PROG Holdings, Inc.

NYSE:PRG Stock Report

Market Cap: US$1.7b

PROG Holdings Past Earnings Performance

Past criteria checks 4/6

PROG Holdings has been growing earnings at an average annual rate of 6.3%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 1.3% per year. PROG Holdings's return on equity is 25.1%, and it has net margins of 6.5%.

Key information

6.3%

Earnings growth rate

15.6%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate1.3%
Return on equity25.1%
Net Margin6.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Even With A 26% Surge, Cautious Investors Are Not Rewarding PROG Holdings, Inc.'s (NYSE:PRG) Performance Completely

Aug 10
Even With A 26% Surge, Cautious Investors Are Not Rewarding PROG Holdings, Inc.'s (NYSE:PRG) Performance Completely

PROG Holdings, Inc.'s (NYSE:PRG) Price Is Right But Growth Is Lacking

Apr 19
PROG Holdings, Inc.'s (NYSE:PRG) Price Is Right But Growth Is Lacking

PROG Holdings: Don't Buy Just Yet

Feb 26

Investors Aren't Buying PROG Holdings, Inc.'s (NYSE:PRG) Earnings

Jan 02
Investors Aren't Buying PROG Holdings, Inc.'s (NYSE:PRG) Earnings

PROG: EPS Expectations Increases, Reorganization Initiatives, And Cheap

Dec 22

PROG Holdings: Strong Growth Is Shown And A Buy Visible

Sep 11

PROG Holdings: I Wouldn't Be Surprised To See Profit Taking

Jun 14

PROG Holdings Non-GAAP EPS of $0.84 beats by $0.25, revenue of $612.1M beats by $11.63M

Feb 22

PROG Holdings: Huge Potential But Substantial Risk

Nov 13

PROG Holdings Non-GAAP EPS of $0.68 beats by $0.04, revenue of $625.82M beats by $4.28M

Oct 26

PROG Holdings Non-GAAP EPS of $0.52 beats by $0.10, revenue of $649.4M misses by $0.71M

Jul 27

Lacklustre Performance Is Driving PROG Holdings, Inc.'s (NYSE:PRG) 33% Price Drop

Mar 08
Lacklustre Performance Is Driving PROG Holdings, Inc.'s (NYSE:PRG) 33% Price Drop

Revenue & Expenses Breakdown

How PROG Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:PRG Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,4181584440
30 Jun 242,3941094420
31 Mar 242,3951134430
31 Dec 232,4081394390
30 Sep 232,4431564330
30 Jun 232,4861374320
31 Mar 232,5431204320
31 Dec 222,598994410
30 Sep 222,6321004360
30 Jun 222,6571424300
31 Mar 222,6671914190
31 Dec 212,6782443970
30 Sep 212,6372483860
30 Jun 212,5982653800
31 Mar 212,5372553660
31 Dec 202,4852343730
30 Sep 201,09828-3280
30 Jun 201,451-7-1090
31 Mar 201,820-231310
31 Dec 192,163-253620
30 Sep 193,9372001,3380
30 Jun 193,9262041,3900
31 Mar 193,8862001,4090
31 Dec 182,0361255370
30 Sep 183,7203121,3810
30 Jun 183,6062941,3430
31 Mar 183,4942911,2990
31 Dec 173,3842931,2520
30 Sep 173,2941371,2290
30 Jun 173,2241411,1960
31 Mar 173,1981431,2010
31 Dec 163,2081391,2180
30 Sep 163,2341391,2290
30 Jun 163,2331341,2400
31 Mar 163,2121361,2330
31 Dec 153,1801361,2170
30 Sep 153,1071361,1980
30 Jun 153,0381211,1870
31 Mar 152,931891,1940
31 Dec 142,695781,1460
30 Sep 142,500791,0950
30 Jun 142,339911,0420
31 Mar 142,2271089780
31 Dec 132,2351219650

Quality Earnings: PRG has a large one-off loss of $202.1M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: PRG's current net profit margins (6.5%) are higher than last year (6.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PRG's earnings have grown by 6.3% per year over the past 5 years.

Accelerating Growth: PRG's earnings growth over the past year (1.2%) is below its 5-year average (6.3% per year).

Earnings vs Industry: PRG earnings growth over the past year (1.2%) exceeded the Consumer Finance industry -5.8%.

Return on Equity

High ROE: PRG's Return on Equity (25.1%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 08:58
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PROG Holdings, Inc. is covered by 22 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew McCallBB&T Capital Markets
Alexander MarocciaBerenberg
Jason HaasBofA Global Research