Funding Circle Holdings is forecast to grow earnings and revenue by 12.4% and 12.8% per annum respectively. EPS is expected to grow by 13% per annum. Return on equity is forecast to be 18.6% in 3 years.
Key information
12.4%
Earnings growth rate
12.97%
EPS growth rate
Consumer Finance earnings growth
11.8%
Revenue growth rate
12.8%
Future return on equity
18.57%
Analyst coverage
Low
Last updated
21 Jul 2026
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
OTCPK:FDCH.F - Analysts future estimates and past financials data (GBP Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
12/31/2028
311
51
67
75
5
12/31/2027
278
42
57
66
5
12/31/2026
252
31
42
49
5
12/31/2025
204
46
-43
-34
N/A
9/30/2025
189
27
-51
-42
N/A
6/30/2025
173
8
-58
-49
N/A
3/31/2025
167
4
-69
-58
N/A
12/31/2024
160
0
-79
-67
N/A
9/30/2024
155
-1
-80
-67
N/A
6/30/2024
150
-3
-80
-67
N/A
3/31/2024
140
-6
-59
-46
N/A
12/31/2023
130
-8
-38
-26
N/A
9/30/2023
133
-15
-37
-24
N/A
6/30/2023
136
-22
-36
-22
N/A
3/31/2023
146
-14
-29
-15
N/A
12/31/2022
156
-7
-22
-8
N/A
9/30/2022
171
14
-3
10
N/A
6/30/2022
186
35
16
27
N/A
3/31/2022
211
48
52
63
N/A
12/31/2021
236
61
89
99
N/A
9/30/2021
231
51
94
103
N/A
6/30/2021
227
40
99
108
N/A
3/31/2021
166
-34
61
70
N/A
12/31/2020
104
-108
23
33
N/A
9/30/2020
97
-139
-1
12
N/A
6/30/2020
91
-169
-24
-9
N/A
3/31/2020
129
-127
-34
-18
N/A
12/31/2019
167
-85
-44
-27
N/A
9/30/2019
164
-69
N/A
-30
N/A
6/30/2019
160
-53
N/A
-33
N/A
3/31/2019
151
-51
N/A
-32
N/A
12/31/2018
142
-49
N/A
-31
N/A
9/30/2018
129
-46
N/A
-26
N/A
6/30/2018
117
-43
N/A
-21
N/A
3/31/2018
106
-39
N/A
-22
N/A
12/31/2017
95
-35
N/A
-23
N/A
12/31/2016
51
-47
N/A
-40
N/A
12/31/2015
32
-40
N/A
-35
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FDCH.F's forecast earnings growth (12.4% per year) is above the savings rate (3.5%).
Earnings vs Market: FDCH.F's earnings (12.4% per year) are forecast to grow slower than the US market (17.7% per year).
High Growth Earnings: FDCH.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: FDCH.F's revenue (12.8% per year) is forecast to grow faster than the US market (12.6% per year).
High Growth Revenue: FDCH.F's revenue (12.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: FDCH.F's Return on Equity is forecast to be low in 3 years time (18.6%).
Discover growth companies
7D
1Y
7D
1Y
7D
1Y
Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/23 07:12
End of Day Share Price
2026/07/21 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Funding Circle Holdings plc is covered by 16 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.