembourg City
- 2163
- Luxembourg
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| ASPS | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Jul 2009 |
Biography
Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States and internationally. It operates in two segme ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/12/12 00:07 |
| End of Day Share Price | 2019/12/11 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.