UTG Past Earnings Performance

Past criteria checks 5/6

UTG has been growing earnings at an average annual rate of 32.3%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 14.5% per year. UTG's return on equity is 22.3%, and it has net margins of 58.3%.

Key information

32.3%

Earnings growth rate

32.6%

EPS growth rate

Insurance Industry Growth	8.0%
Revenue growth rate	14.5%
Return on equity	22.3%
Net Margin	58.3%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How UTG makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:UTGN Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	78	46	7
30 Jun 24	52	24	8
31 Mar 24	45	18	8
31 Dec 23	25	2	8
30 Sep 23	45	16	10
30 Jun 23	49	19	10
31 Mar 23	48	18	10
31 Dec 22	70	34	10
30 Sep 22	50	19	9
30 Jun 22	28	2	8
31 Mar 22	30	5	8
31 Dec 21	36	10	7
30 Sep 21	44	15	7
30 Jun 21	53	21	8
31 Mar 21	64	31	8
31 Dec 20	27	2	8
30 Sep 20	19	-3	8
30 Jun 20	20	-1	8
31 Mar 20	10	-10	8
31 Dec 19	44	16	8
30 Sep 19	27	3	7
30 Jun 19	46	16	9
31 Mar 19	53	21	9
31 Dec 18	41	12	9
30 Sep 18	61	30	10
30 Jun 18	45	18	8
31 Mar 18	34	9	8
31 Dec 17	29	5	8
30 Sep 17	21	-2	7
30 Jun 17	22	-2	7
31 Mar 17	23	-2	8
31 Dec 16	28	1	7
30 Sep 16	25	-2	8
30 Jun 16	28	0	8
31 Mar 16	27	0	8
31 Dec 15	29	1	9
30 Sep 15	44	9	10
30 Jun 15	45	10	10
31 Mar 15	48	11	10
31 Dec 14	44	7	11
30 Sep 14	35	3	10
30 Jun 14	35	2	10
31 Mar 14	34	3	9
31 Dec 13	34	3	9

Quality Earnings: UTGN has a high level of non-cash earnings.

Growing Profit Margin: UTGN's current net profit margins (58.3%) are higher than last year (36%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UTGN's earnings have grown significantly by 32.3% per year over the past 5 years.

Accelerating Growth: UTGN's earnings growth over the past year (182.6%) exceeds its 5-year average (32.3% per year).

Earnings vs Industry: UTGN earnings growth over the past year (182.6%) exceeded the Insurance industry 36.4%.

Return on Equity

High ROE: UTGN's Return on Equity (22.3%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 16:41
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UTG, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution