UTG Balance Sheet Health
Financial Health criteria checks 3/6
UTG has a total shareholder equity of $161.7M and total debt of $19.0M, which brings its debt-to-equity ratio to 11.8%. Its total assets and total liabilities are $441.7M and $280.0M respectively. UTG's EBIT is $2.0M making its interest coverage ratio 68.8. It has cash and short-term investments of $70.3M.
Key information
11.8%
Debt to equity ratio
US$19.00m
Debt
Interest coverage ratio | 68.8x |
Cash | US$70.32m |
Equity | US$161.69m |
Total liabilities | US$280.02m |
Total assets | US$441.71m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: UTGN's short term assets ($103.0M) exceed its short term liabilities ($37.9M).
Long Term Liabilities: UTGN's short term assets ($103.0M) do not cover its long term liabilities ($242.1M).
Debt to Equity History and Analysis
Debt Level: UTGN has more cash than its total debt.
Reducing Debt: UTGN's debt to equity ratio has increased from 0% to 11.8% over the past 5 years.
Debt Coverage: UTGN's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: UTGN's interest payments on its debt are well covered by EBIT (68.8x coverage).