Mastercard Balance Sheet Health
Financial Health criteria checks 3/6
Mastercard has a total shareholder equity of $6.5B and total debt of $18.2B, which brings its debt-to-equity ratio to 279.8%. Its total assets and total liabilities are $48.1B and $41.6B respectively. Mastercard's EBIT is $16.5B making its interest coverage ratio 51.6. It has cash and short-term investments of $8.8B.
Key information
279.8%
Debt to equity ratio
US$18.23b
Debt
| Interest coverage ratio | 51.6x |
| Cash | US$8.77b |
| Equity | US$6.52b |
| Total liabilities | US$41.57b |
| Total assets | US$48.08b |
Recent financial health updates
No updates
Recent updates
Mastercard: Don't Miss Out On This Dividend Growth Machine
Jan 25Mastercard Is A Buy Here Only For Long Term Investors
Dec 25Is Now The Time To Put Mastercard (NYSE:MA) On Your Watchlist?
Nov 27
Mastercard: November Investor Day Recap And Analysis
Nov 20Mastercard: Differences From Visa Are Critical To Understand
Oct 20Earnings Tell The Story For Mastercard Incorporated (NYSE:MA)
Sep 282 Updates From Mastercard That Facilitate Bullish Thesis
Sep 18Mastercard: Valuation Concerns, But A Strong Watchlist Candidate
Aug 30Mastercard: On The Path To Leadership Position
Aug 18Analyst Estimates: Here's What Brokers Think Of Mastercard Incorporated (NYSE:MA) After Its Second-Quarter Report
Aug 02Why Mastercard Is Going To Be Part Of My Portfolio (Earnings Review)
Jul 31Beyond The Headline: Why Mastercard's Tiny Dividend Packs A Punch
Jul 22Mastercard: Underperformance Breeds Opportunity
Jul 09Here's Why Mastercard (NYSE:MA) Has Caught The Eye Of Investors
Jun 25Mastercard: Two Important Metrics Retail Investors Are Not Familiar With
Jun 20With Mastercard Incorporated (NYSE:MA) It Looks Like You'll Get What You Pay For
May 29Mastercard: Expensive But Wonderful
May 20Analyst Estimates: Here's What Brokers Think Of Mastercard Incorporated (NYSE:MA) After Its First-Quarter Report
May 03Why Mastercard Could Be 20% Undervalued
Apr 24Mastercard: Exciting Opportunity To Purchase Compounder At A Discount
Apr 07Financial Position Analysis
Short Term Liabilities: MA's short term assets ($19.7B) exceed its short term liabilities ($19.2B).
Long Term Liabilities: MA's short term assets ($19.7B) do not cover its long term liabilities ($22.3B).
Debt to Equity History and Analysis
Debt Level: MA's net debt to equity ratio (145.1%) is considered high.
Reducing Debt: MA's debt to equity ratio has increased from 142.3% to 279.8% over the past 5 years.
Debt Coverage: MA's debt is well covered by operating cash flow (81.1%).
Interest Coverage: MA's interest payments on its debt are well covered by EBIT (51.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 23:04 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Mastercard Incorporated is covered by 73 analysts. 34 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jim Marrone | Accountability Research Corporation |
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |