FirstCash Holdings, Inc.

NasdaqGS:FCFS Stock Report

Market Cap: US$5.6b

FirstCash Holdings Past Earnings Performance

Past criteria checks 5/6

FirstCash Holdings has been growing earnings at an average annual rate of 17.9%, while the Consumer Finance industry saw earnings growing at 5.2% annually. Revenues have been growing at an average rate of 17.7% per year. FirstCash Holdings's return on equity is 13.7%, and it has net margins of 8.3%.

Key information

17.93%

Earnings growth rate

16.06%

EPS growth rate

Consumer Finance Industry Growth7.20%
Revenue growth rate17.74%
Return on equity13.65%
Net Margin8.29%
Next Earnings Update24 Jul 2025

Recent past performance updates

Recent updates

FirstCash Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Apr 27
FirstCash Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

If EPS Growth Is Important To You, FirstCash Holdings (NASDAQ:FCFS) Presents An Opportunity

Mar 11
If EPS Growth Is Important To You, FirstCash Holdings (NASDAQ:FCFS) Presents An Opportunity

Potential Upside For FirstCash Holdings, Inc. (NASDAQ:FCFS) Not Without Risk

Feb 11
Potential Upside For FirstCash Holdings, Inc. (NASDAQ:FCFS) Not Without Risk

FirstCash: Strong Core Pawn In The U.S., But Challenges Elsewhere

Jan 03

FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

Nov 23
FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Oct 27
FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) P/E Is On The Mark

Oct 08
FirstCash Holdings, Inc.'s (NASDAQ:FCFS) P/E Is On The Mark

FirstCash: Strong Core Pawn Results, But Some Yellow Flags Elsewhere

Jul 27

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) Popularity With Investors Is Clear

Jun 07
FirstCash Holdings, Inc.'s (NASDAQ:FCFS) Popularity With Investors Is Clear

FirstCash Stands To Benefit From Pressures On Both Consumers And Other Lenders

Apr 09

Revenue & Expenses Breakdown

How FirstCash Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:FCFS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 253,3892811,0720
31 Dec 243,3892591,0740
30 Sep 243,3572451,0600
30 Jun 243,3062371,0500
31 Mar 243,2252331,0220
31 Dec 233,1522199940
30 Sep 233,0492309660
30 Jun 232,9352329320
31 Mar 232,8322739050
31 Dec 222,7292538770
30 Sep 222,4812038230
30 Jun 222,2091777690
31 Mar 221,9511197180
31 Dec 211,6991256760
30 Sep 211,5891286650
30 Jun 211,5501106520
31 Mar 211,5731076550
31 Dec 201,6311076730
30 Sep 201,7371286910
30 Jun 201,8301487150
31 Mar 201,8631557250
31 Dec 191,8641657180
30 Sep 191,8471597170
30 Jun 191,8251577080
31 Mar 191,7991546960
31 Dec 181,7811536830
30 Sep 181,7801736740
30 Jun 181,7851686710
31 Mar 181,7821536710
31 Dec 171,7801446750
30 Sep 171,7621136820
30 Jun 171,587836180
31 Mar 171,353805220
31 Dec 161,088604240
30 Sep 16818433140
30 Jun 16726552720
31 Mar 16712572660
31 Dec 15705612590
30 Sep 15716682610
30 Jun 15721772610
31 Mar 15719792580
31 Dec 14713852530
30 Sep 14695842460
30 Jun 14694882430

Quality Earnings: FCFS has high quality earnings.

Growing Profit Margin: FCFS's current net profit margins (8.3%) are higher than last year (7.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FCFS's earnings have grown by 17.9% per year over the past 5 years.

Accelerating Growth: FCFS's earnings growth over the past year (20.5%) exceeds its 5-year average (17.9% per year).

Earnings vs Industry: FCFS earnings growth over the past year (20.5%) exceeded the Consumer Finance industry 16%.

Return on Equity

High ROE: FCFS's Return on Equity (13.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/04 10:30
End of Day Share Price 2025/06/04 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FirstCash Holdings, Inc. is covered by 20 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Elizabeth Pierce LaddAscendiant Capital Markets LLC
Gilberto GarciaBarclays
Vincent CainticBTIG