Yuanbao Inc.

NasdaqGM:YB Stock Report

Market Cap: US$668.6m

Yuanbao Dividends and Buybacks

Dividend criteria checks 4/6

Yuanbao is a dividend paying company with a current yield of 8.71% that is well covered by earnings. Next payment date is on 28th July, 2026 with an ex-dividend date of 2nd July, 2026.

Key information

8.7%

Dividend yield

-0.0006%

Buyback Yield

Total Shareholder Yield8.7%
Future Dividend Yield1.3%
Dividend Growthn/a
Next dividend pay date28 Jul 26
Ex dividend date02 Jul 26
Dividend per sharen/a
Payout ratio18%

Recent dividend and buyback updates

Recent updates

Seeking Alpha Jun 15

Yuanbao: I Think The Market Is Overpricing The Risks

Summary Yuanbao Inc. operates as a digital insurance intermediary, leveraging AI and digital marketing to connect insurers and customers in China. YB replaces traditional agents with software-driven customer acquisition, enabling insurers to reduce costs and Yuanbao to avoid insurance risk while collecting commissions. The business model appeals to insurance companies facing customer acquisition challenges and benefits from scalable, tech-driven operations. YB shares have significantly underperformed the S&P 500 over the past year, signaling recent momentum concerns. Read the full article on Seeking Alpha

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Too early to tell whether YB's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if YB's dividend payments are increasing as they only just started paying a dividend.


Dividend Yield vs Market

Yuanbao Dividend Yield vs Market
How does YB dividend yield compare to the market?
SegmentDividend Yield
Company (YB)8.7%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Insurance)2.4%
Analyst forecast (YB) (up to 3 years)1.3%

Notable Dividend: YB's dividend (8.71%) is higher than the bottom 25% of dividend payers in the US market (1.35%).

High Dividend: YB's dividend (8.71%) is in the top 25% of dividend payers in the US market (4.19%)


Earnings Payout to Shareholders

Earnings Coverage: With its low payout ratio (17.9%), YB's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its reasonably low cash payout ratio (26.6%), YB's dividend payments are well covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/10 18:52
End of Day Share Price 2026/07/10 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yuanbao Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuping MaCitigroup Inc