FirstCash Holdings Future Growth

Future criteria checks 1/6

FirstCash Holdings is forecast to grow earnings and revenue by 13.9% and 3.5% per annum respectively while EPS is expected to grow by 14.5% per annum.

Key information

13.9%

Earnings growth rate

14.5%

EPS growth rate

Consumer Finance earnings growth	12.4%
Revenue growth rate	3.5%
Future return on equity	n/a
Analyst coverage	Good
Last updated	07 Feb 2025

Recent future growth updates

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Oct 27

FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

May 02

Recent updates

FirstCash: Strong Core Pawn In The U.S., But Challenges Elsewhere

Jan 03

FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

Nov 23

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Oct 27

FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

May 02

FirstCash Stands To Benefit From Pressures On Both Consumers And Other Lenders

Apr 09

FirstCash Holdings: Counter-Cyclical Pawn Business

Sep 16

FirstCash Holdings increases size, extends maturity date of credit facility

Aug 31

FirstCash Seeing A Strong Core Pawn Recovery, But Point-Of-Sale Is Lagging

Aug 08

Earnings and Revenue Growth Forecasts

NasdaqGS:FCFS - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	3,866	388	N/A	N/A	1
12/31/2026	3,591	351	N/A	N/A	6
12/31/2025	3,406	300	N/A	N/A	6
12/31/2024	3,389	259	472	540	N/A
9/30/2024	3,357	245	371	441	N/A
6/30/2024	3,306	237	365	439	N/A
3/31/2024	3,225	233	355	428	N/A
12/31/2023	3,152	219	356	416	N/A
9/30/2023	3,049	230	408	461	N/A
6/30/2023	2,935	232	404	448	N/A
3/31/2023	2,832	273	417	460	N/A
12/31/2022	2,729	253	434	469	N/A
9/30/2022	2,481	203	371	411	N/A
6/30/2022	2,209	177	296	336	N/A
3/31/2022	1,951	119	235	274	N/A
12/31/2021	1,699	125	181	223	N/A
9/30/2021	1,589	128	141	183	N/A
6/30/2021	1,550	110	155	193	N/A
3/31/2021	1,573	107	178	214	N/A
12/31/2020	1,631	107	185	222	N/A
9/30/2020	1,737	128	206	245	N/A
6/30/2020	1,830	148	227	269	N/A
3/31/2020	1,863	155	192	237	N/A
12/31/2019	1,864	165	187	232	N/A
9/30/2019	1,847	159	190	233	N/A
6/30/2019	1,825	157	185	229	N/A
3/31/2019	1,799	154	184	224	N/A
12/31/2018	1,781	153	208	243	N/A
9/30/2018	1,780	173	N/A	246	N/A
6/30/2018	1,785	168	N/A	238	N/A
3/31/2018	1,782	153	N/A	248	N/A
12/31/2017	1,780	144	N/A	220	N/A
9/30/2017	1,762	113	N/A	205	N/A
6/30/2017	1,587	83	N/A	160	N/A
3/31/2017	1,353	80	N/A	136	N/A
12/31/2016	1,088	60	N/A	97	N/A
9/30/2016	818	43	N/A	68	N/A
6/30/2016	726	55	N/A	90	N/A
3/31/2016	712	57	N/A	90	N/A
12/31/2015	705	61	N/A	93	N/A
9/30/2015	716	68	N/A	93	N/A
6/30/2015	721	77	N/A	91	N/A
3/31/2015	719	79	N/A	100	N/A
12/31/2014	713	85	N/A	98	N/A
9/30/2014	695	84	N/A	102	N/A
6/30/2014	694	88	N/A	110	N/A
3/31/2014	671	87	N/A	107	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FCFS's forecast earnings growth (13.9% per year) is above the savings rate (2.6%).

Earnings vs Market: FCFS's earnings (13.9% per year) are forecast to grow slower than the US market (14.5% per year).

High Growth Earnings: FCFS's earnings are forecast to grow, but not significantly.

Revenue vs Market: FCFS's revenue (3.5% per year) is forecast to grow slower than the US market (8.8% per year).

