XP Inc.

NasdaqGS:XP Stock Report

Market Cap: US$8.5b

XP Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Thiago Maffra

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenure4.6yrs
CEO ownershipn/a
Management average tenure4.8yrs
Board average tenure6.1yrs

Recent management updates

Recent updates

Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts

Nov 20
Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts

XP Inc. Q3: Flows Recover, Advisory Scales Up, And Risk Perception Declines

Nov 18

Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts

May 23
Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts

Even With A 39% Surge, Cautious Investors Are Not Rewarding XP Inc.'s (NASDAQ:XP) Performance Completely

May 09
Even With A 39% Surge, Cautious Investors Are Not Rewarding XP Inc.'s (NASDAQ:XP) Performance Completely

XP Inc. Q4: Results Are Surprising, But That's Why It's Not Time To Buy (Rating Upgrade)

Mar 05

XP: Like A Bank But Conserves Optionality To Equities, It Is An Opportunity

Feb 19

XP Inc.'s (NASDAQ:XP) Share Price Boosted 26% But Its Business Prospects Need A Lift Too

Feb 14
XP Inc.'s (NASDAQ:XP) Share Price Boosted 26% But Its Business Prospects Need A Lift Too

XP: Weathering The Storm In Brazil's Financial Turmoil

Jan 25

XP Inc. Q3: Modest And Without Triggers For Abrupt Improvement

Nov 27
User avatar

Enhancing Tech-Enabled Platforms And Services Will Drive Revenue Growth And Deepen Client Relationships

XP's tech-enabled platform and transition to service provision are set to increase revenue and enhance net margins by attracting and retaining clients.

XP Q2 Earnings: On Track To Meet Its 2026 Financial Targets

Sep 06

XP Inc.: Lots Of Competition And Little Potential For Appreciation

Jun 21

XP Inc: The Post-Earnings Sell-Off Is A Buying Opportunity

May 25

XP Q3 net inflows slide in Q3, client assets rise

Oct 20

XP: Attractive Valuation And Strong Growth Potential

Aug 16

XP reports Q2 results

Aug 09

XP reports 16% growth in active clients and 4% in AUC for Q2

Jul 15

CEO

Thiago Maffra (40 yo)

4.6yrs
Tenure

Mr. Thiago Maffra serves as Chief Executive Officer at XP Inc. since May 12, 2021. He served as chief technology officer at XP Inc. since September 2018 to May 12, 2021. He served as Executive Director Of...

Leadership Team

NamePositionTenureCompensationOwnership
Guilherme Dias Benchimol
Founder & Executive Chairman6.3yrsno datano data
Thiago Maffra
Chief Executive Officer4.6yrsno datano data
Victor Andreu Farinassi
Chief Financial Officer1.3yrsno datano data
Andre Parize
Chief Investor Relations Officer2.1yrsno datano data
Fabrício de Almeida
General Counsel6.1yrsno datano data
Marco Goncalves
Head of M&A5yrsno datano data
Gabriel Dos Santos
Head of Recruitment & Selectionno datano datano data
Jose de Menezes Berenguer Neto
Chief Executive Officer of Banco XP S.A.no datano datano data
Antonio Guimarães
Investor Relations Officerno datano datano data
Ygor Altero
Equity Research Analystno datano datano data
4.8yrs
Average Tenure
43yo
Average Age

Experienced Management: XP's management team is considered experienced (4.8 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Guilherme Dias Benchimol
Founder & Executive Chairman6.3yrsno datano data
José Luiz Pedro
Independent Director1.9yrsno datano data
Martin Escobari Lifchitz
Independent Director6.1yrsno datano data
Oscar Herrero
Independent Director1.9yrsno datano data
Melissa Werneck
Independent Director1.9yrsno datano data
Gabriel da Rocha Leal
Director6.1yrsno datano data
Bruno Constantino dos Santos
Director6.1yrsno datano data
Bernardo Botelho
Director6.1yrsno datano data
Joao Goncalves Teixeira
Independent Director1.9yrsno datano data
6.1yrs
Average Tenure
52yo
Average Age

Experienced Board: XP's board of directors are considered experienced (6.1 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/24 19:00
End of Day Share Price 2025/12/24 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XP Inc. is covered by 15 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mario Lucio PierryBofA Global Research
Otavio TanganelliBradesco S.A. Corretora de Títulos e Valores Mobiliários
Marcelo MizrahiBradesco S.A. Corretora de Títulos e Valores Mobiliários