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Wah Fu Education Group

Nasdaq:WAFU
Snowflake Description

Flawless balance sheet and fair value.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
WAFU
Nasdaq
$11M
Market Cap
  1. Home
  2. US
  3. Consumer Services
Company description

Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in China. The last earnings update was 131 days ago. More info.


Add to Portfolio Compare Print
  • Wah Fu Education Group has significant price volatility in the past 3 months.
WAFU Share Price and Events
7 Day Returns
-8.2%
NasdaqCM:WAFU
1.2%
US Consumer Services
0.5%
US Market
1 Year Returns
-
NasdaqCM:WAFU
-1.2%
US Consumer Services
0.8%
US Market
WAFU Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Wah Fu Education Group (WAFU) -8.2% -30.2% - - - -
US Consumer Services 1.2% 2.9% 9.1% -1.2% 106.5% 105.5%
US Market 0.5% 0.2% 1.1% 0.8% 37.4% 37.5%
1 Year Return vs Industry and Market
  • No trading data on WAFU.
  • No trading data on WAFU.
Price Volatility
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for Wah Fu Education Group's competitors could be found in our database.

Value

 Is Wah Fu Education Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Wah Fu Education Group. This is due to cash flow or dividend data being unavailable. The share price is $2.45.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Wah Fu Education Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Wah Fu Education Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqCM:WAFU PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-09-30) in USD $0.21
NasdaqCM:WAFU Share Price ** NasdaqCM (2019-06-14) in USD $2.45
United States of America Consumer Services Industry PE Ratio Median Figure of 25 Publicly-Listed Consumer Services Companies 25.73x
United States of America Market PE Ratio Median Figure of 3,091 Publicly-Listed Companies 17.68x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Wah Fu Education Group.

NasdaqCM:WAFU PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqCM:WAFU Share Price ÷ EPS (both in USD)

= 2.45 ÷ 0.21

11.5x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Wah Fu Education Group is good value based on earnings compared to the US Consumer Services industry average.
  • Wah Fu Education Group is good value based on earnings compared to the United States of America market.
Price based on expected Growth
Does Wah Fu Education Group's expected growth come at a high price?
Raw Data
NasdaqCM:WAFU PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 11.5x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
15.2%per year
United States of America Consumer Services Industry PEG Ratio Median Figure of 16 Publicly-Listed Consumer Services Companies 1.39x
United States of America Market PEG Ratio Median Figure of 2,125 Publicly-Listed Companies 1.52x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Wah Fu Education Group, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Wah Fu Education Group's assets?
Raw Data
NasdaqCM:WAFU PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-09-30) in USD $2.31
NasdaqCM:WAFU Share Price * NasdaqCM (2019-06-14) in USD $2.45
United States of America Consumer Services Industry PB Ratio Median Figure of 51 Publicly-Listed Consumer Services Companies 2.03x
United States of America Market PB Ratio Median Figure of 5,244 Publicly-Listed Companies 1.79x
NasdaqCM:WAFU PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqCM:WAFU Share Price ÷ Book Value per Share (both in USD)

= 2.45 ÷ 2.31

1.06x

* Primary Listing of Wah Fu Education Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Wah Fu Education Group is good value based on assets compared to the US Consumer Services industry average.
X
Value checks
We assess Wah Fu Education Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Services industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Services industry average (and greater than 0)? (1 check)
  5. Wah Fu Education Group has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Wah Fu Education Group expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Wah Fu Education Group, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
15.2%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Wah Fu Education Group expected to grow at an attractive rate?
  • Wah Fu Education Group's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Wah Fu Education Group's earnings growth is expected to exceed the United States of America market average.
  • Unable to compare Wah Fu Education Group's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NasdaqCM:WAFU Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqCM:WAFU Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 15.2%
United States of America Consumer Services Industry Earnings Growth Rate Market Cap Weighted Average 29.3%
United States of America Consumer Services Industry Revenue Growth Rate Market Cap Weighted Average 13%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.9%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqCM:WAFU Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (8 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqCM:WAFU Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2018-09-30 6 0 1
2018-06-30 6 0 1
2018-03-31 6 0 1
2017-12-31 6 0 1
2017-09-30 5 1 1
2017-06-30 5 1 1
2017-03-31 5 1 1
2016-03-31 7 2 2

