Better Home & Finance Holding Company

NasdaqGM:BETR Stock Report

Market Cap: US$198.9m

Better Home & Finance Holding Valuation

Is BETR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BETR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate BETR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate BETR's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BETR?

Key metric: As BETR is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for BETR. This is calculated by dividing BETR's market cap by their current revenue.
What is BETR's PS Ratio?
PS Ratio2.4x
SalesUS$85.78m
Market CapUS$198.92m

Price to Sales Ratio vs Peers

How does BETR's PS Ratio compare to its peers?

The above table shows the PS ratio for BETR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.6x
FOA Finance of America Companies
0.2x-20.1%US$196.1m
HMPT Home Point Capital
3.7x39.9%US$321.4m
WSBF Waterstone Financial
2.1xn/aUS$286.2m
LDI loanDepot
0.4x18.5%US$472.1m
BETR Better Home & Finance Holding
2.4xn/aUS$198.9m

Price-To-Sales vs Peers: BETR is expensive based on its Price-To-Sales Ratio (2.4x) compared to the peer average (0.9x).

Price to Sales Ratio vs Industry

How does BETR's PS Ratio compare vs other companies in the US Diversified Financial Industry?

14 CompaniesPrice / SalesEstimated GrowthMarket Cap
FMCC Federal Home Loan Mortgage
0.5x-2.9%US$11.44b
RKT Rocket Companies
0.5x23.3%US$2.12b
UWMC UWM Holdings
0.4x9.5%US$1.01b
LDI loanDepot
0.4x18.5%US$472.15m
BETR 2.4xIndustry Avg. 2.8xNo. of Companies15PS0246810+
14 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: BETR is good value based on its Price-To-Sales Ratio (2.4x) compared to the US Diversified Financial industry average (2.8x).

Price to Sales Ratio vs Fair Ratio

What is BETR's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BETR PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio2.4x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate BETR's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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