Lemonade, Inc.

NYSE:LMND Stock Report

Market Cap: US$2.9b

Lemonade Future Growth

Future criteria checks 2/6

Lemonade is forecast to grow earnings and revenue by 45% and 30.2% per annum respectively. EPS is expected to grow by 40.4% per annum. Return on equity is forecast to be -28% in 3 years.

Key information

45.0%

Earnings growth rate

40.43%

EPS growth rate

Insurance earnings growth12.3%
Revenue growth rate30.2%
Future return on equity-27.95%
Analyst coverage

Good

Last updated14 Jul 2025

Recent future growth updates

Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

May 09
Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

Recent updates

Lemonade: Why I Can't Get Bullish Even At A Sub $3 Billion Market Cap

Jul 15

Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

May 09
Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

Lemonade: An Incredible Small Cap At A Great Valuation

Apr 07

Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Apr 03
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors
author-image

Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge

Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.

Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip

Feb 26

Lemonade: Great Small-Cap To Bet On In 2025 And Beyond

Jan 02

After Leaping 65% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar

Dec 09
After Leaping 65% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar

Lemonade: The Rising Stock For Aggressive Growth Investors

Nov 24

Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion

Nov 07

Lemonade, Inc. (NYSE:LMND) Released Earnings Last Week And Analysts Lifted Their Price Target To US$20.00

Nov 03
Lemonade, Inc. (NYSE:LMND) Released Earnings Last Week And Analysts Lifted Their Price Target To US$20.00

Lemonade: Applying AI To Manage Risks, Raise Sales And Reduce Costs

Sep 26

Lemonade: A Clear Sell On Stretched Valuation

Sep 03

Lemonade, Inc. (NYSE:LMND) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

Aug 16
Lemonade, Inc. (NYSE:LMND) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

Lemonade: Focus On Long-Term Metrics, Ignore Short-Term Volatility

Jul 31

Lemonade: Close To Turning Profitable, A Sour Taste On Valuation

Jul 08

Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Jun 14
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Lemonade: Tilting Consistently Toward Breakeven

May 02

Lemonade: 2024 Should Be A Successful Year For This Insurer

Apr 01

Lemonade: Profit Inflection Close, But Still No Juice For Bulls

Feb 28

Lemonade, Inc. (NYSE:LMND) Not Lagging Industry On Growth Or Pricing

Feb 05
Lemonade, Inc. (NYSE:LMND) Not Lagging Industry On Growth Or Pricing

Lemonade: Premiums Are Growing And Losses Are Slimming

Nov 28

When Life Gives You Lemonade, Book Your Tax Losses

Nov 02

Why Lemonade Is A Smart Long-Term Investment

Oct 19

Lemonade Q2 Earnings: Analyzing The Synthetic Agents Model

Aug 15

Lemonade: Ignore Outliers, Focus On The Long Term

Aug 08

Lemonade: A Sweet Taste Of Upside For The Right Investor

Jul 21

Lemonade Is Just Getting Started

Jun 20

Lemonade: Big Strides On All Fronts

Jun 06

Revenues Tell The Story For Lemonade, Inc. (NYSE:LMND)

Apr 17
Revenues Tell The Story For Lemonade, Inc. (NYSE:LMND)

Lemonade GAAP EPS of -$0.93 beats by $0.28, revenue of $88.4M beats by $10.17M

Feb 22

BNP Paribas Cardif and Lemonade to offer 100% online renters insurance

Feb 14

Prudential And Lemonade: The End Of The Pair Trade

Jan 23

Lemonade: Fairly Valued, But On The Clock

Dec 23

Lemonade: Hold On For The Long Haul

Dec 12

Lemonade Q3 Earnings: The Good, The Bad, But Thankfully No Ugly

Nov 10

Chewy deepens pet insurance offering using Lemonade plans in new partnership

Oct 20

Lemonade: A Deep Dive Into A Shallow Moat

Oct 13

Lemonade: The Rebound Is Here

Sep 12

Earnings and Revenue Growth Forecasts

NYSE:LMND - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,480-601151934
12/31/20261,094-135221047
12/31/2025716-205-15-107
3/31/2025559-217-38-29N/A
12/31/2024527-202-21-11N/A
9/30/2024493-215-50-41N/A
6/30/2024471-208-72-64N/A
3/31/2024454-218-111-102N/A
12/31/2023430-237-128-119N/A
9/30/2023403-258-141-132N/A
6/30/2023362-288-190-180N/A
3/31/2023308-289-180-170N/A
12/31/2022257-298-173-163N/A
9/30/2022209-304-194-184N/A
6/30/2022171-279-177-168N/A
3/31/2022149-267-154-144N/A
12/31/2021128-241-154-145N/A
9/30/2021108-205-124-115N/A
6/30/202190-169-120-113N/A
3/31/202192-135-118-113N/A
12/31/202094-122-96-92N/A
9/30/202097-121-92-89N/A
6/30/202099-121-79-76N/A
3/31/202083-123-80-77N/A
12/31/201967-108-81-78N/A
9/30/201952-90-74-71N/A
6/30/201941-74-61-59N/A
3/31/201930-63-53-52N/A
12/31/201823-53N/A-41N/A
12/31/20172-28N/A-19N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LMND is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: LMND is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: LMND is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: LMND's revenue (30.2% per year) is forecast to grow faster than the US market (8.9% per year).

High Growth Revenue: LMND's revenue (30.2% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LMND is forecast to be unprofitable in 3 years.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/16 16:51
End of Day Share Price 2025/07/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lemonade, Inc. is covered by 21 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays