FirstCash Holdings, Inc.

NasdaqGS:FCFS Stock Report

Market Cap: US$4.6b

FirstCash Holdings Past Earnings Performance

Past criteria checks 3/6

FirstCash Holdings has been growing earnings at an average annual rate of 15%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 16.6% per year. FirstCash Holdings's return on equity is 12.2%, and it has net margins of 7.3%.

Key information

15.0%

Earnings growth rate

12.9%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate16.6%
Return on equity12.2%
Net Margin7.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

Nov 23
FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Oct 27
FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) P/E Is On The Mark

Oct 08
FirstCash Holdings, Inc.'s (NASDAQ:FCFS) P/E Is On The Mark

FirstCash: Strong Core Pawn Results, But Some Yellow Flags Elsewhere

Jul 27

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) Popularity With Investors Is Clear

Jun 07
FirstCash Holdings, Inc.'s (NASDAQ:FCFS) Popularity With Investors Is Clear

FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

May 02
FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

FirstCash Stands To Benefit From Pressures On Both Consumers And Other Lenders

Apr 09

Does FirstCash Holdings (NASDAQ:FCFS) Deserve A Spot On Your Watchlist?

Jan 28
Does FirstCash Holdings (NASDAQ:FCFS) Deserve A Spot On Your Watchlist?

With FirstCash Holdings, Inc. (NASDAQ:FCFS) It Looks Like You'll Get What You Pay For

Jan 01
With FirstCash Holdings, Inc. (NASDAQ:FCFS) It Looks Like You'll Get What You Pay For

Here's Why FirstCash Holdings (NASDAQ:FCFS) Has Caught The Eye Of Investors

Oct 10
Here's Why FirstCash Holdings (NASDAQ:FCFS) Has Caught The Eye Of Investors

FirstCash Holdings (NASDAQ:FCFS) Is Paying Out A Larger Dividend Than Last Year

Aug 01
FirstCash Holdings (NASDAQ:FCFS) Is Paying Out A Larger Dividend Than Last Year

Does FirstCash Holdings (NASDAQ:FCFS) Deserve A Spot On Your Watchlist?

Jul 03
Does FirstCash Holdings (NASDAQ:FCFS) Deserve A Spot On Your Watchlist?

We Ran A Stock Scan For Earnings Growth And FirstCash Holdings (NASDAQ:FCFS) Passed With Ease

Apr 02
We Ran A Stock Scan For Earnings Growth And FirstCash Holdings (NASDAQ:FCFS) Passed With Ease

FirstCash Holdings, Inc Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Feb 04
FirstCash Holdings, Inc Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Here's Why We Think FirstCash Holdings (NASDAQ:FCFS) Is Well Worth Watching

Dec 07
Here's Why We Think FirstCash Holdings (NASDAQ:FCFS) Is Well Worth Watching

FirstCash Holdings: Counter-Cyclical Pawn Business

Sep 16

FirstCash Holdings increases size, extends maturity date of credit facility

Aug 31

FirstCash Holdings (NASDAQ:FCFS) Is Increasing Its Dividend To $0.33

Aug 10
FirstCash Holdings (NASDAQ:FCFS) Is Increasing Its Dividend To $0.33

FirstCash Seeing A Strong Core Pawn Recovery, But Point-Of-Sale Is Lagging

Aug 08

FirstCash Non-GAAP EPS of $1.08 beats by $0.10, revenue of $647.61M in-line

Jul 28

FirstCash Holdings, Inc (NASDAQ:FCFS) Not Flying Under The Radar

Jul 21
FirstCash Holdings, Inc (NASDAQ:FCFS) Not Flying Under The Radar

FirstCash Holdings (NASDAQ:FCFS) Has Affirmed Its Dividend Of US$0.30

May 12
FirstCash Holdings (NASDAQ:FCFS) Has Affirmed Its Dividend Of US$0.30

Revenue & Expenses Breakdown

How FirstCash Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:FCFS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,3572451,0590
30 Jun 243,3062371,0490
31 Mar 243,2252331,0210
31 Dec 233,1522199940
30 Sep 233,0492309660
30 Jun 232,9352329320
31 Mar 232,8322739050
31 Dec 222,7292538770
30 Sep 222,4812038230
30 Jun 222,2091777690
31 Mar 221,9511197180
31 Dec 211,6991256760
30 Sep 211,5891286650
30 Jun 211,5501106520
31 Mar 211,5731076550
31 Dec 201,6311076730
30 Sep 201,7371286910
30 Jun 201,8301487150
31 Mar 201,8631557250
31 Dec 191,8641657180
30 Sep 191,8471597170
30 Jun 191,8251577080
31 Mar 191,7991546960
31 Dec 181,7811536830
30 Sep 181,7801736740
30 Jun 181,7851686710
31 Mar 181,7821536710
31 Dec 171,7801446750
30 Sep 171,7621136820
30 Jun 171,587836180
31 Mar 171,353805220
31 Dec 161,088604240
30 Sep 16818433140
30 Jun 16726552720
31 Mar 16712572660
31 Dec 15705612590
30 Sep 15716682610
30 Jun 15721772610
31 Mar 15719792580
31 Dec 14713852530
30 Sep 14695842460
30 Jun 14694882430
31 Mar 14671872370
31 Dec 13661842310

Quality Earnings: FCFS has high quality earnings.

Growing Profit Margin: FCFS's current net profit margins (7.3%) are lower than last year (7.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FCFS's earnings have grown by 15% per year over the past 5 years.

Accelerating Growth: FCFS's earnings growth over the past year (6.6%) is below its 5-year average (15% per year).

Earnings vs Industry: FCFS earnings growth over the past year (6.6%) exceeded the Consumer Finance industry -5.8%.


Return on Equity

High ROE: FCFS's Return on Equity (12.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 05:36
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

FirstCash Holdings, Inc. is covered by 21 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Elizabeth Pierce LaddAscendiant Capital Markets LLC
Gilberto GarciaBarclays
Vincent CainticBTIG