AEON Financial Service Co., Ltd.

OTCPK:AEOJ.F Stock Report

Market Cap: US$1.8b

AEON Financial Service Past Earnings Performance

Past criteria checks 1/6

AEON Financial Service's earnings have been declining at an average annual rate of -9.9%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 1.9% per year. AEON Financial Service's return on equity is 6.3%, and it has net margins of 5%.

Key information

-9.9%

Earnings growth rate

-9.9%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate1.9%
Return on equity6.3%
Net Margin5.0%
Next Earnings Update09 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How AEON Financial Service makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:AEOJ.F Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 May 24467,02623,383397,4480
29 Feb 24458,57020,896392,7780
30 Nov 23449,79517,145391,0490
31 Aug 23442,08219,709379,4820
31 May 23437,03426,356368,7010
28 Feb 23430,09230,677354,9620
30 Nov 22433,33630,252359,8250
31 Aug 22435,05030,261359,9080
31 May 22440,31029,052365,1250
28 Feb 22452,32630,212375,9580
30 Nov 21455,05829,988378,0610
31 Aug 21474,62134,368392,0060
31 May 21475,45027,851401,1940
28 Feb 21465,44717,693409,0930
29 Feb 20474,32537,253387,2480
31 Dec 19395,76631,954287,5150
30 Sep 19387,68533,502278,2420
30 Jun 19375,07839,205258,9650
31 Mar 19362,94539,408249,4420
31 Dec 18361,95742,463245,3660
30 Sep 18353,69739,435241,6370
30 Jun 18345,08739,080235,7190
31 Mar 18338,44038,677232,2910
31 Dec 17329,40139,492226,9330
30 Sep 17321,80039,627222,1170
30 Jun 17312,01037,509218,1040
31 Mar 17308,73339,454214,6570
31 Dec 16304,48038,118211,8140
30 Sep 16302,17638,681209,0350
30 Jun 16298,76737,548207,4200
31 Mar 16292,69735,785203,5530
31 Dec 15287,12734,194200,0290
30 Sep 15283,38833,613196,9890
30 Jun 15276,34833,827190,6580
31 Mar 15268,54430,491186,4740
31 Dec 14260,41530,237182,1020
30 Sep 14252,48029,193176,8360
30 Jun 14245,92520,078176,0330
31 Mar 14235,17220,743169,5690

Quality Earnings: AEOJ.F has high quality earnings.

Growing Profit Margin: AEOJ.F's current net profit margins (5%) are lower than last year (6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AEOJ.F's earnings have declined by 9.9% per year over the past 5 years.

Accelerating Growth: AEOJ.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: AEOJ.F had negative earnings growth (-11.3%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.4%).

Return on Equity

High ROE: AEOJ.F's Return on Equity (6.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 01:49
End of Day Share Price 2024/11/14 00:00
Earnings2024/05/31
Annual Earnings2024/02/29

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

AEON Financial Service Co., Ltd. is covered by 25 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuki YaginumaBofA Global Research
Takehiro TsudaCitigroup Global Markets Japan Inc.
Koichi NiwaCitigroup Inc