Lemonade, Inc.

NYSE:LMND Stock Report

Market Cap: US$5.6b

Lemonade Future Growth

Future criteria checks 5/6

Lemonade is forecast to grow earnings and revenue by 45.1% and 28.9% per annum respectively. EPS is expected to grow by 50.5% per annum. Return on equity is forecast to be -18.9% in 3 years.

Key information

45.1%

Earnings growth rate

50.46%

EPS growth rate

Insurance earnings growth6.6%
Revenue growth rate28.9%
Future return on equity-18.93%
Analyst coverage

Good

Last updated19 Dec 2025

Recent future growth updates

Recent updates

Lemonade, Inc. (NYSE:LMND) Looks Just Right With A 31% Price Jump

Dec 05
Lemonade, Inc. (NYSE:LMND) Looks Just Right With A 31% Price Jump

Lemonade's Path To Profitability: A Golden Opportunity For Growth Investors

Dec 01

Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

May 09
Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

Lemonade: An Incredible Small Cap At A Great Valuation

Apr 07

Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Apr 03
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors
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Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge

Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.

Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip

Feb 26

Lemonade: Great Small-Cap To Bet On In 2025 And Beyond

Jan 02

Lemonade: The Rising Stock For Aggressive Growth Investors

Nov 24

Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion

Nov 07

Lemonade: Applying AI To Manage Risks, Raise Sales And Reduce Costs

Sep 26

Lemonade: A Clear Sell On Stretched Valuation

Sep 03

Lemonade: Focus On Long-Term Metrics, Ignore Short-Term Volatility

Jul 31

Lemonade: Close To Turning Profitable, A Sour Taste On Valuation

Jul 08

Lemonade: Tilting Consistently Toward Breakeven

May 02

Lemonade: 2024 Should Be A Successful Year For This Insurer

Apr 01

Lemonade: Profit Inflection Close, But Still No Juice For Bulls

Feb 28

Lemonade: Premiums Are Growing And Losses Are Slimming

Nov 28

When Life Gives You Lemonade, Book Your Tax Losses

Nov 02

Why Lemonade Is A Smart Long-Term Investment

Oct 19

Lemonade Q2 Earnings: Analyzing The Synthetic Agents Model

Aug 15

Lemonade: Ignore Outliers, Focus On The Long Term

Aug 08

Earnings and Revenue Growth Forecasts

NYSE:LMND - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,503-711662708
12/31/20261,154-126291259
12/31/2025727-175-41889
9/30/2025658-174-33-23N/A
6/30/2025601-204-21-12N/A
3/31/2025559-217-38-29N/A
12/31/2024527-202-21-11N/A
9/30/2024493-215-50-41N/A
6/30/2024471-208-72-64N/A
3/31/2024454-218-111-102N/A
12/31/2023430-237-128-119N/A
9/30/2023403-258-141-132N/A
6/30/2023362-288-190-180N/A
3/31/2023308-289-180-170N/A
12/31/2022257-298-173-163N/A
9/30/2022209-304-194-184N/A
6/30/2022171-279-177-168N/A
3/31/2022149-267-154-144N/A
12/31/2021128-241-154-145N/A
9/30/2021108-205-124-115N/A
6/30/202190-169-120-113N/A
3/31/202192-135-118-113N/A
12/31/202094-122-96-92N/A
9/30/202097-121-92-89N/A
6/30/202099-121-79-76N/A
3/31/202083-123-80-77N/A
12/31/201967-108-81-78N/A
9/30/201952-90-74-71N/A
6/30/201941-74N/A-59N/A
3/31/201930-63N/A-52N/A
12/31/201823-53N/A-41N/A
12/31/20172-28N/A-19N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LMND is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (3.3%).

Earnings vs Market: LMND is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: LMND is expected to become profitable in the next 3 years.

Revenue vs Market: LMND's revenue (28.9% per year) is forecast to grow faster than the US market (10.7% per year).

High Growth Revenue: LMND's revenue (28.9% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LMND is forecast to be unprofitable in 3 years.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/28 19:23
End of Day Share Price 2025/12/26 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lemonade, Inc. is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays