OTCPK:ACMT

Stock Analysis Report

Executive Summary

ACMAT Corporation, through its subsidiary, ACSTAR Insurance Company provides surety bonds primarily for construction contractors in the United States.

Snowflake

Fundamentals

Excellent balance sheet with acceptable track record.

Risks

  • ACMAT is not covered by any analysts.

Similar Companies

Share Price & News

How has ACMAT's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:ACMT

-2.5%

US Insurance

-1.9%

US Market


1 Year Return

n/a

OTCPK:ACMT

5.5%

US Insurance

-3.3%

US Market

No trading data on ACMT.

No trading data on ACMT.


Share holder returns

ACMTIndustryMarket
7 Day0%-2.5%-1.9%
30 Day0%-6.2%-6.2%
90 Day6.1%-0.3%0.3%
1 Yearn/a8.0%5.5%-1.1%-3.3%
3 Yearn/a40.3%29.7%37.9%28.9%
5 Year30.6%30.6%60.5%41.5%50.8%34.1%

Price Volatility Vs. Market

How volatile is ACMAT's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is ACMAT undervalued based on future cash flows and its price relative to the stock market?

31.28x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for ACMAT to establish if it is available at moderate discount.

Unable to calculate intrinsic value for ACMAT to establish if it is available at substantial discount.


Price Based on Earnings

ACMAT is overvalued based on earnings compared to the US Insurance industry average.

ACMAT is overvalued based on earnings compared to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for ACMAT, we can't assess if its growth is good value.


Price Based on Value of Assets

ACMAT is good value based on assets compared to the US Insurance industry average.


Next Steps

Future Growth

How is ACMAT expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

25.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if ACMAT is high growth as no revenue estimate data is available.

ACMAT's earnings are expected to grow significantly at over 20% yearly.

Unable to compare ACMAT's revenue growth to the United States of America market average as no estimate data is available.

ACMAT's earnings growth is expected to exceed the United States of America market average.

ACMAT's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if ACMAT will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has ACMAT performed over the past 5 years?

-15.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

ACMAT's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.

ACMAT's 1-year earnings growth exceeds its 5-year average (1384.2% vs -15.3%)

ACMAT's earnings growth has exceeded the US Insurance industry average in the past year (1384.2% vs 2%).


Return on Equity

ACMAT has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

ACMAT used its assets less efficiently than the US Insurance industry average last year based on Return on Assets.


Return on Capital Employed

ACMAT has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is ACMAT's financial position?


Financial Position Analysis

ACMAT is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

ACMAT's long term commitments exceed its cash and other short term assets.


Debt to Equity History and Analysis

ACMAT's level of debt (3.5%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (18.8% vs 3.5% today).

Debt is well covered by operating cash flow (144.9%, greater than 20% of total debt).

Interest payments on debt are well covered by earnings (EBIT is 6.7x coverage).


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 3.7x debt.


Next Steps

Dividend

What is ACMAT's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate ACMAT's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate ACMAT's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as ACMAT has not reported any payouts.

Unable to verify if ACMAT's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as ACMAT has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of ACMAT's salary, the management and board of directors tenure and is there insider trading?

16.6yrs

Average board tenure


CEO

Henry Nozko (73yo)

0.0yrs

Tenure

0

Mr. Henry Walter Nozko, Jr. serves as the Chairman, Chief Executive Officer and President at ACMAT Corporation., United Coastal Insurance Company, ACSTAR Holdings, Inc., and ACSTAR Insurance Company. Mr. N ...


Board Age and Tenure

16.6yrs

Average Tenure

73yo

Average Age

The average tenure for the ACMAT board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month open market individual insider trading information.


Management Team

  • Henry Nozko (41yo)

    Executive VP

    • Tenure: 16.6yrs
  • Henry Nozko (73yo)

    Chairman

    • Tenure: 0.0yrs
  • Maurice Shea

    Controller

    • Tenure: 0.0yrs
  • Gary Case

    VP & General Counsel

    • Tenure: 0.0yrs
  • Brian Marshall

    Vice President of Finance

    • Tenure: 0.0yrs

Board Members

  • Henry Nozko (41yo)

    Executive VP

    • Tenure: 16.6yrs
  • Henry Nozko (73yo)

    Chairman

    • Tenure: 0.0yrs
  • Andrew Sullivan (77yo)

    Director

    • Tenure: 16.6yrs

Company Information

ACMAT Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: ACMAT Corporation
  • Ticker: ACMT
  • Exchange: OTCPK
  • Founded: 1950
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Market Cap: US$26.724m
  • Shares outstanding: 794.10k
  • Website: https://www.acmatcorp.com

Location

  • ACMAT Corporation
  • 30 South Road
  • Farmington
  • Connecticut
  • 6032
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ACMTOTCPK (Pink Sheets LLC)Common StockUSUSDDec 1972
ACMT.AOTCPK (Pink Sheets LLC)YesClass A SharesUSUSDAug 1987

Biography

ACMAT Corporation, through its subsidiary, ACSTAR Insurance Company provides surety bonds primarily for construction contractors in the United States. The company provides surety bonds for prime, sub-prime ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/25 23:31
End of Day Share Price2019/05/30 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.