Sagicor Financial Past Earnings Performance
Past criteria checks 2/6
Sagicor Financial has been growing earnings at an average annual rate of 41.9%, while the Insurance industry saw earnings growing at 8.1% annually. Revenues have been growing at an average rate of 5.4% per year. Sagicor Financial's return on equity is 44%, and it has net margins of 34.8%.
Key information
41.9%
Earnings growth rate
19.1%
EPS growth rate
| Insurance Industry Growth | 8.0% |
| Revenue growth rate | 5.4% |
| Return on equity | 44.0% |
| Net Margin | 34.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Sagicor Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,530 | 532 | 0 | 0 |
| 30 Sep 23 | 2,991 | 399 | 394 | 0 |
| 30 Jun 23 | 2,864 | 328 | 389 | 0 |
| 31 Mar 23 | 2,692 | 198 | 398 | 0 |
| 31 Dec 22 | 818 | -164 | 0 | 0 |
| 30 Sep 22 | 1,071 | -194 | 288 | 0 |
| 30 Jun 22 | 1,696 | -70 | 314 | 0 |
| 31 Mar 22 | 2,053 | 21 | 324 | 0 |
| 31 Dec 21 | 2,344 | 133 | 350 | 0 |
| 30 Sep 21 | 2,379 | 120 | 352 | 0 |
| 30 Jun 21 | 1,999 | 67 | 342 | 0 |
| 31 Mar 21 | 1,925 | 57 | 332 | 0 |
| 31 Dec 20 | 1,850 | -4 | 341 | 0 |
| 30 Sep 20 | 1,669 | -21 | 334 | 0 |
| 30 Jun 20 | 1,679 | -12 | 339 | 0 |
| 31 Mar 20 | 1,705 | 0 | 350 | 0 |
| 31 Dec 19 | 1,866 | 44 | 333 | 0 |
| 30 Sep 19 | 1,811 | 40 | 333 | 0 |
| 30 Jun 19 | 1,828 | 41 | 177 | 0 |
| 31 Mar 19 | 1,700 | 32 | 260 | 0 |
| 31 Dec 18 | 1,475 | 37 | 303 | 0 |
| 30 Sep 18 | 1,354 | 44 | 276 | 0 |
| 30 Jun 18 | 1,272 | 66 | 415 | 0 |
| 31 Mar 18 | 1,210 | 69 | 315 | 0 |
| 31 Dec 17 | 1,201 | 62 | 267 | 0 |
| 30 Sep 17 | 1,163 | 56 | 147 | 0 |
| 30 Jun 17 | 1,112 | 62 | 185 | 0 |
| 31 Mar 17 | 1,120 | 60 | 268 | 0 |
| 31 Dec 16 | 1,102 | 59 | 255 | 0 |
| 30 Sep 16 | 1,123 | 66 | 385 | 0 |
| 30 Jun 16 | 1,085 | 48 | 260 | 0 |
| 31 Mar 16 | 1,073 | 55 | 208 | 0 |
| 31 Dec 15 | 1,080 | 55 | 252 | 0 |
| 30 Sep 15 | 1,053 | 68 | 141 | 0 |
| 30 Jun 15 | 1,044 | 55 | 262 | 0 |
| 31 Mar 15 | 1,007 | 50 | 247 | 0 |
| 31 Dec 14 | 997 | 52 | 234 | 0 |
| 30 Sep 14 | 961 | 36 | 218 | 0 |
| 30 Jun 14 | 1,015 | 38 | 204 | 0 |
| 31 Mar 14 | 1,024 | 40 | 209 | 0 |
| 31 Dec 13 | 1,012 | 38 | 204 | 0 |
| 30 Sep 13 | 1,068 | 56 | 214 | 0 |
| 30 Jun 13 | 1,027 | 58 | 208 | 0 |
Quality Earnings: SGCF.F has a large one-off gain of $419.0M impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: SGCF.F became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SGCF.F's earnings have grown significantly by 41.9% per year over the past 5 years.
Accelerating Growth: SGCF.F has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: SGCF.F has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (11.7%).
Return on Equity
High ROE: Whilst SGCF.F's Return on Equity (43.96%) is outstanding, this metric is skewed due to their high level of debt.