HealthEquity Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:HQY Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
12 Dec 24	SellUS$477,800	Debra McCowan	Individual	5,000	US$95.56
12 Dec 24	SellUS$278,635	Elimelech Rosner	Individual	2,869	US$97.12
12 Dec 24	SellUS$2,417,900	Stuart Parker	Individual	25,000	US$97.30
06 Nov 24	SellUS$99,848	Frank Corvino	Individual	1,039	US$96.10
01 Oct 24	SellUS$100,090	Frank Corvino	Individual	1,247	US$80.26
06 Sep 24	SellUS$947,090	Elimelech Rosner	Individual	12,296	US$77.02
08 Jul 24	SellUS$100,105	Frank Corvino	Individual	1,223	US$81.85

Insider Trading Volume

Insider Buying: HQY insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of HQY?
Owner Type	Number of Shares	Ownership Percentage
State or Government	27,659	0.0302%
Individual Insiders	1,427,514	1.56%
Institutions	90,151,217	98.4%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 71.82% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.6%	BlackRock, Inc.	10,941,670	US$1.0b	1.88%	0.02%
10.2%	The Vanguard Group, Inc.	8,876,467	US$842.8m	0.58%	0.01%
8.95%	Wasatch Advisors LP	7,758,890	US$736.7m	6.64%	2.55%
6.1%	FMR LLC	5,289,066	US$502.2m	-0.75%	0.03%
3.61%	State Street Global Advisors, Inc.	3,131,900	US$297.4m	0.76%	0.01%
2.76%	ClearBridge Investments, LLC	2,388,392	US$226.8m	0.47%	0.16%
2.72%	Mackenzie Financial Corporation	2,357,536	US$223.8m	-0.3%	0.24%
2.4%	Geode Capital Management, LLC	2,078,977	US$197.4m	0.73%	0.01%
2.15%	Brown Advisory Incorporated	1,861,194	US$176.7m	7.48%	0.21%
1.83%	Dimensional Fund Advisors LP	1,581,723	US$150.2m	2.22%	0.02%
1.78%	Invesco Ltd.	1,542,433	US$146.5m	2.75%	0.04%
1.74%	Franklin Resources, Inc.	1,511,999	US$143.6m	0.28%	0.05%
1.44%	Stephens Investment Management Group, LLC	1,249,082	US$118.6m	-3.03%	1.6%
1.3%	Loomis Sayles & Company, L.P.	1,126,645	US$107.0m	2.24%	0.13%
1.24%	JP Morgan Asset Management	1,074,573	US$102.0m	-18.6%	0.01%
1.23%	Charles Schwab Investment Management, Inc.	1,061,807	US$100.8m	1.39%	0.02%
1.2%	Allspring Global Investments, LLC	1,037,780	US$98.5m	-7.51%	0.14%
1.19%	Northern Trust Global Investments	1,034,042	US$98.2m	-2.15%	0.01%
1.14%	ArrowMark Colorado Holdings, LLC	985,834	US$93.6m	-12.1%	1.21%
1.09%	Millennium Management LLC	947,294	US$89.9m	5.18%	0.07%
1.08%	Van Berkom and Associates Inc.	935,581	US$88.8m	0.58%	2.37%
1.04%	Janus Henderson Group plc	899,240	US$85.4m	-18.4%	0.03%
1.02%	Norges Bank Investment Management	886,632	US$84.2m	0%	0.01%
0.97%	Vaughan Nelson Investment Management, L.P.	843,423	US$80.1m	36.7%	0.71%
0.97%	Nationwide Fund Advisors	842,009	US$79.9m	0.08%	0.48%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 11:46
End of Day Share Price	2024/12/20 00:00
Earnings	2024/10/31
Annual Earnings	2024/01/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HealthEquity, Inc. is covered by 24 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mark Marcon	Baird
Ishan Majumdar	Baptista Research
Alexander Paris	Barrington Research Associates, Inc.