Unum Group Balance Sheet Health
Financial Health criteria checks 4/6
Unum Group has a total shareholder equity of $11.2B and total debt of $4.0B, which brings its debt-to-equity ratio to 35.3%. Its total assets and total liabilities are $62.5B and $51.2B respectively. Unum Group's EBIT is $2.2B making its interest coverage ratio 10.9. It has cash and short-term investments of $3.2B.
Key information
35.30%
Debt to equity ratio
US$3.96b
Debt
| Interest coverage ratio | 10.9x |
| Cash | US$3.20b |
| Equity | US$11.21b |
| Total liabilities | US$51.25b |
| Total assets | US$62.46b |
Recent financial health updates
No updates
Recent updates
It's Unlikely That Unum Group's (NYSE:UNM) CEO Will See A Huge Pay Rise This Year
May 15
Investors Don't See Light At End Of Unum Group's (NYSE:UNM) Tunnel
Apr 13Unum: Progress In LTC Creates Room For More Upside
Mar 14Unum Group Stock Seems To Be Undervalued
Jan 14Do Unum Group's (NYSE:UNM) Earnings Warrant Your Attention?
Nov 18Unum Group: Revisiting Quant's Strong-Buy Insurer
Nov 01Potential Upside For Unum Group (NYSE:UNM) Not Without Risk
Oct 12Unum: Core Business Strength Comes Into Greater Focus
Sep 19
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Jul 18Unum Group (NYSE:UNM) Has Announced That It Will Be Increasing Its Dividend To $0.42
Jul 18Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Jun 20Unum Group: Further Stock Growth Likely In 2024
Apr 08Unum Group: Solid Underwriters Make Happy Shareholders
Mar 26Unum: Core Strength Offsets LTC Volatility
Jan 11Unum: Definitely A 'Hold' Here
Oct 31Unum Group Stock: Buy For Potential Upside And Stable Dividend
Aug 18Unum Group: An Insurance Industry Standout, Shares Remain Undervalued
Jun 11Financial Position Analysis
Short Term Liabilities: UNM's short term assets ($13.5B) exceed its short term liabilities ($1.3B).
Long Term Liabilities: UNM's short term assets ($13.5B) do not cover its long term liabilities ($50.0B).
Debt to Equity History and Analysis
Debt Level: UNM's net debt to equity ratio (6.7%) is considered satisfactory.
Reducing Debt: UNM's debt to equity ratio has increased from 33.8% to 35.3% over the past 5 years.
Debt Coverage: UNM's debt is well covered by operating cash flow (39.6%).
Interest Coverage: UNM's interest payments on its debt are well covered by EBIT (10.9x coverage).
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/29 10:46 |
| End of Day Share Price | 2025/05/29 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Unum Group is covered by 27 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Taylor Scott | Barclays |
| Eric Berg | Barclays |
| Jay Gelb | Barclays |