High Growth Revenue: FCFS's revenue (3.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if FCFS's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/10 23:49
End of Day Share Price	2025/02/10 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FirstCash Holdings, Inc. is covered by 20 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Elizabeth Pierce Ladd	Ascendiant Capital Markets LLC
Gilberto Garcia	Barclays
Vincent Caintic	BTIG

FirstCash Holdings Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

FirstCash Holdings, Inc. Provides Earnings Guidance for the Fiscal Year 2024

FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

Price target increased by 9.6% to US$135

FirstCash Holdings, Inc. Provides Earnings Guidance for the Year 2024

Price target increased by 9.3% to US$124

Recent updates

Fourth quarter dividend of US$0.38 announced

Full year 2024 earnings: Revenues and EPS in line with analyst expectations

FirstCash Holdings, Inc. Declares First Quarter Cash Dividend, Payable on February 28, 2025

FirstCash: Strong Core Pawn In The U.S., But Challenges Elsewhere

Insufficient new directors

Firstcash Holdings, Inc. Announces Retirement of Douglas R. Rippel from the Board of Directors

FirstCash Holdings (NASDAQ:FCFS) Ticks All The Boxes When It Comes To Earnings Growth

Upcoming dividend of US$0.38 per share

FirstCash Holdings, Inc. (NASDAQ:FCFS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Third quarter dividend of US$0.38 announced

Second quarter 2024 earnings released: EPS: US$1.09 (vs US$0.99 in 2Q 2023)

FirstCash Holdings, Inc. Declares Fourth Quarter Cash Dividend, Payable on November 27, 2024

New minor risk - Dividend sustainability

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) P/E Is On The Mark

Director recently sold US$477k worth of stock

Director recently sold US$878k worth of stock

Director recently sold US$344k worth of stock

Director notifies of intention to sell stock

Upcoming dividend of US$0.38 per share

Second quarter dividend increased to US$0.38

FirstCash: Strong Core Pawn Results, But Some Yellow Flags Elsewhere

Second quarter 2024 earnings: EPS misses analyst expectations

FirstCash Holdings, Inc. Provides Earnings Guidance for the Fiscal Year 2024

FirstCash Holdings, Inc.'s (NASDAQ:FCFS) Popularity With Investors Is Clear

Director recently sold US$85m worth of stock

FirstCash Holdings, Inc. (NASDAQ:FCFS) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

First quarter dividend of US$0.35 announced

FirstCash Holdings, Inc., Annual General Meeting, Jun 12, 2024

FirstCash Holdings, Inc. Declares Second Quarter Cash Dividend, Payable on May 31, 2024

First quarter 2024 earnings: EPS in line with expectations, revenues disappoint

FirstCash Stands To Benefit From Pressures On Both Consumers And Other Lenders

Director recently sold US$8.2m worth of stock

Director notifies of intention to sell stock

Upcoming dividend of US$0.35 per share at 1.2% yield

Fourth quarter dividend of US$0.35 announced

Price target increased by 9.6% to US$135

FirstCash Holdings, Inc. Provides Earnings Guidance for the Year 2024

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

FirstCash Holdings, Inc. to Report Q3, 2024 Results on Oct 24, 2024

Executive VP notifies of intention to sell stock

Upcoming dividend of US$0.35 per share at 1.3% yield

AFF President recently sold US$400k worth of stock

Price target increased by 9.3% to US$124

FirstCash Holdings, Inc. Declares Quarterly Cash Dividend, Payable on November 30, 2023

Third quarter 2023 earnings released: EPS: US$1.26 (vs US$1.27 in 3Q 2022)

Director notifies of intention to sell stock

Director notifies of intention to sell stock

Upcoming dividend of US$0.35 per share at 1.4% yield

FirstCash Holdings, Inc. (NasdaqGS:FCFS) announces an Equity Buyback for $200 million worth of its shares.

Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

FirstCash Holdings, Inc. Provides Earnings Guidance for the Year 2023

Director notifies of intention to sell stock

Director notifies of intention to sell stock

Executive VP recently sold US$780k worth of stock

Upcoming dividend of US$0.33 per share at 1.3% yield

Price target increased by 9.3% to US$112

First quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of US$0.33 per share at 1.5% yield

FirstCash Holdings, Inc (NasdaqGS:FCFS) acquired 25-store chains in Alabama and Texas.

Full year 2022 earnings: EPS exceeds analyst expectations

FirstCash Holdings, Inc (NasdaqGS:FCFS) acquired 25-store chains in Alabama and Texas.

Director notifies of intention to sell stock

Upcoming dividend of US$0.33 per share

Independent Director recently sold US$768k worth of stock

FirstCash Holdings, Inc (NasdaqGS:FCFS) announces an Equity Buyback for $100 million worth of its shares.

Third quarter 2022 earnings: EPS exceeds analyst expectations

FirstCash Holdings: Counter-Cyclical Pawn Business

FirstCash Holdings increases size, extends maturity date of credit facility

FirstCash Seeing A Strong Core Pawn Recovery, But Point-Of-Sale Is Lagging