Marqeta Valuation

Is MQ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of MQ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate MQ's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate MQ's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for MQ?

Other financial metrics that can be useful for relative valuation.

MQ key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue2.4x
Enterprise Value/EBITDA-5.9x
PEG Ration/a

Price to Sales Ratio vs Peers

How does MQ's PS Ratio compare to its peers?

The above table shows the PS ratio for MQ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average4.6x
PAY Paymentus Holdings
4.2x15.2%US$2.5b
AVDX AvidXchange Holdings
6.5x13.8%US$2.5b
FLYW Flywire
6.2x20.2%US$2.5b
PAGS PagSeguro Digital
1.3x8.9%US$3.9b
MQ Marqeta
4.3x8.5%US$2.8b

Price-To-Sales vs Peers: MQ is good value based on its Price-To-Sales Ratio (4.3x) compared to the peer average (4.6x).


Price to Earnings Ratio vs Industry

How does MQ's PE Ratio compare vs other companies in the US Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-3.0%
n/an/an/a
No. of CompaniesPS048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-3.0%
n/an/an/a
No more companies

Price-To-Sales vs Industry: MQ is expensive based on its Price-To-Sales Ratio (4.3x) compared to the US Diversified Financial industry average (2.5x).


Price to Sales Ratio vs Fair Ratio

What is MQ's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MQ PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio4.3x
Fair PS Ratio2x

Price-To-Sales vs Fair Ratio: MQ is expensive based on its Price-To-Sales Ratio (4.3x) compared to the estimated Fair Price-To-Sales Ratio (2x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst MQ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$5.56
US$7.60
+36.7%
11.4%US$9.00US$6.00n/a17
Apr ’25US$5.71
US$7.67
+34.4%
11.6%US$9.00US$6.00n/a16
Mar ’25US$6.40
US$7.75
+21.1%
13.0%US$10.00US$6.00n/a17
Feb ’25US$6.02
US$7.36
+22.3%
15.9%US$9.00US$5.00n/a17
Jan ’25US$6.98
US$7.19
+3.0%
16.5%US$9.00US$5.00n/a17
Dec ’24US$6.37
US$7.04
+10.5%
18.7%US$9.00US$4.50n/a19
Nov ’24US$5.14
US$6.71
+30.5%
19.0%US$9.00US$4.00n/a18
Oct ’24US$5.98
US$6.70
+12.0%
19.8%US$9.00US$4.00n/a16
Sep ’24US$6.26
US$6.75
+7.8%
18.6%US$9.00US$4.00n/a18
Aug ’24US$5.59
US$6.43
+15.0%
23.6%US$10.00US$4.50n/a17
Jul ’24US$4.87
US$6.43
+32.0%
23.6%US$10.00US$4.50n/a17
Jun ’24US$4.78
US$6.43
+34.4%
23.6%US$10.00US$4.50n/a17
May ’24US$4.01
US$6.85
+70.8%
24.0%US$10.00US$4.50US$5.5017
Apr ’24US$4.57
US$7.11
+55.7%
20.4%US$10.00US$5.50US$5.7117
Mar ’24US$4.50
US$7.71
+71.2%
25.6%US$13.00US$5.00US$6.4018
Feb ’24US$6.96
US$9.41
+35.3%
25.7%US$14.00US$6.50US$6.0218
Jan ’24US$6.11
US$9.69
+58.6%
24.2%US$14.00US$7.00US$6.9818
Dec ’23US$6.67
US$9.86
+47.8%
23.8%US$14.00US$7.00US$6.3718
Nov ’23US$7.78
US$11.12
+42.9%
21.5%US$15.00US$7.00US$5.1417
Oct ’23US$7.12
US$11.47
+61.1%
22.1%US$16.00US$7.00US$5.9817
Sep ’23US$7.34
US$11.94
+62.6%
18.1%US$16.00US$8.00US$6.2616
Aug ’23US$10.04
US$12.09
+20.4%
23.9%US$19.00US$7.00US$5.5917
Jul ’23US$8.43
US$11.79
+39.9%
26.4%US$19.00US$7.00US$4.8717
Jun ’23US$10.43
US$11.62
+11.4%
26.4%US$19.00US$7.00US$4.7817
May ’23US$9.30
US$16.27
+74.9%
18.0%US$22.00US$12.50US$4.0116

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.


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