Gjensidige Forsikring ASA

OTCPK:GJNS.Y Stock Report

Market Cap: US$14.0b

Gjensidige Forsikring (GJNS.Y) Stock Overview

Provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. More details

GJNS.Y fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance5/6
Financial Health4/6
Dividends5/6

GJNS.Y Community Fair Values

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Gjensidige Forsikring ASA Competitors

Price History & Performance

Summary of share price highs, lows and changes for Gjensidige Forsikring
Historical stock prices
Current Share PriceNOK 28.04
52 Week HighNOK 28.04
52 Week LowNOK 14.87
Beta0.22
1 Month Change7.64%
3 Month Change18.96%
1 Year Change63.69%
3 Year Change35.59%
5 Year Change31.15%
Change since IPO128.90%

Recent News & Updates

Recent updates

Shareholder Returns

GJNS.YUS InsuranceUS Market
7D12.7%-0.4%0.6%
1Y63.7%9.9%11.4%

Return vs Industry: GJNS.Y exceeded the US Insurance industry which returned 9.1% over the past year.

Return vs Market: GJNS.Y exceeded the US Market which returned 11.4% over the past year.

Price Volatility

Is GJNS.Y's price volatile compared to industry and market?
GJNS.Y volatility
GJNS.Y Average Weekly Movement8.8%
Insurance Industry Average Movement4.1%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: GJNS.Y has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: GJNS.Y's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18164,727Geir Holmgrenwww.gjensidige.com

Gjensidige Forsikring ASA, together with its subsidiaries, provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. It operates in four segments: General Insurance Private, General Insurance Commercial, General Insurance Sweden, and Pension. The company offers motor, property, travel, accident and health, general liability, natural perils, agriculture, leisure craft, valuables, medical treatment and expense, disability, income protection, workers’ compensation, motor vehicle liability, marine, aviation, transport, fire and other damage to property, assistance, other non-life, and life insurance products, as well as non-proportional non-life reinsurance products.

Gjensidige Forsikring ASA Fundamentals Summary

How do Gjensidige Forsikring's earnings and revenue compare to its market cap?
GJNS.Y fundamental statistics
Market capUS$13.99b
Earnings (TTM)US$624.23m
Revenue (TTM)US$4.38b
22.4x
P/E Ratio
3.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GJNS.Y income statement (TTM)
RevenueNOK 44.42b
Cost of RevenueNOK 28.42b
Gross ProfitNOK 16.00b
Other ExpensesNOK 9.67b
EarningsNOK 6.33b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 24, 2025

Earnings per share (EPS)12.66
Gross Margin36.03%
Net Profit Margin14.25%
Debt/Equity Ratio16.6%

How did GJNS.Y perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
70%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/14 05:09
End of Day Share Price 2025/07/14 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Gjensidige Forsikring ASA is covered by 33 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Fridtjof BerentsArctic Securities ASA
Claudia GaspariBarclays