Flywire Valuation

Is FLYW undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FLYW when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: FLYW ($19.81) is trading above our estimate of fair value ($8.54)

Significantly Below Fair Value: FLYW is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for FLYW?

Other financial metrics that can be useful for relative valuation.

FLYW key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue4.5x
Enterprise Value/EBITDA-229.6x
PEG Ration/a

Price to Sales Ratio vs Peers

How does FLYW's PS Ratio compare to its peers?

The above table shows the PS ratio for FLYW vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average4.5x
RELY Remitly Global
2.8x19.4%US$2.9b
AVDX AvidXchange Holdings
6.6x13.8%US$2.5b
MQ Marqeta
4.2x8.5%US$2.9b
PAY Paymentus Holdings
4.2x15.2%US$2.6b
FLYW Flywire
6.1x20.2%US$2.5b

Price-To-Sales vs Peers: FLYW is expensive based on its Price-To-Sales Ratio (6.1x) compared to the peer average (4.5x).


Price to Earnings Ratio vs Industry

How does FLYW's PE Ratio compare vs other companies in the US Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-3.6%
n/an/an/a
No. of CompaniesPS048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-3.6%
n/an/an/a
No more companies

Price-To-Sales vs Industry: FLYW is expensive based on its Price-To-Sales Ratio (6.1x) compared to the US Diversified Financial industry average (2.6x).


Price to Sales Ratio vs Fair Ratio

What is FLYW's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FLYW PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio6.1x
Fair PS Ratio2.6x

Price-To-Sales vs Fair Ratio: FLYW is expensive based on its Price-To-Sales Ratio (6.1x) compared to the estimated Fair Price-To-Sales Ratio (2.6x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FLYW forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$19.81
US$34.88
+76.0%
11.2%US$46.00US$30.00n/a16
Apr ’25US$23.64
US$35.38
+49.6%
10.3%US$46.00US$30.00n/a16
Mar ’25US$28.25
US$35.29
+24.9%
10.5%US$46.00US$30.00n/a17
Feb ’25US$21.90
US$31.31
+43.0%
10.9%US$38.00US$25.00n/a16
Jan ’25US$23.15
US$33.53
+44.9%
10.9%US$41.00US$27.00n/a15
Dec ’24US$25.05
US$33.53
+33.9%
10.9%US$41.00US$27.00n/a15
Nov ’24US$27.08
US$37.93
+40.1%
8.8%US$44.00US$32.00n/a15
Oct ’24US$31.89
US$38.75
+21.5%
8.6%US$44.00US$32.00n/a12
Sep ’24US$34.30
US$38.91
+13.4%
8.9%US$44.00US$32.00n/a11
Aug ’24US$35.05
US$35.91
+2.5%
8.9%US$40.00US$28.00n/a11
Jul ’24US$31.04
US$35.00
+12.8%
7.3%US$38.00US$28.00n/a11
Jun ’24US$30.66
US$35.09
+14.5%
7.6%US$39.00US$28.00n/a11
May ’24US$28.40
US$32.82
+15.6%
7.9%US$36.00US$26.00US$20.4011
Apr ’24US$29.36
US$32.67
+11.3%
8.1%US$36.00US$26.00US$23.6412
Mar ’24US$25.74
US$32.31
+25.5%
8.3%US$36.00US$26.00US$28.2513
Feb ’24US$28.28
US$31.23
+10.4%
9.7%US$35.00US$26.00US$21.9013
Jan ’24US$24.47
US$28.75
+17.5%
13.2%US$35.00US$24.00US$23.1512
Dec ’23US$21.69
US$28.75
+32.5%
13.2%US$35.00US$24.00US$25.0512
Nov ’23US$21.24
US$31.00
+46.0%
8.9%US$36.00US$25.00US$27.0812
Oct ’23US$22.96
US$32.27
+40.6%
6.9%US$36.00US$29.00US$31.8911
Sep ’23US$23.92
US$31.80
+32.9%
6.6%US$36.00US$29.00US$34.3010
Aug ’23US$23.01
US$29.50
+28.2%
9.1%US$34.00US$24.00US$35.0510
Jul ’23US$18.40
US$30.10
+63.6%
13.4%US$36.00US$24.00US$31.0410
Jun ’23US$19.46
US$31.20
+60.3%
11.9%US$36.00US$26.00US$30.6610
May ’23US$30.51
US$40.00
+31.1%
5.8%US$44.00US$36.00US$28.4010

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.


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