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Wah Fu Education Group's earnings are expected to grow by 15.2% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if Wah Fu Education Group is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqCM:WAFU Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (8 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Wah Fu Education Group Company Filings, last reported 8 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:WAFU Past Financials Data
Date (Data in USD Millions) EPS *
2018-09-30 0.21
2018-06-30 0.29
2018-03-31 0.36
2017-12-31 0.28
2017-09-30 0.20
2017-06-30 0.19
2017-03-31 0.18
2016-03-31 0.70

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Wah Fu Education Group will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Wah Fu Education Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Wah Fu Education Group has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Wah Fu Education Group performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Wah Fu Education Group's growth in the last year to its industry (Consumer Services).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Insufficient data to establish if Wah Fu Education Group's year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Wah Fu Education Group's 1-year earnings growth to the 5-year average due to insufficient past data.
  • Wah Fu Education Group's earnings growth has exceeded the US Consumer Services industry average in the past year (6.8% vs 6.5%).
Earnings and Revenue History
Wah Fu Education Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Wah Fu Education Group Company Filings, last reported 8 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:WAFU Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-09-30 5.80 0.68 2.85
2018-06-30 5.89 0.91 2.76
2018-03-31 5.97 1.14 2.67
2017-12-31 5.57 0.89 2.58
2017-09-30 5.16 0.64 2.50
2017-06-30 5.17 0.61 2.43
2017-03-31 5.17 0.57 2.36
2016-03-31 7.04 2.24 1.87

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Wah Fu Education Group has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Wah Fu Education Group used its assets more efficiently than the US Consumer Services industry average last year based on Return on Assets.
  • Unable to establish if Wah Fu Education Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Wah Fu Education Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Services industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Wah Fu Education Group has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Wah Fu Education Group's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Wah Fu Education Group's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Wah Fu Education Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Wah Fu Education Group has no long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Wah Fu Education Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Wah Fu Education Group has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Wah Fu Education Group Company Filings, last reported 8 months ago.

NasdaqCM:WAFU Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-09-30 7.70 0.00 4.09
2018-06-30 7.70 0.00 4.09
2018-03-31 8.17 0.00 4.72
2017-12-31 8.17 0.00 4.72
2017-09-30 7.21 0.00 4.84
2017-06-30 7.21 0.00 4.84
2017-03-31 6.25 0.00 5.60
2016-03-31 5.97 0.00 5.17
  • Wah Fu Education Group has no debt.
  • Wah Fu Education Group has not taken on any debt in the past 5 years.
  • Wah Fu Education Group has no debt, it does not need to be covered by operating cash flow.
  • Wah Fu Education Group has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Wah Fu Education Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Wah Fu Education Group has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Wah Fu Education Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Wah Fu Education Group dividends.
If you bought $2,000 of Wah Fu Education Group shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Wah Fu Education Group's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Wah Fu Education Group's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqCM:WAFU Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Consumer Services Industry Average Dividend Yield Market Cap Weighted Average of 8 Stocks 2%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2011 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.5%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Wah Fu Education Group has not reported any payouts.
  • Unable to verify if Wah Fu Education Group's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Wah Fu Education Group's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Wah Fu Education Group has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Wah Fu Education Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Wah Fu Education Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Wah Fu Education Group has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Wah Fu Education Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • Wah Fu Education Group has no CEO, or we have no data on them.
Management Team
Board of Directors
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Wah Fu Education Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Wah Fu Education Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in China. It operates in two segments, Online Education Services; and Technological Development and Operation Services. The Online Education Services segment offers online education platforms to institutions, such as universities and training institutions, and online course development service companies. This segment provides self-study examination, continuing education, and non-diploma training platforms that allow students to enroll in courses for college credit; and online training and examination preparation services directly to students. The Technological Development and Operation Services segment develops and maintains online education platforms and online courses for its clients, including universities and government agencies, as well as private clients, such as publishers and education service companies; and provides consulting, maintenance, and updating services related to online education programs. The company was founded in 1999 and is headquartered in Beijing, China.

Details
Name: Wah Fu Education Group Limited
WAFU
Exchange: NasdaqCM
Founded: 1999
$10,733,530
4,381,033
Website: http://www.edu-edu.com
Address: Wah Fu Education Group Limited
Room 505, Building No. 40,
No. 1 Disheng North Street,
Beijing,
100176,
China
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqCM WAFU Common Stock Nasdaq Capital Market US USD 30. Apr 2019
Number of employees
Current staff
Staff numbers
0
Wah Fu Education Group employees.
Industry
Education Services
Consumer Services
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/16 00:44
End of day share price update: 2019/06/14 00:00
Last earnings filing: 2019/02/05
Last earnings reported: 2018/09/30
Last annual earnings reported: 2018/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.