Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros

OTCPK:LNDA.F Stock Report

Market Cap: US$1.3b

Línea Directa Aseguradora Compañía de Seguros y Reaseguros Valuation

Is LNDA.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of LNDA.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: LNDA.F ($1.27) is trading below our estimate of fair value ($1.43)

Significantly Below Fair Value: LNDA.F is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for LNDA.F?

Key metric: As LNDA.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for LNDA.F. This is calculated by dividing LNDA.F's market cap by their current earnings.
What is LNDA.F's PE Ratio?
PE Ratio24.5x
Earnings€48.85m
Market Cap€1.20b

Price to Earnings Ratio vs Peers

How does LNDA.F's PE Ratio compare to its peers?

The above table shows the PE ratio for LNDA.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.5x
SAFT Safety Insurance Group
16.9xn/aUS$1.3b
EIG Employers Holdings
9.7x-20.9%US$1.3b
AMSF AMERISAFE
18x-22.4%US$1.1b
BOW Bowhead Specialty Holdings
37.4x36.5%US$1.1b
LNDA.F Línea Directa Aseguradora Compañía de Seguros y Reaseguros
24.5x22.3%US$1.2b

Price-To-Earnings vs Peers: LNDA.F is expensive based on its Price-To-Earnings Ratio (24.5x) compared to the peer average (20.5x).

Price to Earnings Ratio vs Industry

How does LNDA.F's PE Ratio compare vs other companies in the US Insurance Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
UTGN UTG
2xn/aUS$85.49m
AORE.F American Overseas Group
2.1xn/aUS$16.68m
CUII China United Insurance Service
0.0003xn/aUS$3.13k
No more companies available in this PE range
LNDA.F 24.5xIndustry Avg. 13.5xNo. of Companies14PE01020304050+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: LNDA.F is expensive based on its Price-To-Earnings Ratio (24.5x) compared to the US Insurance industry average (13.5x).

Price to Earnings Ratio vs Fair Ratio

What is LNDA.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

LNDA.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio24.5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate LNDA.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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