Credit Corp Group Past Earnings Performance
Past criteria checks 2/6
Credit Corp Group has been growing earnings at an average annual rate of 8.3%, while the Consumer Finance industry saw earnings growing at 8.1% annually. Revenues have been growing at an average rate of 8.6% per year. Credit Corp Group's return on equity is 6.2%, and it has net margins of 13.4%.
Key information
8.3%
Earnings growth rate
0.1%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 8.6% |
| Return on equity | 6.2% |
| Net Margin | 13.4% |
| Next Earnings Update | 30 Jul 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Credit Corp Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 354 | 47 | 230 | 0 |
| 30 Sep 23 | 374 | 69 | 223 | 0 |
| 30 Jun 23 | 395 | 91 | 216 | 0 |
| 31 Mar 23 | 383 | 87 | 208 | 0 |
| 31 Dec 22 | 370 | 82 | 200 | 0 |
| 30 Sep 22 | 372 | 92 | 191 | 0 |
| 30 Jun 22 | 374 | 101 | 182 | 0 |
| 31 Mar 22 | 361 | 98 | 174 | 0 |
| 31 Dec 21 | 348 | 96 | 166 | 0 |
| 30 Sep 21 | 342 | 92 | 165 | 0 |
| 30 Jun 21 | 336 | 88 | 164 | 0 |
| 31 Mar 21 | 299 | 54 | 166 | 0 |
| 31 Dec 20 | 262 | 19 | 168 | 0 |
| 30 Sep 20 | 259 | 17 | 170 | 0 |
| 30 Jun 20 | 256 | 15 | 172 | 0 |
| 31 Mar 20 | 280 | 45 | 166 | 0 |
| 31 Dec 19 | 303 | 75 | 160 | 0 |
| 30 Sep 19 | 288 | 73 | 152 | 0 |
| 30 Jun 19 | 274 | 70 | 145 | 0 |
| 31 Mar 19 | 269 | 69 | 143 | 0 |
| 31 Dec 18 | 265 | 68 | 141 | 0 |
| 30 Sep 18 | 261 | 66 | 140 | 0 |
| 30 Jun 18 | 258 | 64 | 139 | 0 |
| 31 Mar 18 | 252 | 62 | 137 | 0 |
| 31 Dec 17 | 246 | 60 | 135 | 0 |
| 30 Sep 17 | 238 | 57 | 131 | 0 |
| 30 Jun 17 | 230 | 55 | 127 | 0 |
| 31 Mar 17 | 221 | 53 | 122 | 0 |
| 31 Dec 16 | 213 | 50 | 118 | 0 |
| 30 Sep 16 | 206 | 48 | 116 | 0 |
| 30 Jun 16 | 199 | 46 | 113 | 0 |
| 31 Mar 16 | 193 | 43 | 113 | 0 |
| 31 Dec 15 | 186 | 40 | 112 | 0 |
| 30 Sep 15 | 180 | 39 | 108 | 0 |
| 30 Jun 15 | 174 | 38 | 103 | 0 |
| 31 Mar 15 | 167 | 38 | 99 | 0 |
| 31 Dec 14 | 160 | 38 | 94 | 0 |
| 30 Sep 14 | 159 | 36 | 93 | 0 |
| 30 Jun 14 | 158 | 35 | 91 | 0 |
| 31 Mar 14 | 156 | 34 | 86 | 0 |
| 31 Dec 13 | 154 | 33 | 82 | 0 |
| 30 Sep 13 | 148 | 32 | 78 | 0 |
| 30 Jun 13 | 142 | 32 | 73 | 0 |
Quality Earnings: CCGF.F has high quality earnings.
Growing Profit Margin: CCGF.F's current net profit margins (13.4%) are lower than last year (22.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CCGF.F's earnings have grown by 8.3% per year over the past 5 years.
Accelerating Growth: CCGF.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CCGF.F had negative earnings growth (-42.6%) over the past year, making it difficult to compare to the Consumer Finance industry average (-13.5%).
Return on Equity
High ROE: CCGF.F's Return on Equity (6.2%) is considered low.