loanDepot Past Earnings Performance

Past criteria checks 0/6

loanDepot's earnings have been declining at an average annual rate of -51.7%, while the Diversified Financial industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 27.4% per year.

Key information

-51.7%

Earnings growth rate

-52.4%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate-27.4%
Return on equity-32.8%
Net Margin-9.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

Oct 23
It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

The Market Lifts loanDepot, Inc. (NYSE:LDI) Shares 25% But It Can Do More

Aug 14
The Market Lifts loanDepot, Inc. (NYSE:LDI) Shares 25% But It Can Do More

Investors Continue Waiting On Sidelines For loanDepot, Inc. (NYSE:LDI)

Apr 18
Investors Continue Waiting On Sidelines For loanDepot, Inc. (NYSE:LDI)

loanDepot: This Is A H2 2024 Story

Mar 18

A Piece Of The Puzzle Missing From loanDepot, Inc.'s (NYSE:LDI) 60% Share Price Climb

Dec 18
A Piece Of The Puzzle Missing From loanDepot, Inc.'s (NYSE:LDI) 60% Share Price Climb

loanDepot: New Appointments Draw Attention (Rating Upgrade)

Oct 12

Cautious Investors Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely

Aug 18
Cautious Investors Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely

loanDepot: Tough Market Conditions Make Investing Risky

Jul 31

Some loanDepot, Inc. (NYSE:LDI) Analysts Just Made A Major Cut To Next Year's Estimates

Mar 10
Some loanDepot, Inc. (NYSE:LDI) Analysts Just Made A Major Cut To Next Year's Estimates

loanDepot, Inc. (NYSE:LDI) Analysts Just Slashed Next Year's Estimates

Nov 12
loanDepot, Inc. (NYSE:LDI) Analysts Just Slashed Next Year's Estimates

Revenue & Expenses Breakdown

How loanDepot makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:LDI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,013-928990
30 Jun 24946-1108820
31 Mar 24901-1019280
31 Dec 23936-1109410
30 Sep 23918-1601,0070
30 Jun 23885-2041,1260
31 Mar 23866-2811,2970
31 Dec 221,003-2731,5650
30 Sep 221,641-1871,8700
30 Jun 222,433-762,1650
31 Mar 223,175342,3830
31 Dec 214,0081142,6510
30 Sep 214,5421052,7180
30 Jun 214,938532,6220
31 Mar 215,159452,4140
31 Dec 204,56302,0070
30 Sep 203,638161,6470
30 Jun 202,657641,4040
31 Mar 201,740491,1960
31 Dec 191,43601,0880
31 Dec 181,111-1031,0110
31 Dec 171,337211,0850
31 Dec 14562224460

Quality Earnings: LDI is currently unprofitable.

Growing Profit Margin: LDI is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LDI is unprofitable, and losses have increased over the past 5 years at a rate of 51.7% per year.

Accelerating Growth: Unable to compare LDI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: LDI is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (14.6%).


Return on Equity

High ROE: LDI has a negative Return on Equity (-32.84%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 23:09
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

loanDepot, Inc. is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Mark DeVriesBarclays
Eric DrayBofA Global Research