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E-L Financial Corporation LimitedOTCPK:ELFI.F Stock Report

Market Cap US$4.5b
Share Price
US$12.89
US$55.53
76.8% undervalued intrinsic discount
1Y25.1%
7D3.0%
Portfolio Value
View

E-L Financial Corporation Limited

OTCPK:ELFI.F Stock Report

Market Cap: US$4.5b

E-L Financial (ELFI.F) Stock Overview

Operates as an investment and insurance holding company in Canada. More details

ELFI.F fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for ELFI.F from our risk checks.

ELFI.F Community Fair Values

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E-L Financial Corporation Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for E-L Financial
Historical stock prices
Current Share PriceCA$12.89
52 Week HighCA$13.92
52 Week LowCA$9.01
Beta0.83
1 Month Change6.97%
3 Month Change1.10%
1 Year Change25.15%
3 Year Change93.24%
5 Year Change63.92%
Change since IPO244.29%

Recent News & Updates

Recent updates

Shareholder Returns

ELFI.FUS InsuranceUS Market
7D3.0%-1.3%2.2%
1Y25.1%-9.9%31.1%

Return vs Industry: ELFI.F exceeded the US Insurance industry which returned -9.9% over the past year.

Return vs Market: ELFI.F underperformed the US Market which returned 31.1% over the past year.

Price Volatility

Is ELFI.F's price volatile compared to industry and market?
ELFI.F volatility
ELFI.F Average Weekly Movement3.2%
Insurance Industry Average Movement4.3%
Market Average Movement7.3%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Stable Share Price: ELFI.F has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ELFI.F's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19681,250Duncan Newton Jackmanwww.e-lfinancial.ca

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies.

E-L Financial Corporation Limited Fundamentals Summary

How do E-L Financial's earnings and revenue compare to its market cap?
ELFI.F fundamental statistics
Market capUS$4.48b
Earnings (TTM)US$890.34m
Revenue (TTM)US$2.48b
5.0x
P/E Ratio
1.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ELFI.F income statement (TTM)
RevenueCA$3.39b
Cost of RevenueCA$1.34b
Gross ProfitCA$2.05b
Other ExpensesCA$833.76m
EarningsCA$1.22b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.52
Gross Margin60.56%
Net Profit Margin35.95%
Debt/Equity Ratio5.6%

How did ELFI.F perform over the long term?

See historical performance and comparison

Dividends

0.9%
Current Dividend Yield
4%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/11 03:07
End of Day Share Price 2026/05/11 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

E-L Financial Corporation Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.